We are delighted to bring members together for our annual Commercial Finance Conference on 28 – 29 June.

For the first time since Covid-19, we are pleased to be hosting the conference in person only. 

Expert sessions will be delivered by high-profile speakers including:

  • Louis Taylor, CEO, British Business Bank
  • Emma Lovell, CEO, The Lending Standards Board

This exclusive conference will be delivered across 1.5 days and will tackle the most high-profile issues in Commercial Finance market, including:

Prospects for Growth

Following a deep dive analysis of the latest economic environment and forecasts, we’ll take a look at the areas of greatest opportunity for businesses – and how finance providers can support these objectives.

The panel will reflect on key areas of government support/policy that could further unlock the potential of the UK’s business community.

Open Banking: Future of Commercial Data Sharing

In our economy, commercial data is essential to inform credit decisions and to drive customer-centric behaviours which add value. The sharing of relevant data stimulates competition, supports new entrants in SME lending markets, and helps brands to understand and serve customers. In a world where traditional sources of information are rapidly becoming out of date, customers are using multiple providers. Additionally, with new products emerging, our panel of experts will review the current state of play and discuss where commercial data sharing is headed.

Open banking into open finance opportunities for supporting SMEs

As adoption continues to grow, with seven million personal and business users of open banking, we will bring together experts from the industry, regulators, and trade associations to explore the opportunities ahead. Open Banking can deliver many benefits to SMEs, including better financial management, the ability to credit check customers and to integrate lending and accounting applications, and easier comparison of products and services.

Supporting Business Customers

The business environment continues to be one dominated by uncertainty – providing challenge, as well as opportunity. This panel will look at some of the latest innovative ways that banks and lenders are working to support their business customers, but also where more can be done individually and collectively. Bringing together senior lenders with leaders of the UK’s business trade associations we will reflect on the areas of greatest customer need, both now and in the medium term. The panel will also reflect on areas where banks can excel in adding value to customer relationships – from start-ups to scale-ups.

Tackling the S and G of ESG – good practice in driving change

Small and medium businesses are increasingly implementing Environmental, Social and Governance (ESG) strategies across their activities in response to demand from investors, stakeholders and customers or simply because they recognise that it makes good business sense. Many businesses are making good progress on addressing the E. But it is often harder to both address and demonstrate progress on the S and the G. This session will consider why focusing on the S and G makes good business sense, what commercial lenders are doing to support business customers as well as good practice in the commercial lending sector.

Tackling Economic Crime impacting UK businesses

Making the financial system safer and inclusive for all is a key industry area of focus. This panel will bring together industry and official sector leaders working to create a safe financial environment for business customers and UK Finance members that reduces economic crime by creating a hostile environment for criminals. We’ll consider how the economic crime landscape is changing and the challenges this poses; what the industry, law enforcement and policymakers are doing to stay ahead of the criminals; key recent developments including Companies House reforms; and areas for further collaboration and investment.

Balancing customer service and financial regulation

In the world of outcomes-based regulation, one of the greatest challenges facing financial institutions is the ability to provide excellent customer service while ensuring compliance with regulatory requirements and industry standards.

In today’s digital age, where customers expect fast and convenient banking, business product and service providers operate in an increasingly competitive market, with pressures to innovate and invest to attract and retain customers. They also face compliance-related risks and costs, must prioritise accordingly and make decisions wisely. Our panel of experts will discuss this delicate balance, examine different approaches and consider the public policy aims and dynamics.

You won’t want to miss this fantastic opportunity to network in person with your peers, and we hope you’ll join us for the packed conference and Networking Drinks reception on 28 June.

Dress code: Business attire.

Learning outcomes:

  • The future of commercial data sharing
  • Open finance opportunities for supporting SMEs
  • Tackling economic crime
  • Supporting business customers
  • Achieving a balance between a dynamic and competitive sector and financial regulation
  • Tackling the S and G of ESG.

Previous attendees:

  • NatWest
  • HSBC
  • Metro Bank
  • Barclays
  • Lloyds Banking Group
  • ABN AMRO Commercial Finance
  • Mastercard
  • Virgin Money
  • BNP Paribas
  • Vanquis Bank
  • RBS
  • Close Brothers
Matthew Davies

Matthew Davies

Director, UK Finance

Matthew is director of UK Finance's Invoice Finance and Asset Based Lending area, with particular expertise in supporting small and mid-sized business...

Matthew is director of UK Finance's Invoice Finance and Asset Based Lending area, with particular expertise in supporting small and mid-sized businesses. 

Prior to UK Finance's formation Matthew was deputy chief executive of the Asset Based Finance Association (ABFA), having joined as head of government affairs in 2011. He was previously joint-head of public affairs at specialist law firm Bircham Dyson Bell, advising clients across healthcare, transport, retail and infrastructure.  Before that he was a director at DLA Piper's global government relations practice, where his clients ranged from financial services businesses to overseas governments. Matthew holds a Master's degree in International Relations.

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Daniel Cichocki

Daniel Cichocki

Director, Commercial Finance

Daniel leads UK Finance's LIBOR transition team supporting firms across our membership on the transition away from LIBOR.  He also leads on a ran...

Daniel leads UK Finance's LIBOR transition team supporting firms across our membership on the transition away from LIBOR.  He also leads on a range of corporate and commercial finance engagement on behalf of UK Finance members. His focus is on improving customer relationships, access to finance and enhancing competition.  His role covers stakeholder engagement, including with business groups and regulatory change. 

Daniel started his career in Deloitte's Banking and Capital Markets group, where he qualified as a chartered accountant and served a range of financial services clients in assurance and advisory engagements. 

