Katy has worked in economic crime at the centre of the industry in various roles for nearly 30 years. Prior to becoming the Managing Director, Economic Crime at UK Finance Katy held the position of Director of Financial Fraud Action UK, one of the precursor trade associations which merged to form UK Finance.

Katy was responsible for establishing the Information & Intelligence Unit, an industry economic crime data and intelligence sharing unit,  introducing the Industry Threat Management Process (the way in which industry fraud threats are prioritised), and building the coordinated industry response to significant data loss/breaches following the HMRC data loss in 2007. She instigated the Fraud Intelligence Sharing System and helped deliver the Dedicated Card and Payment Crime Unit (DCPCU), the industry sponsored police unit, in 2002. She led the development of the Take 5 education and awareness campaign, worked with Home Office and City of London Police to establish the Joint Fraud Taskforce and advised on the setting up of the Joint Money Laundering Intelligence Taskforce (JMLIT).

Katy is co-founder and Deputy Chair of the Fraud Women's Network and received a Lifetime Achievement Award at the Tackling Economic Crime Awards 2020.

Rachel has worked on anti-corruption policy for over a decade, focussing on corruption in the UK and the UK’s role as a safe haven for dirty money. She is Co-Chair of the UK Anti-Corruption Coalition and leads Transparency International's UK advocacy team.

She was formerly Chair of the Economic Crime Civil Society Organisations Steering Group (CSOSG) and was a founding member of the UK Open Government Network steering group.

Emad Aladhal is Director of the Specialist Directorate within the FCA which comprises six specialist areas: Technology, Resilience and Cyber, Financial Crime, Financial Resilience, Resolution Strategy, Operations and Client Assets, Resolution Execution and the Office for Professional Body Anti-Money Laundering Supervision. The specialists work with colleagues from across the FCA to bring their expertise to the supervision of over 50,000 FCA regulated firms and, with OPBAS, professional body supervisors that supervise thousands​ more professional firms.

Prior to re-joining the FCA in 2017, Emad was a Compliance Director at top tier investment bank as EMEA head of Compliance for Corporate Functions and Investment Bank & Private Bank Operations. He also has prior extensive experience as a regulatory consultant (EMEA and US), and initially trained and worked as an Aerospace Engineer.

Bob spent his banking career with Morgan Grenfell and Merrill Lynch and was EMEA Chairman of Merrill Lynch between 2003 and 2009. Between 2006 and 2009 he was a member of the Court of the Bank of England. He is a past member of the Takeover Panel, the FSA's Senior Practitioners Panel and was the FSA's nominated representative on the Council of European Securities Regulators Market Consultation Panel.

He led a group of industry Chairman and Chief Executives to author a report on the competitiveness of London as a global financial centre ?London, Winning in the Decade Ahead? and chaired the Green Investment Bank Commission. Since leaving banking, he has chaired and invested in a number of Fintech companies. Bob was instrumental in the creation of TheCityUK and has been on its advisory board since its formation.

David has worked in financial services for over 40 years. At Barclays he worked for three Group chairmen, helped set up Large Corporate Banking, had wide experience in SME and consumer banking and ran the Group’s IT and operations function. David subsequently led Commercial Banking for Lloyds Bank, then was chief executive of Cattles PLC (a consumer finance and invoice finance business) before joining Moneycorp (an independent FX provider) as CEO. Before joining UK Finance David spent eight years at Bibby Financial Services as the chief executive.

Rupal is a Managing Associate at TLT LLP. She has over 13 years' experience and has regularly acted for financial institutions, including payment service providers, lenders and a range of leading UK banks, focusing on large scale complex litigation and remediation projects.

She has a particular focus on financial crime (including assisting clients with the provisions of POCA, submitting Suspicious Activity Reports to the NCA and the resulting impact on subsequent litigation brought by aggrieved customers), data protection and fraud claims. Rupal has also completed two successful six-month secondments to two major banks which gives her first-hand knowledge as to internal processes and procedures in the context of retail and business banking and litigation.

Rupal worked closely with UK Finance’s Information and Intelligence Sharing Committee in carrying out an independent review of the current information sharing gateways available to regulated entities in the context of the UK anti-money laundering regime. Rupal is currently in the Supreme Court dealing with the leading case on the application of the Quincecare duty in the context of Authorised Push Payment Fraud.

Ruth co-founded STT in 2005 and was appointed founding Chief Executive Officer when it was incorporated as a charity in 2008. Her vision is to create a world where people are not bought and sold through the prevention and disruption of modern slavery and human trafficking (MSHT). She was awarded an OBE in the 2014 British New Year Honours for her leadership in the prevention of human trafficking.

Ruth has created a data-led, tech-enabled organisation and grown powerful people networks who turn insight into action, creating communities that are high risk and low profit to traffickers. Through her exceptional communication skills, keen intellect & curiosity and her formidable ability to network, Ruth has delivered outstanding results in building confidence in the art of the possible.

