You can use the search function to find a range of UK Finance material, from consultation responses to thought leadership to blogs, or to find content on a range of topics from Capital Markets & Wholesale to Payments & Innovation.
1 Angel Court London EC2R 7HJ United Kingdom
The asset-liability committee (ALCO) is the primary balance sheet risk forum in a bank, and the regulatory authorities recognised its importance in an FSA “Dear CEO” letter issued in January 2011 and in the PRA's LSS1/13, published in 2013.
An efficient ALCO process enables a bank to manage risk effectively and optimise its balance sheet, with a resulting positive impact on balance sheet resilience and return on capital.
This one-day interactive workshop will raise awareness and understanding of recommended good-practice principles for bank ALCO governance and procedure. Aimed at ALCO members, non-executive directors, and senior managers in any banking institution, as well as all staff involved in the ALCO process, the course presents essential tools to instil the right governance culture in a bank. This includes a range of policy templates that can be applied in any bank, together with real-world examples and case studies to demonstrate techniques.
Delegates will gain a clearer understanding of how to formulate and drive the ALCO governance process in the most effective way, and what makes an effective ALCO MI pack, plus a toolkit of best-practice ALCO templates.
By the end of this workshop, you will be able to:
Whether you are seeking to upskill your team, enhance productivity or foster a culture of continuous learning, we can deliver customised training programmes designed to meet your specific needs. If you have an enquiry, you can complete the in-house form and our training team will be in touch with next steps.
The role of the asset-liability committee in bank governance and risk management
ALCO organisation and operating framework
ALM policy framework
Working as part of the balance sheet risk triumvirate
The ALCO MI pack
WORKSHOP EXERCISE: Drafting the ALCO agenda and MI pack
Non-Executive Director, Newcastle Building Society
Moorad Choudhry is a non-executive director at Newcastle Building Society, and Honorary Professor at University of Kent Business School. He was l...
Moorad Choudhry is a non-executive director at Newcastle Building Society, and Honorary Professor at University of Kent Business School. He was latterly Treasurer, Corporate Banking Division at The Royal Bank of Scotland, having begun his career at the London Stock Exchange in 1989.
Moorad is a Fellow of the Chartered Institute for Securities & Investment, a Fellow of the London Institute of Banking and Finance, a Fellow of the Global Association of Risk Professionals, a Fellow of the Institute of Directors and a Liveryman at The Worshipful Company of International Bankers. He is author of The Principles of Banking (John Wiley & Sons 2012, 2023).
Moorad was born in Bangladesh and lives in Surrey, England. He was educated at Claremont Fan Court school, the University of Westminster and the University of Reading. He obtained his MBA from Henley Business School and his PhD from Birkbeck, University of London.
All ALCO members
By downloading this document, you understand and agree that any sharing, distribution or republishing of the content, without prior written authorisation from the author or content managers at UK Finance, shall be constituted as a breach of the UK Finance website terms of use.