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Jennifer Tankard

Jennifer Tankard

Principal, Commercial Finance, UK Finance

Jennifer Tankard is Principal, Commercial Finance and leads on all issues that impact on access to finance for small and medium enterprises (SMEs) inc...

Jennifer Tankard is Principal, Commercial Finance and leads on all issues that impact on access to finance for small and medium enterprises (SMEs) including the UK’s net zero goals. In 2021, she co-wrote Financing Green: a guide for SMEs with the CBI.

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Stephen Pegge

Stephen Pegge

Managing Director, Commercial Finance, UK Finance Director UK Business Angels Association Stephen has been involved in banking and finance for SMEs an...

Managing Director, Commercial Finance, UK Finance

Director UK Business Angels Association

Stephen has been involved in banking and finance for SMEs and corporates for most of his 37 years in the industry. He is part of the senior executive team at UK Finance and leads on policy relating to Commercial Banking, Invoice Finance and Asset Based Lending for UK Finance, the leading financial trade association. He leads work on business finance for support, competition and specialist banking and finance, dispute resolution, IBOR transition and international trade. He chairs an advisory group for the UK government on creative industries and is part of a minister led boards on business finance and promoting female entrepreneurship. Stephen has led work for the industry on covid lending schemes.

Previously at Lloyds Banking Group, having been responsible nationally for risk management, marketing, international services and training as well as management of local teams, he led competition policy, financial services and business community relationships and lending policy at Group level. He was also a member of executive boards in Lloyds Banking Group's Commercial Banking and Retail divisions with responsibility for business banking and invoice and asset-based finance both through Lloyds Bank and Bank of Scotland.

Stephen read Economics at University College London and has professional qualifications from the Chartered Institute of Bankers and the Chartered Institute of Marketing. He represents the UK on business finance at the European Banking Federation and is on the executive committee of European Union Factoring and Commercial Finance Association. Stephen is a director of the UK Business Angels Association, the trade association dedicated to promoting angel investing and supporting early stage investment in the UK. PRIME Cymru was founded by HRH the Prince of Wales as one of his charities and works to help people over 50 in Wales to become economically active particularly by starting businesses. Stephen was chairman between 2008 and 2017 and remains a trustee.

He lives in North Somerset and is married to Cordelia, a GP. They have three grown up children.

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David Postings

David Postings

Chief Executive, UK Finance

David has worked in financial services for over 40 years. At Barclays he worked for three Group chairmen, helped set up Large Corporate Banking, had w...

David has worked in financial services for over 40 years. At Barclays he worked for three Group chairmen, helped set up Large Corporate Banking, had wide experience in SME and consumer banking and ran the Group’s IT and operations function. David subsequently led Commercial Banking for Lloyds Bank, then was chief executive of Cattles PLC (a consumer finance and invoice finance business) before joining Moneycorp (an independent FX provider) as CEO. Before joining UK Finance David spent eight years at Bibby Financial Services as the chief executive.

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Glen Morgan

Glen Morgan

Managing Director, Credebt

Glen set up Credebt Ltd in 2009 and has developed the business into one of the leading providers of Receivables Management services in the UK. Credebt...

Glen set up Credebt Ltd in 2009 and has developed the business into one of the leading providers of Receivables Management services in the UK. Credebt work exclusively for Insolvency Practitioners, Invoice Finance companies/Other Charge holders and their clients.

Glen has worked in the Collections industry for 25 years and for the last 17 of those operated at Director level. His corporate career before setting up the business included large blue chips such as RAC, Parceline, Amcor, Anixter and Motability.Glen is widely considered an industry expert and is a Fellow of the Chartered Institute of Credit Management.

In 2014 Glen wrote the Debt Collection Syllabus for the Institute that all current students are studying as well as more recently reviewing and updating the UK Finance Debtor Litigation study module.

Glen has also advised the government via the Parliamentary review and leaders council regarding late payment and it's impact in the UK.

In 2019 Glen Set up Itsettled, the UK's first fully automated Collection's Platform to help businesses improve their cashflow position. Itsettled's vision is to ensure that every business in the UK has the tools to chase their debts and get paid on time, whilst maintaining a positive relationship with their valued Customers.

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Gillian Charlesworth

Gillian Charlesworth

CEO, BRE Group

As BRE Group’s Chief Executive, Gillian is responsible for the organisation’s strategy, culture and performance. She is passionate about the importanc...

As BRE Group’s Chief Executive, Gillian is responsible for the organisation’s strategy, culture and performance. She is passionate about the importance and potential of the built environment in supporting sustainable, vibrant and productive life on the planet. She aims to be a responsible leader, choosing to work in purpose-led organisations, and has held roles in the UK civil service and various professional bodies.

Listed in Kind Leadership 50 Leading Lights UK 2018 https://www.kindnessrules.co.uk/, Gillian believes that leading with kindness – by which she means respect, honesty, empathy, inclusivity and fairness – motivates people to do their best every day and strive for results, producing long-term success for both organisations and individuals.  In addition to leading BRE, she mentors a wide range of women in the construction sector, as her contribution to achieving a more diverse – and therefore successful – industry.

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Ben Cooper

Ben Cooper

Partner, TLT

Ben leads TLT's economic crime team and has over 20 years' experience advising governments, financial institutions, corporates and individuals on all ...

Ben leads TLT's economic crime team and has over 20 years' experience advising governments, financial institutions, corporates and individuals on all aspects of economic crime. This includes advice on asset tracing, bribery and corruption, complex investigations, corporate ethics, criminal proceedings, fraud, money laundering, sanctions, tax evasion and terrorist proliferation financing.

