David has worked in financial services for over 40 years. At Barclays he worked for three Group chairmen, helped set up Large Corporate Banking, had wide experience in SME and consumer banking and ran the Group’s IT and operations function. David subsequently led Commercial Banking for Lloyds Bank, then was chief executive of Cattles PLC (a consumer finance and invoice finance business) before joining Moneycorp (an independent FX provider) as CEO. Before joining UK Finance David spent eight years at Bibby Financial Services as the chief executive.

Bob Wigley spent his banking career with Morgan Grenfell and Merrill Lynch and was EMEA Chairman of Merrill Lynch between 2003 and 2009. Between 2006 and 2009 he was a member of the Court of the Bank of England. He is a past member of the Takeover Panel, the FSA’s Senior Practitioners Panel and was the FSA’s nominated representative on the Council of European Securities Regulators Market Consultation Panel.

He led a group of industry Chairman and Chief Executives to author a report on the competitiveness of London as a global financial centre “London, Winning in the Decade Ahead” and chaired the Green Investment Bank Commission. Since leaving banking, he has chaired and invested in a number of Fintech companies. Bob was instrumental in the creation of TheCityUK and has been on its advisory board since its formation.

Jackie is director of UK Finance’s cards and consumer credit area. The consumer credit team supports all aspects of consumer lending products with particular expertise in cards, loans and overdrafts.

For the ten years prior to joining UK Finance Jackie held the position of General Counsel at MBNA, where she was also a member of the senior leadership team and advisor to the main Board. She joined the MBNA legal department in 1997 following her early career in private practice and in-house legal roles within financial services.

Ian Bhullar is Director for Sustainability Policy, and works with members and UK and international regulators to shape the sustainable finance landscape. Passionate about mobilising the financial services sector toward a more sustainable economy, his team focuses on tackling policy barriers to green finance and helping firms share knowledge and best practice. He sits on the IRSG Sustainable Finance Committee and European Banking Federation’s Sustainable Finance Expert Group.

Ian joined UK Finance in 2022 having held advisory roles in the UK Government and European Commission, including as senior advisor for the COP26 climate conference at HM Treasury and head of international green finance at the Department for Business, Energy & Industrial Strategy. He started his career as a commodities and climate reporter, covering energy and carbon markets in Europe, Asia and Africa.

Georgia has worked at UK Finance since 2018 and is the Commercial Director of the Commercial Delivery Team. Leading on UK Finances strategy and delivery of events, training and commercial partners which support UK Finances member and industry activities. 

Georgia has over 15 years’ experience in commercial events, holding a variety of position within finance, retail and pharmaceuticals, with her previous role being at the Alternative Investment Management Association (AIMA) looking after all member event activity and marketing.

Sarah is Managing Director of Corporate Affairs and Strategic Policy and is responsible for the overall strategy and delivery of UK Finance’s external activity including press and campaigns, UK and international advocacy, regulatory policy, sustainability policy, content, design and marketing.

Prior to joining UK Finance, Sarah was Director of Media Relations at London Stock Exchange Group and has worked across a range of corporate affairs and policy disciplines at the Financial Conduct Authority (FCA), the Bank of England, the Federal Reserve Bank of New York and the Association of British Insurers. She also worked as press secretary to Andrew Bailey as Deputy Governor of the Bank of England, acting as his Special Adviser when he then became the FCA’s Chief Executive.

Laura joined UK Finance in August 2024 as Director, Resilience & Cyber, and is responsible for the development and delivery of sector specific strategies, maintaining active senior-level engagement with government, regulators, consumer advocates and policy makers on a range of issues to ensure the resilience of the financial services sector, which is critical to the stability of UK markets and the broader economy. This includes delivery of improvements via the Cross Market Operational Resilience Group (CMORG), and its sub-groups, and ensuring an efficient execution UK Finance’s Sector Response Framework (SRF) responsibilities during a systemically important operational disruption. Laura started her career as a Chartered Accountant at Deloitte and PricewaterhouseCoopers, specialising in technology audits and consulting engagements. Laura has significant experience and expertise in Operational Resilience and Cyber Security and has held a number of senior roles at Lloyds Banking Group, HSBC and Vocalink across a variety of disciplines including Risk Management, Transformation and Major Change Programmes, Operations, and Cost and Vendor Management.

Daniel leads UK Finance’s Economic Crime cross-cutting policy, advocacy and public/private partnership activity. 

