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Quarterly commentary on aspects of household finance
UK Finance collates lending and deposits data from our full members to provide insights into trends in personal finance products. In mortgages, where members account for the vast majority of the residential and buy-to-let markets, we identify trends in mortgage types, first-time buyer and homeowner demand, regional variations and affordability. Trends covering all UK card issuers highlight personal card spending and repayment behaviour, while other unsecured borrowing on overdrafts and through personal loans identifies trends in consumers' borrowing appetite.
Published on 4/3/2023
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