Ben also has extensive experience assisting clients to develop, implement and operate global economic crime compliance programmes utilising his experience in senior compliance roles for HSBC, Global Head of Financial Crime Functions and Global Head of AB&C, and Al Dahra (an Abu Dhabi based agribusiness), Global Head of Ethics and Compliance.

Ben also worked for the Asset Recovery Agency and Serious Organised Crime Agency (now the National Crime Agency) and so is uniquely placed to advise clients on handling enquiries and investigations from law enforcement agencies.

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Dame Teresa Graham DBE

Dame Teresa Graham DBE

Chair, UK Finance SME Advisory Group

Teresa Graham graduated from Newcastle University in 1977. (She was awarded a Fellowship in 2012). She qualified as a Chartered Accountant and, from D...

Teresa Graham graduated from Newcastle University in 1977. (She was awarded a Fellowship in 2012). She qualified as a Chartered Accountant and, from December 1986 to August 1987, she was seconded to the UK Government’s Enterprise and Deregulation Unit reporting directly to Lord Young, the Secretary of State for Employment and then Trade and Industry.  In March 1988 she was appointed to the Government’s Deregulation Advisory Panel for a two-year term and served through two decades of administrations.

With her red tape hat on Teresa stepped down as Deputy Chair of the Government’s Better Regulation Commission (BRC) in 2008. She is currently Chairman of the Administrative Burdens Advisory Board of HMRC and was the senior independent Director of the Treasury’s Office of Tax Simplification until it closed down in 2023.

In terms of major pieces of work for Government, she completed a high-profile review on pre-packaged administrations for SoS Cable which was published in June 2014. Her publications also include a major piece of work on litigation and compensation for the Lord Chancellor, an independent review for the Chancellor of the Exchequer on the Small Firm’s Loan Guarantee Scheme and a ground-breaking study for the Prime Minister, “Less is More”.  She was also a member of the Financial Reporting Council Group which produced “Louder Than Words” – a study into the complexity of corporate reporting.

More recently she was part of the advisory board appointed by Sir John Kingman in the BEIS Review of the Financial Reporting Council with specific responsibility for the area of audit quality.

She was also a past member of the Accounting Standards Board’s Committee for Accounting for Smaller Entities (CASE); a past member of the Government’s Ministerial Group on Access Business; past Chairman of the RSA’s Educational Policy Committee; past member of the Advisory Committee of the Office for National Statistics, a non executive member of the Steering Board of the DTI’s Small Business Service, and a member of the DTI’s Small Business Council.

During her time as NED of the British Business Bank she chaired both their risk and remco committees, was a member of the audit committee and led a review of two of the Bank’s products to ensure they remained fit for purpose.

She holds a number of appointments, including non-executive, mentoring and advisory roles in growth businesses. In particular, as Chair of the award-winning company Salix Finance Limited holding funds of approximately £1bn on behalf of BEIS for allocation to the public sector to invest in energy saving schemes on their estates, winning awards including Financier of the Year, Finance Product of the Year and the best not-for-profit to work with in the UK. She also Chair’s the SME Advisory Committee of UK Finance, the professional body representing the 300 largest funders in the UK including the big 4 banks. She chairs the Public Interest Committee of professional services firm, RSM.

Teresa received the honour of Dame Commander of the Order of the British Empire in the 2020 honours list for services to small businesses. She was awarded a CBE in the 2007 honours list for public service and an OBE in the 1997 honours list for services to better regulation and the small firm’s sector.

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Liz Barclay

Liz Barclay

Small Business Commissioner, Department for Business and Trade

Liz Barclay is the Small Business Commissioner for the UK. She has a background in broadcasting and journalism specialising in small business, persona...

Liz Barclay is the Small Business Commissioner for the UK. She has a background in broadcasting and journalism specialising in small business, personal finance and consumer affairs and is author of several business books. She is also Chair of the Fair by Design Campaign (to tackle the poverty premium) and a non-executive Director of the Lending Standards Board and CCA Global.   

Until she took up the role of SBC Liz was a Financial Inclusion commissioner, an Ambassador for Business Debtline, a member of the Fundraising Regulator and Equity Release Council Standards Boards and ran BackinBusiness.org.uk to give small businesses a voice with policy makers. She works with Boards and small businesses on improving governance, trust and culture, inclusivity, employee engagement, and understanding customer behaviour. She is also a communication and presentation skills coach and chairs national and international conferences. 

 

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Martin McTague

Martin McTague

National Chair, Federation of Small Business

Prior to becoming National Chair in 2022, Martin served as National Vice Chair, Policy & Advocacy, and has been a volunteer with FSB for more than...

Prior to becoming National Chair in 2022, Martin served as National Vice Chair, Policy & Advocacy, and has been a volunteer with FSB for more than 20 years.

As National Chair, Martin works closely with Government and opposition leaders, working to ensure that FSB members’ views are represented at the most senior levels.

He has been running his own business for 35 years and currently owns and manages three businesses, offering public policy, engineering and IT consultancy services.

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Henk Van Hulle

Henk Van Hulle

Chief Executive Officer, Open Banking

Henk is an entrepreneurial business leader with expertise in building and managing profitable businesses, both Blue Chip and Start-Ups, particularly i...

Henk is an entrepreneurial business leader with expertise in building and managing profitable businesses, both Blue Chip and Start-Ups, particularly in (international) Financial Services, e- business and I.T. (digital services).