Daniel joined UK Finance in 2017 and his previous leadership experience include as Director responsible for the organisation’s work on LIBOR transition, supporting firms across our membership during this change.  As Director, Commercial Finance, he also previously led on a range of commercial banking activity including stakeholder engagement, access to banking and finance, and regulatory change. 

Daniel started his career in Deloitte’s Banking and Capital Markets group where he served a range of financial services clients in assurance and advisory engagements.  He is a Chartered Accountant and Chartered Banker, and a graduate of the University of Cambridge.

In his role as director of commercial, marketing, events and training, Jason has responsibility for designing and building the associate membership programme, now numbering over 200 organisations, which sets out to assist, collaborate, share and inform members. He assisted in merging the commercial functions of four of the six trade organisations when UK Finance was created in July 2017. Jason has almost 25 years commercial experience spanning both marketing and relationship management. He joined the British Bankers’ Association (BBA) in 2008 as commercial director, responsible for the commercial activity covering events, training and associate membership business streams. Prior to that, Jason worked for the Chartered Institute of Public Finance and Accountancy (CIPFA) as head of marketing for 14 years, gaining an MA in Marketing and receiving Chartered Institute of Marketing (CIM) Chartered Marketer status.

Mike has policy responsibility for commercial finance at UK Finance, which covers the corporate and SME markets. This includes engagement with government, regulators and key market stakeholders on access to finance, enhanced customer protection, serving customers better, supporting the economy and competitiveness.

Prior to joining UK Finance, Mike gained over 35 years’ experience in the banking industry at HSBC, in branch, regional and head office roles, including retail and commercial banking, marketing, strategic planning and implementation, e-commerce. He also led on SME, commercial and corporate banking policy issues including the Business Finance Taskforce. While at HSBC, Mike completed two secondments with the London Enterprise Agency and HM Treasury. He is an associate of the Chartered Institute of Bankers.

Lee has worked at UK Finance since 2018 and leads on strategic policy and planning matters. Prior to joining UK Finance, he worked at the Institute of Physics (IOP) where he advocated for policies aimed at increasing spending on scientific research and education, amongst other issues. He also spent three years as a Parliamentary Assistant to an MP, during which time he dealt with a range of policy and political topics. He holds degrees in both history and politics and mathematics.

Matthew is Director of UK Finance’s Invoice Finance and Asset Based Lending area, with particular expertise in supporting small and mid-sized businesses. 

Prior to the formation of UK Finance, Matthew was deputy chief executive of the Asset Based Finance Association (ABFA), having joined as head of government affairs in 2011. He was previously joint head of public affairs at specialist law firm Bircham Dyson Bell, advising clients across healthcare, transport, retail and infrastructure. Before that Matthew was a director at DLA Piper’s global government relations practice, where his clients ranged from financial services businesses to overseas governments. 

Yvonne Deane Harte acts as UK Finance’s Director for Secondary Markets and Post Trade processes and leads UK Finance securities tokenisation work. Yvonne joined UK Finance in 2020 having worked both in industry and private practice as a senior counsel solicitor specialising in investment management and financial regulation, advising on DvP trades, MiFID II, accessing new markets, market infrastructure, CASS and Brexit. Yvonne is passionate about advancing industry priorities to ensure the continued success of UK financial services. 

Andy is UK Finance’s Director of Communications.

He joined UK Finance in 2021, initially as Director of Communications, from the consultancy Maitland/AMO, where he advised a wide range of clients on their communications activities. Prior to that he worked at HM Treasury in the financial services policy team, including two years at UK Financial Investments, the body established following the financial crisis to hold the Government’s stakes in the recapitalised banks. He started his career at Barclays working in their corporate banking division.

Ben Donaldson OBE is our Managing Director for Economic Crime. His teams work on behalf of our members across fraud, financial crime, sanctions, and export controls. The UK Finance Economic Crime team provides traditional trade association services to our members, but also a range of operational services. The blend of the services we provide enables us to work in collaboration with our members, other sectors, government, regulators and law enforcement to protect society and the economy by reducing economic crime. 

Prior to joining UK Finance, Ben spent 23 years working for the UK Government in Defence and Foreign Affairs. In 2015, he was awarded an OBE for services to Defence.

Aysha is a Director in the Commercial Finance team.  She leads on Regulation (including Consumer Duty and regulation of SME lending), Government Schemes, Restructuring & Insolvency as well as cross-cutting areas including Economic Crime and Innovation.  She chairs several industry groups and works closely with members, associate members and key stakeholders including governmental bodies, regulators and law enforcement.