He set up Belgian’s first Internet Bank and worked in several retail financial services companies in different countries such as Belgium, France, Spain, Italy, Germany and the UK.

In the UK he started to work at Egg PLC in 2001 where he ran five digital financial services businesses (Savings, Investments, Account Aggregation, Prudential Banking and Insurance). Henk left as Director Investments at Prudential UK (parent of Egg Ltd) in 2007 and set up his own business. He built a datacenter and sold the business successfully in 2012.

He re-entered retail financial services by joining Post Office Ltd as Director Post Office Money running Lending, Savings, Foreign Exchange, Insurance and International Payments.

Early 2017 he became Innovation director for the Post Office where he started to focus on digital transformation. In 2018 he was appointed Managing Director Group Digital and Innovation in Post Office Ltd , responsible for overall digital leadership, strategy development and digital service delivery across the group. As an enabler Digital and Innovation supports the full range of Mails, Financial Services & Insurance, Government, Telecoms and Identity Services across all branch and digital channels.

In November 2020 he took on the role of Customer Experience Director standing up six centres of excellence including marketing, digital operations and delivery, user experience design, customer facing contact centres and service delivery, data analytics and channel sales engagement. Henk’s incisive and inclusive leadership style inspires his people to deliver change and customer centric outcomes, whilst maintaining core values of transparency, trust, and professional integrity.

Henk has a university degree in applied economics and a Master of Science in marketing and lives with his partner Kate in London, UK.

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John Oliver

John Oliver

Head of Client Management, Open Account Products, Barclays Bank Plc

John is the Head of Client Management for Open Account with a team of 60 people, looking after 1700 clients and £4bn of limits on a global basis, the ...

John is the Head of Client Management for Open Account with a team of 60 people, looking after 1700 clients and £4bn of limits on a global basis, the product set covers Off Balance Financing, ABL, CID and Factoring.

John is a career banker having worked within various Barclays Trade and Corporate Relationship departments for 33 years, his most recent roles have included;

  • Head of the Structuring, Execution & Delivery Team for Barclays Trade & Working Capital products on a global basis
  • Origination and Structuring of bespoke Trade and Working capital solutions for Investment bank clients
  • Head of the London Asset Based Lending Team
  • Head of Asset Based Lending Syndications and Distribution

John takes an active role in Green financing solutions and was an active member in Project Trado, a paper published by the University of Cambridge Institute for Sustainability Leadership.

John is the Race at Work Champion for Transaction Banking driving through change.

Outside Associations

  • Chairman of UK Finance IFABL Product Board
  • An FCI Advisory Committee member
  • Previously the Vice Chair, ICC United Kingdom Banking Committee
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Dr. Roger M. Barker

Dr. Roger M. Barker

Director of Policy and Governance, Institute of Directors

Dr. Roger Barker is Director of Policy and Governance at the Institute of Directors, and a member of the Management Board. Dr. Barker is the author of...

Dr. Roger Barker is Director of Policy and Governance at the Institute of Directors, and a member of the Management Board. Dr. Barker is the author of numerous books and articles on corporate governance and board effectiveness, including the recent volume: ‘The Law and Governance of Decentralised Business Models: Between Hierarchies and Markets’ (Routledge, 2020). He is a former member of the European Economic and Social Committee and the founder of successful corporate governance advisory company. A former investment banker, Dr. Barker spent almost 15 years in a variety of equity research and senior management roles at UBS and Bank Vontobel, both in the UK and Switzerland. He has a doctorate from Oxford University and taught politics at Merton College, Oxford (2005-2008).

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Louis Taylor

Louis Taylor

CEO, British Business Bank

Louis Taylor is CEO of the British Business Bank. Prior to that, he was Chief Executive of UK Export Finance (UKEF), the UK’s export credit agency, fo...

Louis Taylor is CEO of the British Business Bank. Prior to that, he was Chief Executive of UK Export Finance (UKEF), the UK’s export credit agency, for seven years. He also held roles as a Director General in the Department for International Trade, and a member of its Executive Committee and Management Board.

Before joining UKEF, Louis held a range of senior roles at Standard Chartered Bank, including from 2013 to 2015 as Chief Operating Officer of Group Treasury, based in London. Before that, he spent three years as the bank’s CEO for Vietnam, Cambodia and Laos, based in Ho Chi Minh City. During this time he was also Vice Chairman of the European Chamber of Commerce in Vietnam (Eurocham). He joined Standard Chartered in London in 2004, working in Group Corporate Development, which undertakes the bank’s acquisitions, divestments and other inorganic growth initiatives.

His earlier career included eight years working for JP Morgan in debt capital markets and mergers and acquisitions, and five years in corporate development and strategy with two industrial companies, Cookson Group plc and BTR plc.

Louis is a trustee of the charity Sightsavers, which prevents sight loss and avoidable blindness, and promotes equal rights for the disabled. He is also a former chair of trustees of the charity Music in Prisons, which runs music education projects to help rehabilitate offenders, and a former chair of governors of the Royal Grammar School in Newcastle upon Tyne. He has an MA in Law from the University of Cambridge.

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Richard Davies

Richard Davies

CEO, Allica Bank

Richard is a leader in SME banking and fintech, having spent the last two decades working with UK banks and the fastest growing fintechs. He is the CE...

Richard is a leader in SME banking and fintech, having spent the last two decades working with UK banks and the fastest growing fintechs. He is the CEO of Allica Bank, a digital challenger bank focused on SMEs that has recently passed £1bn of lending, and NED at WorldRemit. Previously he was the group COO at Revolut, as the company expanded from 5 million to 15 million customers and launched in a number of new markets. At OakNorth he developed the business model, technology, and regulatory licence application as the inaugural CEO. In large banks, he has been TSB’s Commercial Banking Director, and COO for HSBC’s UK Commercial Bank.

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Emma Lovell

Emma Lovell

Chief Executive, Lending Standards Board

Emma is responsible for the strategic and operational management of the Lending Standards Board (LBS). She works with the LSB Board, team and stakehol...

Emma is responsible for the strategic and operational management of the Lending Standards Board (LBS). She works with the LSB Board, team and stakeholders to ensure the organisation fulfils its mission to drive fair outcomes and the highest standards of consumer protection within financial services through independent oversight.

Having trained as a solicitor, Emma has worked in law firms across the South coast and in London. She was most recently CEO for a UK trade association for insolvency and restructuring professionals.

Emma holds a Bachelor of Laws degree, the post-graduate Legal Practice Course certificate and is a facilitator for the Leadership Trust organization.

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Charlotte Crosswell OBE

Charlotte Crosswell OBE

Chair of the Centre for Finance, Innovation and Technology (CFIT)

Charlotte has been involved in capital markets, fintech and technology throughout her career - as CEO, Chair, Board Advisor and Non-Executive Director...

Charlotte has been involved in capital markets, fintech and technology throughout her career - as CEO, Chair, Board Advisor and Non-Executive Director. Prior to CFIT, Charlotte was Chair and Trustee of Open Banking and was also CEO of the fintech industry body, Innovate Finance.

In this role, she supported the work of Sir Ron Kalifa in delivering the strategic fintech review (“The Kalifa Review”). She works closely with entrepreneurs, financial services firms, academia, government and regulators on fintech advocacy and strategy. Charlotte received an OBE for her contribution to financial services in the Queen’s Birthday Honours 2021. She believes firmly in a diversity and innovation-first approach. 

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John Saxton

John Saxton

Partner, Banking and Capital Markets, Financial Services Consulting, Ernst & Young LLP

John has been with Ernst & Young LLP since 2014 and is passionate about helping banks innovate and transform through conduct and compliance.Prior ...

John has been with Ernst & Young LLP since 2014 and is passionate about helping banks innovate and transform through conduct and compliance.

Prior to EY, John held senior roles within the banking industry and has significant experience in working across the commercial, retail and wealth management sectors.

John holds a degree in sports science and English from Loughborough University.

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Aysha Fernandes

Aysha Fernandes

Director, Commercial Finance, UK Finance

Aysha leads the team’s work on government loan schemes, economic crime, restructuring and insolvency, and innovation. Her work spans Commercial and In...

Aysha leads the team’s work on government loan schemes, economic crime, restructuring and insolvency, and innovation. Her work spans Commercial and Invoice Finance/Asset Based Lending and she also works closely with other policy areas across UK Finance. A lawyer by background, Aysha has particular expertise and focus on all legal issues impacting business banking and finance.  

Prior to joining the Commercial Finance team, Aysha was interim General Counsel at UK Finance, where she was heavily involved in the set-up of the Covid-19 emergency loan schemes as well as advising on UK Finance’s response to the pandemic, several major industry-wide and internal projects, and key policy and operational matters.  Before joining UK Finance, Aysha spent over 15 years in private practice and in-house as a competition/commercial lawyer.

 

 

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John Collins OBE

John Collins OBE

Non-exec Chair , UK Finance’s Fraud and Scams Industry Strategy

John Collins is the non-exec Chair of UK Finance’s Fraud and Scams Industry Strategy; an ambitious and collaborative two-year cross-industry fraud ini...

John Collins is the non-exec Chair of UK Finance’s Fraud and Scams Industry Strategy; an ambitious and collaborative two-year cross-industry fraud initiative led by the financial services industry, working with the telecoms and technology sectors, government, and regulators to tackle fraud and scams in the UK.

He retired as Chief Legal & Regulatory Officer for Santander UK on 31 December 2023 after joining the bank in July 2016.

At Santander John was responsible for leading a group of multiple disciplinary teams totalling approximately 500 people covering a range of activities across Legal, Compliance, Regulatory Affairs, Governance and Financial Crime. John was a member of the UK Finance Economic Crime PSB between June 2018-22 and chair of that committee between June 2020-22.

He previously served as the Deputy General Counsel and General Counsel of RBS (NatWest) and before that in the same capacities for ABN AMRO.

He started his career in the City in 1990 as a solicitor at the Denton’s legacy firm Wilde Sapte.

John is on the Board of Progress Together (the body established in 2022 to promote social mobility across financial services).

John has extensive experience across financial services including risk, legal and compliance roles as well as performing executive roles on various senior leadership committees and acting as a Board level advisor. John has worked on and advised on multiple complex transactions, investigations, contentious matters and multiple regulatory investigations including in relation to financial crime systems and controls.

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Faye Comerford

Faye Comerford

Head of Financial Crime & MLRO, Secure Trust Bank

Faye specialises in financial crime risk management within financial services, she is currently Head of Financial Crime & MLRO at Secure Trust Ban...

Faye specialises in financial crime risk management within financial services, she is currently Head of Financial Crime & MLRO at Secure Trust Bank, an award-winning UK retail bank and specialist lender. She has over 20 years’ experience in the industry, the majority of which has been spent in financial crime roles across both first and second lines of defence including SME lenders and fintech.

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Nic Beishon

Nic Beishon

Director, N37 Ltd

Nic has had a distinguished career in business lending and credit referencing and now runs his own data consultancy company. He is a member ...