Aysha is a lawyer with 20 years’ experience, most recently as UK Finance interim General Counsel where she advised on several major industry projects and was heavily involved in the industry’s response to the pandemic.  Before joining UK Finance, Aysha spent many years in private practice and in-house as a competition/commercial lawyer.

Simone is UK Finance’s Chief of Staff, responsible for corporate governance and business planning.

She has over 20 years of experience in financial services regulation.  Prior to joining UK Finance in October 2023, she held various senior positions in the Financial Ombudsman Service and the Financial Conduct Authority.

Beth is Director, Membership & Strategic Partnerships leading the Relationship Management team at UK Finance and is responsible for the overall strategy and delivery of our Relationship Management Approach. This includes building long term strategic partnerships to maximise member value, championing the member voice and contributing to the future direction of membership at UK Finance.  Beth is also responsible for the acquisition of prospective members and growing the membership proposition as we seek to ensure we are representing the depth and breadth of the Financial Services industry.

Prior to UK Finance, Beth worked as a Senior Consultant, Financial Services in Global Executive Search, responsible for securing and delivering search projects for executive team members, at the CBI as Assistant Director, Financial Services and held a variety of roles in both Relationship Management and Commercial Partnerships in the Financial Services industry.

Alastair is a member of UK Finance’s Executive Committee, chairs the Operations Committee and has overall responsibility for Finance, HR, IT, Risk, Legal, Procurement, Facilities and Hospitality.

Prior to joining UK Finance, Alastair was the finance director at the media and communications regulator Ofcom. As a chartered accountant with a career spanning over 25 years, Alastair has held a variety of senior finance roles in both financial services and the telecommunications sector and has considerable experience of leading and managing organisational change and transformation. Alastair is also a non-executive director at UK Coaching, chairs the Finance, Audit and Risk Committee and is also a member of the Governance Committee for the charity.

Matt is a Programme Director at UK Finance, with a focus on strategic technical projects. He is responsible for the planning, development, and implementation of programmes, acting as a focal point for key stakeholders and leadership across the organisation. 

Prior to joining UK Finance, Matt held a number of strategic and operational roles for representative membership organisations within financial and professional services, including TheCityUK, the Chartered Insurance Institute, and the CQF Institute. Matt has an MBA from Bayes Business School.

Lee heads up the Data and Research team, which is responsible for gathering, analysing and producing commentary on a range of data series covering payments, business and personal finance. Her focus is on ensuring the information requirements of members are met, supporting advocacy priorities and monitoring developments in the UK economy. The team also supports the broader research activities across UK finance. 

Prior to joining UK Finance, Lee was Deputy Director at the Enterprise Research Centre and previously Chief Economist at Make UK.

Toby is UK Finance’s CTO and has overall responsibility for the development and successful implementation of the UK Finance IT strategy and roadmap. Toby is also responsible for managing the day to day delivery of business-critical systems and IT services, ensuring that through agile and flexible technology solutions, the IT function helps enable UK Finance to achieve its goals.   

Prior to joining UK Finance Toby was in executive leadership positions, spanning various sectors overseeing Europe-wide IT operations. Offering strategic solutions to progress and improve business practices and solutions, Toby was responsible for overseeing complex IT programmes, instructing large teams, embedding best practice principles and overseeing the development of entire IT platforms. 

Conor directs and manages the delivery of UK Finance’s cross-cutting international and Brexit workstreams. His focus is around market access regulation and trade in services. His role covers policy development, strategic planning and senior stakeholder engagement.

Prior to joining UK Finance, Conor worked across a range of UK government departments including HM Treasury, where he worked on financial crisis intervention schemes and was a member of the Government Economic Service (GES). Most recently, Conor spent a number of years at UK Financial Investments, the body that has responsibility for managing the government’s shareholdings and loans in financial assets, where he was responsible for work on Northern Rock and Bradford & Bingley.

In his role as managing director of personal finance, Eric is responsible for all everyday banking matters, including cards, complaints handling, conduct regulation, consumer credit, payments, savings and supporting vulnerable customers across retail and private banking portfolios.  

Eric is accountable to retail, private and mid-tier bank CEOs for the development and delivery of sector specific strategies, maintaining active senior-level engagement with politicians, regulators, consumer advocates and policy makers on a range of issues to support the economy, serve customers better and earn trust in the sector.

Eric is a chartered banker and former vice-chair of the Buckinghamshire Building Society, a non-executive director at Registry Trust Limited and previously held non-executive roles on the Lending Standards Board, African Caribbean Westminster Initiative and the government’s Credit Union Expansion Project and Regional Growth Fund.

Jana is the Managing Director for Payments and Innovation at UK Finance where she leads discussions on payments, fintech and digital agendas. 

Before joining UK Finance, she was head of the Worldpay (then FIS) Global Government Affairs team, shaped competition and regulatory policies at the Financial Conduct Authority and Payments Systems Regulator and prior to that supported companies across public and private sectors globally through her various roles. 

She has added commercial credentials delivering and implementing policies in practice, holds several board positions and works with a number of charities.

Giles is Director of Campaigns at UK Finance. He is responsible for planning and delivering the organisation’s  communication activities to promote campaigns on behalf of the banking and finance industry. He was previously the Head of Press and Campaigns.

Before joining UK Finance, Giles worked in the press offices at the communications regulator Ofcom and the Department for Education. He began his career working in radio as a producer at LBC.

Phillip is Director for Digital Technology and Innovation at UK Finance. 

He has a particular focus on how legislative and regulatory policy impacts digital transformation in finance and banking. He works across the digital transformation landscape on digital identity, AI, new digital money, tokenisation, open banking and data protection. 

His previous role focussed on influencing payments strategy and regulation in the UK. Phillip has a public policy background with previous roles at HM Treasury and in local government. 

He currently sits on the FCA Innovation Advisory Group.

Richard joined UK Finance in August 2018 and has over 25 years’ experience, principally within the professional and financial services industries. In his career to date Richard has worked at Abbey National plc (now part of Santander), Shawbrook Bank, Aldermore Bank and HSBC, and has been the CFO of Rivington Street Holdings plc (a small conglomerate) and Oakam Limited (a sub-prime lender). He has significant international experience, including four years in Bermuda and New York with EY and PwC, respectively. Richard  is a qualified chartered accountant.

David is the Managing Director for Resilience and Cyber, Commercial Finance, and Data and Research. David leads on policy and other activities relating to commercial banking, invoice finance and asset-based lending, as well as operational resilience. David also leads on ensuring our data and research function is providing our members will valuable insights and strengthening our advocacy activities. David was previously a Policy Director in the FCA and before that spent nearly 2 decades as a civil servant, mostly in the Treasury. During that time David played a leading role in the design and delivery of many financial service polices, including leading on Covid loans policy throughout the pandemic, as well as leading on government policy around access to finance for SMEs.

Charles has over 25 years financial services experience and joined UK Finance in August 2020. As Director of Mortgages he has overall responsibility for delivering the mortgage policy work of UK Finance.

Prior to joining UK Finance, Charles was Executive Director and Chief Risk Officer at The Nottingham Building Society where he was accountable for designing and implementing the Society’s risk strategy and framework. Charles was also a director in the Regulatory Financial Services Practice at Grant Thornton LLP and has 11 years regulation and compliance experience at the FCA. While at the FCA, Charles was Head of Department for the mortgage sector, where he developed the FCA’s approach to the supervision of the UK mortgage market and oversaw the implementation of both the Mortgage Market Review and the Mortgage Credit Directive.

Ben Ruffels joined UK Finance as Director of Public Affairs in August 2024. The public affairs team manages UK Finance’s corporate relationships with key stakeholders across government, parliament and the wider policy community, sharing information and insights on financial services’ contribution to building a better society, and advocating on members’ key UK priorities. 

Before joining UK Finance, Ben led the in-house government relations functions at payments companies Volt and Checkout.com, and UK retail bank Virgin Money. He started his career in public affairs consultancy, advising clients across a range of sectors – including banking, mortgage lending, transport and leisure – on their government and regulatory advocacy.

Alyson is responsible for all operational and strategic HR matters at UK Finance. She has almost 20 years’ experience working in HR and her expertise includes employee relations, talent management, organisational design, workforce planning, restructures and reorganisations, learning and development, culture and change management, diversity and employee engagement. Prior to joining UK Finance Alyson gained extensive experience in the professional services sector at Capita, Colliers, Hogan Lovells and Accenture. Alyson holds a BA in Politics and Sociology and is CIPD qualified. 

Julie leads the Primary Markets and Corporate Finance team at UK Finance, which focuses on policy relating to primary equity and debt market issuance and public M&A. This work brings together ECM/DCM practitioners and M&A practitioners and legal specialists from across our membership and associate membership to discuss and address a range of public policy issues, spanning the breadth of the UK’s regulatory environment for listings, public capital raising and public M&A, including the Edinburgh reforms.