Nic has had a distinguished career in business lending and credit referencing and now runs his own data consultancy company. He is a member of the HM Treasury Commercial Credit Data Sharing (CCDS) governance group and chairs the data quality working party. 

Since 2010 he has collaborated with industry, UK Finance, and the government in the creation and implementation of a system to share credit data between lenders and commercial credit reference agencies. Nic is fully committed to developing and increasing the use of this system as a reliable source of data to help combat fraud, support better lending decisions, and enable businesses to access finance and credit more easily.  

Nic is a former chair of the Business Information Providers Association (BIPA) and is proud to be a founding member. He actively works to promote the significant role of shared data and business information in various sectors, including the government, the industry, and the broader business community.

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Scott McFarlane

Scott McFarlane

Manager, Business Performance, Virgin Money

Scott has spent the last three years leading on Virgin Money Business Bank’s sustainability initiatives; including target setting, strategic and roadm...

Scott has spent the last three years leading on Virgin Money Business Bank’s sustainability initiatives; including target setting, strategic and roadmap design, and leading on delivery of key ESG-led actions.

This includes the setting of Science-based Targets in carbon-intense sectors, creation of portfolio-linked metrics and product & partnership development – including Virgin Money’s unique approach to Sustainability-Linked Loans and its Sustainable Business Coach application.

Prior to that, Scott’s roles included strategic, proposition and product development in the commercial banking segment for Virgin Money, starting his career on a graduate programme at Royal Bank of Scotland Group in 2012.

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Tom Groom

Tom Groom

Partner, Strategy and Transactions, EY

Tom’s leads EY’s Financial Services Strategy and Transactions practice in the UK.  He personally advises a range of banks, private equity firms a...

Tom’s leads EY’s Financial Services Strategy and Transactions practice in the UK.  He personally advises a range of banks, private equity firms and authorities on strategy, sustainability, transformation and M&A topics.

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Ravi Sidhu

Ravi Sidhu

Credit Risk – Subject Matter Expert, DNB

A credit risk professional with over 25 years of experience within financial services, managing consumer and business portfolios. A deep understanding...

A credit risk professional with over 25 years of experience within financial services, managing consumer and business portfolios. A deep understanding of data sources, decision technology and their application, to support decision making within the SME market.   

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Virginia Khoo

Virginia Khoo

Managing Director, Head of UK & Ireland Equity Advisory, BNP Paribas

Member of Listing Authority Advisory Panel and expert panel for Mark Austin on his Secondary Capital Markets Review 20 years+ UK Investment Banking e...

Member of Listing Authority Advisory Panel and expert panel for Mark Austin on his Secondary Capital Markets Review

20 years+ UK Investment Banking experience advised on IPOs of Trustpilot, THG and Aston Martin; joint global co-ordinator for rights issues for The Restaurant Group and Whitbread and financial adviser the demerger of Ninety One from Investec and the sale of Entertainment One to Hasbro

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Rohit Kaushish

Rohit Kaushish

Chief Economic Advisor, National Farmers’ Union.

Rohit overseas a team of economists, statisticians and rural experts to develop and communicate the economic policy of the NFU. Key areas of focus inc...

Rohit overseas a team of economists, statisticians and rural experts to develop and communicate the economic policy of the NFU. Key areas of focus include the development of policy and incentives to manage agricultural market volatility, enhance productivity and drive environmental delivery. With a background in finance and ecological economics, specific areas of interest include investigating how natural capital approaches, net zero transition, environmental markets and government initiatives can support the resilience of the agricultural sector and food systems.    

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Graeme Sands

Graeme Sands

Head of Business Products & Lending, Virgin Money

Graeme started his career working with PwC, working in M&A and finance raising for the technology sector before going on to work at board level wi...

Graeme started his career working with PwC, working in M&A and finance raising for the technology sector before going on to work at board level with two software businesses focused on financial services.

Since 2006 he’s worked in banking, including starting and running Virgin Money’s venture debt business before roles shaping the direction of business banking at VM, not only in products and proposition but also in lending.  Recently Graeme has taken responsibility for VM’s approach to digital banking for business customers; merging products, proposition and performance alongside the development of customer-facing IT.

Graeme is a board adviser to software business, KAL ATM Solutions GmbH, and Chair of UK Finance Commercial Products Board.

 

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David Raw

David Raw

Managing Director, Commercial Finance, UK Finance

David is the Managing Director for Commercial Finance. David leads on policy relating to commercial banking, invoice finance and asset-based lending. ...

David is the Managing Director for Commercial Finance. David leads on policy relating to commercial banking, invoice finance and asset-based lending. David was previously a Policy Director in the FCA and before that spent nearly 2 decades as a civil servant, mostly in the Treasury. During that time David played a leading role in the design and delivery of many financial service polices, including leading on Covid loans policy throughout the pandemic, as well as leading on government policy around access to finance for SMEs'.

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Mike Conroy

Mike Conroy

Director, Commercial Finance, UK Finance

Mike has policy responsibility for commercial finance, which covers the corporate and SME markets. This includes engagement with government, regulator...

Mike has policy responsibility for commercial finance, which covers the corporate and SME markets. This includes engagement with government, regulators and key market stakeholders on access to finance, enhanced customer protection, serving customers better, supporting the economy and competitiveness.

Prior to UK Finance, he gained over 35 years’ experience in the banking industry at HSBC, in branch, regional and head office roles, including retail and commercial banking, marketing, strategic planning and implementation, e-commerce. He led on SME, commercial and corporate banking policy issues including the Business Finance Taskforce. At HSBC, he completed secondments with the London Enterprise Agency and HM Treasury. Mike has a degree in Economics and is an associate of the Chartered Institute of Bankers.