Julie has a wealth of experience in this area, having worked as a lawyer for over 20 years at (amongst others) Linklaters and Goldman Sachs and latterly as a policy expert within the FCA’s Capital Markets Policy team, where she led on various aspects of primary markets policy. Julie sits on the editorial board of the Capital Markets Law Journal.

Julie is also an experienced accredited Executive Coach.

Lucy is Director of Content for UK Finance where she leads on internal and external content and channels, in addition to marketing strategy and implementation.

Lucy has over 20 years’ experience in content strategy and implementation from a variety of sectors including the Financial Conduct Authority, Department of Work and Pensions, various charities and the National Union of Students.

As Director of Personal Banking, Peter leads policy work focused on conduct regulation, retail savings and investments, financial capability and inclusion, and customers in vulnerable circumstances. He also supports UK Finance’s work on private banking and wealth management business and maintains active senior-level engagement across members, regulators, politicians and consumer advocates.

Peter worked for the British Bankers' Association (BBA) for ten years, moving to UK Finance on its inception in 2017. As senior policy director, his responsibilities included retail savings and investments distribution/advice and relations with the Financial Services Compensation Scheme. Prior to this he spent seven years in retail supervision at the Financial Services Authority, and before that Peter worked in investment banking for ten years in debt and derivatives trading roles.

Chris is the Chief Operating Officer for EMEA responsible for developing and implementing business strategy and overseeing the business operations in the region.

Chris is originally from New York and has worked in the Global Financial Services industry for twenty-seven years. He joined Morgan Stanley in 2000 and has held positions in New York, London, Hong Kong and Frankfurt. He is a member of the European Operating Committee, EMEA Executive Risk Committee, EMEA Franchise Committee, EMEA ESG Oversight Committee and sits on several internal and external board seats. Chris most recently served as COO of Institutional Securities Group – Continental Europe.

Chris’s tenure at the firm includes five years in Morgan Stanley Electronic Trading (MSET) where he held regional and global roles primarily focused on client trading infrastructure and risk systems. Chris has spent nearly ten years in Business Unit Risk Management covering market, non-market, operational and regulatory risk. Chris also served as COO of Institutional Securities Group – Asia for five years and was an active member of Asia’s Management Committee, Operating Committee, Asia Franchise Committee and Diversity Advisory Council, as well as holding several board seats across the region.

Chris is married and has three children, aged 18, who attends New York University, and 16 (twins) who attend The American School in London.

Simon Bladon is PayPal UK Chief Executive Officer, and Vice President of Global Entity Management. Simon was formerly a Managing Director at Barclays with over 20 years’ experience in strategy, legal, transformation and operations leadership roles across corporate, consumer banking and payments. He has also worked as a financial markets solicitor in London, Sao Paolo and Madrid.

Currently CEO of Revolut in the UK, Francesca is a growth-leader and entrepreneur with almost 20 years of experience in financial services. Before joining Revolut in December 2023, she was CEO of Molo, the UK’s first digital mortgage lender, a company which she founded in 2017 and grew successfully to exit in 2023. Previously Francesca had held several senior roles in some of the largest banks in Europe, including Deutsche Bank and Barclays. She started her career in consulting and private equity at McKinsey & Co. and Bridgepoint Capital between London and Milan. 

She holds a PhD in Banking and Finance from the University of Rome, MBA (Hons) from Columbia University, Diploma from Harvard Kennedy School of Government. Francesca was nominated a Young Global Leader by the World Economic Forum in 2014. 

When she is not busy with work, Francesca enjoys spending time with her two sons, playing the piano, travelling and playing any type of sport.

Miles Celic joined TheCityUK as Chief Executive Officer in September 2016. He began his career in broadcasting with the BBC and others. He moved on to work in the UK parliament, where he focused on foreign affairs and defence issues. He subsequently worked in a number of leading reputation management and public policy consultancies, including an arm of Omnicom. In 2007 he joined HSBC’s policy function. Miles moved to Prudential in 2009 as Director of Group Public Affairs & Policy and became Director of Group Strategic Communications in 2013.

Thierry d’Argent was appointed as the CEO of SG London Branch and Chief Country Officer for SG in the UK & Ireland in May 2023. Thierry is a member Executive Committee of Société Générale’s Global Banking and Investor Solutions division; he is also a member of the Group’s Management Board.

Thierry was previously Société Générale’s Global Head of Coverage and Investment Banking; he was also Deputy Head of the Global Banking and Advisory business unit. In this role, he has advised some of the largest corporations and financial institutions across Europe, Asia, Latin America and the United States.