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Lee Robins

Lee Robins

Compliance and Enforcement Service Owner, Companies House

Service Owner for the Companies House Compliance and Enforcement Service, Chartered Manager and career civil servant with over 30 years’ experience in...

Service Owner for the Companies House Compliance and Enforcement Service, Chartered Manager and career civil servant with over 30 years’ experience in Companies House. In January 2016 Lee worked on the People with Significant Control (PSC) legislation, setting up and leading the Companies House compliance efforts. In 2018 he was heavily involved in the UK’s successful FATF assessment and in 2019-20 he led the Companies House elements of the 5MLD transposition concerning discrepancy reporting. In his current role he is now working hard to prepare for the challenges that will come from the biggest changes that Companies House has seen since 1844.

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Anna Cleland

Anna Cleland

MD, Acquisition & Engagement, Business Banking, Barclays UK

30+ year career span across 7 industry sectors (NZ, Australia, UK). Majority Financial Services.  Relocated from New Zealand to UK in 2018. SME...

30+ year career span across 7 industry sectors (NZ, Australia, UK). Majority Financial Services. 
Relocated from New Zealand to UK in 2018.
SME owner background in parallel– the most successful scaled from Start Up over 17 years, sold in 2013.
Core career focus of commercial business growth through transformation, enabled by technology.
Key interest in supporting SMEs to navigate and adapt in an uncertain, volatile, and rapidly changing environment.
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James Taylor

James Taylor

Head of Investment Banking, Numis

James is Head of Investment Banking at Numis as well as leading their IPO business. He has 23 years of UK ECM, Broking, Corporate Finance and FCA Spon...

James is Head of Investment Banking at Numis as well as leading their IPO business. He has 23 years of UK ECM, Broking, Corporate Finance and FCA Sponsor experience, having worked for HSBC Investment bank between 2000 and 2007, before spending 9 years at JP Morgan Cazenove as Head of their UK IPO and ECM Execution Team.

He joined Numis in September 2016 and was appointed Head of Investment Banking in March 2019. Through his banking career, James has gained a broad experience of equity fundraisings, M&A and FCA Sponsor transactions, in addition to leading numerous UK IPOs. James is also a member of the FCA’s Listing Authority Advisory Panel.

Prior to joining HSBC in 2000, James qualified as a chartered accountant with E&Y.

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John Griffiths

John Griffiths

Market Engagement Director, Credit & Risk, Business Information, Experian

As a strategy-focused credit risk leader and senior consultant, John brings over 15 years of extensive experience in engaging with clients to help the...

As a strategy-focused credit risk leader and senior consultant, John brings over 15 years of extensive experience in engaging with clients to help them better understand their commercial customers and drive growth. He has a deep understanding of products, business processes, risk management, and regulatory requirements across multiple jurisdictions in both developed and emerging markets. His focus is on advocating for the smart use of business data to support clients, not just from a credit risk perspective, but more broadly in assessing the needs in the market.

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Matt Cox

Matt Cox

Partner, EY

As the Global Leader for EY’s Corporate, Commercial, and SME (CCSB) Banking Consulting services, Matt oversees planning and delivery of complex busine...

As the Global Leader for EY’s Corporate, Commercial, and SME (CCSB) Banking Consulting services, Matt oversees planning and delivery of complex business, operations and technology transformation initiatives across Transaction Banking, Cash Management and Wholesale Credit. Matt has extensive experience in financial services, with specific expertise in Payments, Commercial Card, Global Liquidity and Wholesale Credit transformations.

Matt has been interviewed by and featured in various publications such as: Treasury Management International (TMI), Treasury Today, The Banker, The Fintech Times, Global Finance Magazine, FinBizness, International Banker, CoinDesk, Fintech Futures, Trust Payments, and presented to industry groups such as the FIS Commercial Treasury Forum, Sibos, and The Risk Management Association (RMA). Additionally, he regularly presents to commercial banking leadership teams, townhalls and has published multiple thought leadership articles on the Corporate, Commercial, and Small-Medium Enterprise (SME) banking industry.

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James Sankey

James Sankey

Partner, EY

James Sankey is a Partner with the Banking & Capital Markets team at Ernst & Young LLP in London and a member of the EY Corporate, Commercial ...

James Sankey is a Partner with the Banking & Capital Markets team at Ernst & Young LLP in London and a member of the EY Corporate, Commercial and SME Banking leadership team. He is also a Client Service Partner focused on supporting corporate banks. He is a Chartered Accountant and a Fellow of the Institute of Chartered Accountants in England and Wales (ICAEW). His experience includes consulting, transactions, strategy and assurance.

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Dan Cooper

Dan Cooper

UK Banking & Capital Markets Leader, EY

Dan is the Banking & Capital Markets (BCM) Leader for EY’s UK Financial Services sector.  With a tax and legal business background, Dan has o...

Dan is the Banking & Capital Markets (BCM) Leader for EY’s UK Financial Services sector.  With a tax and legal business background, Dan has over 20 years’ of experience providing a wide range of BCM clients with advisory and compliance services, including multiple industry secondments.

Dan was made Partner in 2011 and has since held a number of leadership roles across the UK and EMEIA. Dan also represents EY across various trade bodies including UK Finance.