Thierry joined SG in Paris in early 2009 as Managing Director, Mergers & Acquisitions; in 2010, he was appointed Global Head of Mergers & Acquisitions; in 2012, he added responsibility for Equity Capital Markets, forming Corporate Finance. In 2015, he was appointed to the Group Management Board, and in early 2016 as Head of Coverage and Investment Banking. In 2019, he became Deputy Head of Global Banking and Advisory. Thierry started his career as a management consultant with Oliver Wyman in London in 1989; he then served as deputy Cabinet Director in the Brussels Federal Government between 1991 and 1992; he worked with Baring Brothers (subsequently ING Barings) in Paris between 1992 and 1998. In late 1998, Thierry joined J.P. Morgan, as an M&A practitioner, where he became a Managing Director in 2001, in charge of their Investment Banking practice in France.

Thierry is a supervisory board member of Le Palais Royal, L’Académie de Musique de Paris and serves on the advisory board of the French-German Economic Council. He served for 4 years on an Advisory Commission of France’s Autorité des Marchés Financiers (Commission Opérations et Emetteurs).

He graduated summa cum laude from the Solvay Business School, University of Brussels (1984-1989). He is married with four sons.

Vicky is CEO at Danske Bank UK. Danske Bank UK is the trading name of Northern Bank Limited. The Bank has £13bn in assets and operates across the UK but is predominantly focused on the region of Northern Ireland. It is the largest Bank in Northern Ireland with 500,000 customers and 1,400 colleagues. Northern Bank Limited is a wholly owned subsidiary of the Danske Bank Group – Denmark’s largest Bank.

Vicky has 18 years’ experience in senior roles in Financial Services in RBS and Danske Bank, having started her career as a management consultant with Accenture and has experience working under Private Equity ownership.

Vicky joined Danske Bank in 2012, has been a member of the Board since 2016, became Deputy CEO in 2019 and assumed the role of CEO in 2021. An experienced Board Director, she has a proven track record of developing and leading strategic change.

Since assuming the CEO role, Danske Bank UK has been named in the 2023 Q1 Best Companies Survey, as the best company to work for in Northern Ireland and the best Financial Services company to work for in the UK. In 2022 Danske was awarded by Business In The Community Platinum status as a Responsible Business – one of only four companies in Northern Ireland to hold this highest accolade.

Vicky is a Certified Bank Director, has an MBA from INSEAD and sits on the PRA Practitioner Panel. Vicky was recognised as one of the 2022 ‘Women to Watch’ by Cranfield School of Management.

She also sits on the Board of Northern Ireland Chamber of Commerce and on the advisory Board of Business in the Community Northern Ireland.

Joanna is Chief Executive of Independent Age, a national charity providing support for older people facing financial hardship.

The charity offers free and impartial advice and information, and grants for community organisations. It also works with Parliamentarians and other key stakeholders to make sure older people facing financial hardship have sufficient income and receive the financial support they’re entitled to, are protected from unfair or avoidable costs, have the connections and support they need in their communities, and live in safe, secure and suitable housing with the care and support they need.

Previously, Joanna was CEO of Money Advice Trust, the charity running National Debtline and Business Debtline, whose vision is to help people across the UK to tackle their debts and manage their money with confidence.

Joanna is a director of the financial services trade association UK Finance, representing vulnerable consumers, Chair of the Advisory Board at Birmingham University’s Centre on Household Assets and Savings Management, and a member of the Government’s Financial Inclusion Policy Forum. She is also Vice Chair of the Friends Provident Foundation, a Chartered Director and a Director of Fair 4 All Finance, which is using dormant assets to increase financial inclusion.

She lives in North London with her husband, Simon Horne, who is a Headteacher, and their three daughters. In her spare time she reads, sings, cycles and climbs Munros.

Richard Fearon joined Leeds Building Society in 2016 as Chief Commercial Officer and was appointed Chief Executive Officer in February 2019.  Leeds Building Society is the 5th biggest Building Society in the UK with assets of £25.5bn and is a strongly purpose based organisation focused on putting homeownership within reach of more people – generation after generation. Leeds Building Society unveiled record breaking results for 2022, supporting 18,000 first time buyers onto the housing ladder and withdrawing from lending on second homes to direct more energy towards helping first time buyers. Richard has been a member of the UK Finance Mortgage Product & Service Board (MPSB) since 2018, Deputy Chair from 2020-2021 and chaired the MPSB for 2022/2023. 

Richard started his career at Oliver Wyman & Company and spent 10 years at Lloyds Banking Group in senior mortgage and savings roles prior to joining Leeds Building Society.

Based in London, Hani Kablawi oversees the regional management teams across EMEA, APAC and Latin America, and leads strategy development, execution and delivery of enterprise priorities internationally. Hani is a member of BNY’s Executive Committee, Business Management and Client Committee, Senior Risk and Controls Committee and People Experience and Culture Committee and serves on a number of the bank's subsidiary boards in Europe and the Middle East.

Hani is passionate about belonging and inclusion and has sponsored a number of the bank's global employee and business resource groups. He is currently the executive sponsor of HEART, BNY’s diverse abilities resource group. Hani is also a committed advocate for emerging leaders and he sponsors the company's Future Leaders programs.

Hani is Deputy Chairman of the Advisory Council for the Official Monetary and Financial Institutions Forum (OMFIF), the independent financial think tank for central banks and public investment.

Since joining the bank in 1997, Hani has held a number of leadership roles in New York, London and the UAE. Hani is a Chartered Financial Analyst and has previously worked for HSBC in New York.

Wayne Lawson-Turnbull is the EMEA Regional Operating Officer for UBS' Investment Bank and the UK COO for UBS AG London Branch.

Wayne was also the Group Chief Operating Officer of EMEA from 2009 to 2011 leading the CEO and COO Management Office supporting the Group Regional CEO.  Prior to Wayne's roles in London since 2009, he was based at UBS in South Africa and was the Group Country Head for Sub Saharan Africa. He also spent three years in London from 1999-2001 as Global Head of the Management Office and Chief of Staff to the Chairman and CEO of the Investment Bank.  Before that, Wayne was the Managing Partner at JD Anderson and Co which was sold to Swiss Bank Corporation in 1995.

Wayne has an honours degree in Accounting Science and is a Chartered Accountant registered in South Africa and in England and Wales.

Tiina Lee became Citi’s Chief Executive Officer in the UK on 16 October 2023. Prior to joining Citi, Tiina was at Deutsche Bank where she was the Chief Executive Officer for the UK & Ireland with responsibility for all of the bank’s activities in the region, since 2018. Tiina served as Chair of Deutsche’s UK & Ireland Executive Committee, Chair of the London Branch Board of Senior Managers and General Manager of Deutsche Bank AG London Branch. Prior to that she served as Deputy CEO and Head of Global Markets, UK. Through her 33 year career in investment banking she has run trading and capital markets businesses and served as Head of UK Strategy and Chief Operating Officer for the UK. Tiina began her career at Hill Samuel Bank and Lehman Brothers.

Tiina sits on the Leadership Council of TheCityUK, a leading industry body. She is also a board member of UK Finance. She has been involved in many philanthropic endeavours, currently serving on the Board of Trustees of Donmar Warehouse Projects.

Hannah is American Express’s UK Country Manager and Senior Vice President leading the UK issuing business. She is also chair of the board of AESEL. 

Prior to this in her 16 years with American Express Hannah has held roles across the consumer, commercial and merchant services organisations. Most recently she led product, brand and marketing for the UK consumer, including responsibility for the lending business. She has held local, regional and international roles including responsibility for EMEA consumer business development, regional acquisition and loyalty strategy, international registered card operations, analytics and marketing excellence.

Saif Malik is Chief Executive Officer, UK and Regional Head, Client Coverage, UK & Turkey. In this role, he leads the management and development of corporate and financial institution client relationships in the UK and Turkey.

Saif joined Standard Chartered in 2006 and has held various leadership roles across the client business including Regional Co-Head of Global Banking for Africa & Middle East, Co-Head of Wholesale Banking with Standard Chartered Nigeria and Head of Corporate & Institutional Clients with Standard Chartered Malaysia. Prior to his current role, Saif was Global Head of our multinational corporate business (Global Subsidiaries).

Before he joined Standard Chartered, Saif held roles with Barclays Bank Tanzania, Barclays Bank Zambia, as well as a brief stint with the Central Bank of Zambia.

Saif is a passionate advocate for a sustainable, diverse and an inclusive global future. He possesses a wealth of Banking and Finance experience in the areas of sales & business development, marketing and corporate credit.

Saif holds a Bachelor of Arts in Economics and a Master of Arts in International Business, both from the University of Kentucky, USA.

Ian joined Vanquis Banking Group in August 2023 as Chief Executive Officer.   With over 30 years’ experience in the financial services industry Ian has extensive experience across consumer finance, motor finance, savings, mortgages, wealth management, and insurance.  From 2019, Ian was the CEO of Bank of Ireland UK Plc, and prior to this he held senior retail banking roles at Royal Bank of Scotland (now NatWest Group) including developing specialist consumer and commercial financial services propositions. 