How Dan is building a better working world

"I’m really proud of my role in supporting the transition across all fronts of the banking industry. For the largest banks, the replacement of legacy technologies and the adoption of innovative and digital offerings will make banks more relevant and useful to their customers. The maturing of the challengers, the proliferation of digital banks and the ever expanding fintech industry will serve to accelerate the importance and relevance of the industry to consumers. Critically, sustaining high levels of trust in the industry is of paramount importance and banks will continue to invest in keeping customers safe from cyber-attacks and financial crime. Given the critical role performed by banks at the heart of the UK economy, the industry has a huge opportunity to accelerate the transition to a carbon neutral world which will ultimately benefit, EY clients, their customers, EY people and society at large."

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Chris Woolard

Chris Woolard

Partner, EY Global Regulatory Network

Christopher Woolard CBE chairs the EY Global Regulatory Network. He leads EY EMEIA and UK financial services regulation, and UK Fintech. Chris had a ...

Christopher Woolard CBE chairs the EY Global Regulatory Network.

He leads EY EMEIA and UK financial services regulation, and UK Fintech. Chris had a 25-year career in UK public service before joining EY including serving on the board of Financial Conduct Authority and as its interim chief executive. He was also a member of the Bank of England’s Prudential Regulation Committee and the Financial Policy Committee. Internationally, he has served on the IOSCO Board and a member of the Financial Stability Board’s strategic risk committee. Chris was awarded a CBE by HM the Queen in 2021 for services to financial regulation and fintech. He is also a freeman of the City of London.

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Heather C Alleyne

Heather C Alleyne

Partner, EY

Heather is a Financial Services partner, specializing in retail banking, with a strong focus on regulatory change, strategy and innovation. She supp...

Heather is a Financial Services partner, specializing in retail banking, with a strong focus on regulatory change, strategy and innovation.

She supports clients navigating their response to Consumer Duty.

She has assisted firms with responses to the Financial Conduct Authority’s ongoing scrutiny in areas such as customer in financial difficulties and customer outcomes.

Heather has also led several Skilled Person reviews.

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EY

EY

EY is a leader in shaping the financial services industry. Over 30,000 of our people are dedicated to financial services, serving the banking and cap...

EY is a leader in shaping the financial services industry.

Over 30,000 of our people are dedicated to financial services, serving the banking and capital markets, insurance, and wealth and asset management sectors. At EY Financial Services, we share a single focus — to build a better financial services industry, not just for now, but for the future. 

EY recently set targets to become carbon negative in 2021 and achieve net zero status by 2025, and we’re helping our clients on their sustainable journeys. We believe this is part of building a better working world and will help to create long-term value across industry – for further information click here: Sustainability in Financial Services | EY UK

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Credebt

Credebt

Credebt was established by Glen Morgan FCICM (Grad) in 2009 and has developed into one of the leading providers of Receivables Management services in ...

Credebt was established by Glen Morgan FCICM (Grad) in 2009 and has developed into one of the leading providers of Receivables Management services in the UK.  The reason: all our team members have at least 15 years Credit Management or Invoice Finance experience, which leads us to achieve results that others simply can't. Since setting up in 2009, we have recovered over £300 million for our clients on over 1,000 cases, representing all sizes, industries and scenarios. Over 900 of these cases or 90% have resulted in either the Funder being repaid in full or us exceeding the Statement of Affairs Figure set for recoveries in an insolvency. 

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Experian

Experian

Experian is the world’s leading global information services company. During life’s big moments – from buying a home or a car, to sending a child to co...

Experian is the world’s leading global information services company. During life’s big moments – from buying a home or a car, to sending a child to college, to growing a business by connecting with new customers – we empower consumers and our clients to manage their data with confidence. We help individuals to take financial control and access financial services, businesses to make smarter decisions and thrive, lenders to lend more responsibly, and organisations to prevent identity fraud and crime.

We have 20,600 people operating across 43 countries and every day we’re investing in new technologies, talented people, and innovation to help all our clients maximise every opportunity. We are listed on the London Stock Exchange (EXPN) and are a constituent of the FTSE 100 Index.

Learn more at www.experianplc.com or visit our global content hub at our global news blog for the latest news and insights from the Group.

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TLT

TLT

TLT is one of the fastest growing law firms in the UK. It has over 150 partners and employs around 1,400 people across the three UK legal jurisdiction...

TLT is one of the fastest growing law firms in the UK. It has over 150 partners and employs around 1,400 people across the three UK legal jurisdictions of England & Wales, Northern Ireland and Scotland.

Financial services represents around 50% of the firm and the team is one of the UK’s largest and most experienced with over 300 lawyers.

The firm supports large corporates, public institutions and high growth businesses on their strategic and day-to-day legal needs. The firm’s offering includes market-leading legal expertise, near-legal consultancy services and a suite of solutions developed under its FutureLaw innovation programme.

TLT has offices in Bristol, London, Manchester, Glasgow, Edinburgh and Belfast, as well as a specialist ship finance team in Piraeus, Greece. The firm’s international network includes a strategic alliance with Dutch law firm Holla and Belgian law firm GSJ, giving clients assurance of a consistently high quality of service beyond the UK.

TLT was named ‘Law Firm of the Year’ at The Lawyer Awards 2021 and ‘Law Firm of The Year’ at the British Legal Awards 2022.

 

 

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Dun&Bradstreet

Dun&Bradstreet

Forward-thinking organisations around the world trust Dun & Bradstreet for category-leading data, insights and intuitive platforms to guide winnin...

Forward-thinking organisations around the world trust Dun & Bradstreet for category-leading data, insights and intuitive platforms to guide winning strategies and intelligent actions. We are at the heart of these organization’s key initiatives and we’re the difference that helps them grow revenue, increase margins, mitigate risk and retain compliance. Let us help you compete, grow, and thrive.

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