Ian has a strong track record of delivering growth through improving customer service and enhancing distribution throughout his extensive financial services career. He has also served as a non-executive director on Bank and Technology company boards. 

Ian is a graduate of Queen’s University, Belfast, is married to Gulnaz. They have four children (Kirsty, Harrison, Zachary and Temujin) and live in Edinburgh.

Mike was appointed Executive Director and Chief Executive Officer of Santander UK in April 2022.

Skills and experience

Mike joined Santander UK from Yorkshire Building Society (‘YBS’), where he was a Board member since 2014 and Chief Executive since 2017. He previously held the posts of Chief Commercial Officer and Chief Customer Officer.

Mike began his career in strategic management consulting with a focus on Retail and Retail Financial Services. After management positions at Asda, he joined the banking sector and held a number of senior positions at Lloyds Banking Group, including Personal Current Accounts and Credit Cards Director, and Products and Marketing Director for TSB.

Mike has served as a Board Director of Visa UK, and Chairman of the merchant acquirer LTSB Cardnet. He was also Chair of the Building Societies Association from 2019 – 2021. Mike holds an MEng in Engineering, Economics & Management from Oxford, together with an MBA from INSEAD.

Other principal appointments

Chief Executive Officer of Santander UK Group Holdings plc* from 1 April 2022.

Mickey serves as the CEO of Leumi UK, a leading middle market finance boutique in the UK and in Europe and a subsidiary of Israel’s largest financial group, Bank Leumi, rated ‘a’ with c.£150b of assets. Founded in 1902 in London, with offices in London and in Brighton, Leumi UK is a leading finance boutique in the property, hotels and asset-based lending sectors. Over the past three years, Mickey has embarked on a 360 strategic review underpinning a refocused strategy to three said sectors, eliminated multiple business lines, and positioned Leumi UK as the GO-TO funding partner in the middle market space while acquiring/expanding relationship with blue-chip customers, doubling loan book to c.￡2b in that period and driving record profits. In addition, he helped design, execute and complete in less than a year a change management strategy encompassing (1) banking permit return (2) incorporation as a credit company (3) outsourced cloud-first digital & operational transformation with substantial gains and (4) a new performance and engagement-led people strategy.

Previously, Mickey held senior executive roles with Bank Hapoalim as head of international banking (Europe, U.S. and Turkey) , ABN AMRO Bank Asia (Hong Kong) as head of strategy and business development and Standard Chartered Bank (Singapore & Hong Kong) as global markets structurer.

Mickey started his career as a software engineer.

Mickey holds an undergraduate degree in economics from Tel Aviv University and an MBA from INSEAD.

Jas is CEO for Consumer Lending at Lloyds Banking Group.

Jas has worked at Lloyds for 16 years and has held a number of roles across the Group’s Consumer and Small Business businesses. Jas’ previous experience was in consulting roles, based in the US and across Europe, with a range of corporate strategy and digital design consulting projects across multiple industry sectors.

Jas was awarded an OBE for his contribution to financial services during Covid-19.

Ian Stuart was appointed CEO of HSBC UK Bank plc, with effect from April 2017, and is a member of HSBC Holdings plc’s Group Executive Committee.

Ian joined HSBC as head of its Commercial Banking business in the UK and Europe in 2014. He has 40 years’ experience in the banking industry. Before joining HSBC, Ian led the Corporate Banking business at Barclays for six years and held many roles in Business Banking during his 22 years at NatWest.

He left school at 16 and went straight into banking, initially working as a cashier in a branch before moving into business banking. While working, Ian also studied at night school, and attended the University of Reading, where he obtained a management diploma to develop his career. Ian is a Business Ambassador for Meningitis Now. He is married with four children and is a keen golfer.

Vathany Vijayaratna is the CEO for the UK and Ireland at Deutsche Bank (DB). In this role she oversees DB’s activities in the region and chairs the UKI Executive Committee and London Branch Board. 

Vathany has over 20 years of experience at DB, predominantly in Fixed Income and Currencies, where she held a variety of roles and was Global Head of FIC Structuring, before becoming the Head of Non-Financial Risk for the Investment Bank in 2022. She joined DB in 2002 as in-house counsel and moved to the front office as a structurer in 2006. Prior to DB, she worked as a lawyer at Linklaters. Vathany holds an MA in Law from Oxford University. In addition, Vathany sits on the Leadership Council of the industry body, TheCityUK.