She measures her success by evidencing change in the environment which permits exploitation to thrive. She is a visionary leader who can deliver outstanding operations, build exceptional boards and establish new companies/charities. Ruth sees the future early and delivers for today.

Part of the Feedzai Product Strategy team, Dan collaborates closely with banks worldwide and supports them to understand the range of fraud prevention and detection capabilities offered by Feedzai. He focuses on aligning the company product strategy with the direction of the future market, ensuring that Feedzai stays ahead of the curve.

In addition to working directly with clients, Dan also plays a crucial role in enabling other teams within Feedzai to provide exceptional customer service and results. He is a thought leader within the industry, frequently authoring white papers and blogs, speaking with press and analysts, and appearing on stage at various events across the globe.

Before joining Feedzai, Dan served as the Director of Solutions at LexisNexis Risk Solutions and held various fraud-related positions at Lloyds Banking Group UK. In these roles, he leveraged the latest digital fraud technology to protect the bank's online and mobile users, demonstrating his extensive expertise in the field.

Nina Kerkez is a part of the Consulting team with LexisNexis Risk Solutions. From her base in London, Nina leads our consulting group across Financial Crime, Fraud and Analytics for our UK and Ireland business.  

Nina has started her career in business-to-business marketing, eventually transitioning her talents to technology product development. She specializes in go-to-market strategies and new product development for the risk and compliance sector with attention toward know your customer (KYC) efforts, for the last eight years.

Nina takes a customer-centric approach to strategy and product development, believing that a company’s customers is at the forefront of any business. She is adept at working for and advising complex global organizations on risk and compliance issues to deliver true business benefits.

Nina holds an Executive MBA from Cass Business School, as well as Bachelor and Master degrees in International Business. She is a Serbian native, and speaks fluent Spanish, colloquial French and has a basic knowledge of Russian and Italian, in addition to her native Serbian language.

Steve Elliot, Managing Director of LexisNexis Risk Solutions UK & Ireland, is a specialist in financial crime compliance, with a wealth of relevant experience, having had responsibility for Anti-Money Laundering, Anti-Financial Crime, Security, Investigations / Litigation, Payments and Controls (1^st line) across a range of roles in consulting, as a practitioner and within international law enforcement.

Steve has considerable experience of operating across a number of different industry sectors, including a strong focus around Financial Services, both in his former role with consultancy firm, Huntswood, and in previous roles with Old Mutual Wealth and Zurich Financial Services.

Steve is passionate about the role of technology and innovation in supporting effective risk management and compliance, and has advised many organisations on the transformation to digital KYC to create a safer customer on-boarding process.

Nick delivers economic crime policy and advocacy on behalf of members, leading on international engagement, benefi cial ownership and grand corruption. He provides the secretariat for the Anti-Bribery and Corruption panel and supports the money laundering advisory panel and UK Finance input to the economic crime reform programme. Prior to UK Finance, Nick worked both as a private sector advisor, supporting audits of corporate compliance and government reviews of public contractors and local authorities, and as a civil servant, representing the UK at the OECD working group on bribery and the OECD Responsible Business Conduct working group.

Katarina is a subject matter expert in financial crime prevention. In her role Katarina is responsible for working with strategic customers and partners, industry analysts, press and regulators representing LexisNexis Risk Solutions in the market. She regularly assists on various strategic initiatives across UK and Ireland. She joined LexisNexis Risk Solutions from PwC, where she worked as a Risk & Compliance Manager in the Financial Crime Compliance / Risk Management areas. Katarina is CAMS-certified since 2016 and has more than ten years of experience in corporate risk management and financial crime compliance.

Having worked as KYC analyst, AML supervisor, compliance manager, financial crime prevention consultant and FCC market planner, she has been accountable for all areas of financial crime prevention including customer screening, KYC / CDD, payment screening, risk assessment, policies set up, compliance consulting, AML audits assistance, AML seminars, digital transformation and generally in supporting customers efforts to identify and mitigate financial crime threats in various sectors and jurisdictions. In addition to designing and implementing AML programs and incorporating a broad range of vendor solutions, she also has experience with GDPR, FATCA and CRS. Originally from Croatia, Katarina enjoys engaging with industry practitioners across different markets and territories.

She specialises in delivering policy and advocacy on behalf of members, leading on UK Finance's domestic anti-money laundering offering and wider economic crime reform matters. She leads on anti-money laundering related regulatory and legislative projects, oversees the Money Laundering Advisory Panel and provides support on strategic issues within the wider economic crime reform programme. 

Prior to UK Finance, Aminah worked as consultant at KPMG within the financial crime department. She specialised in providing advisory, investigation and analytical services within AML and sanctions to global financial services clients.

As Director for Operations and Delivery in Economic Crime (EC), Nicola is responsible for EC's operating units, and for coordinating the delivery of the industry's strategic priorities as specified by the Product and Service Board.  The operating units comprise EC's Information & Intelligence Unit, and the Dedicated Card and Payment Crime Unit (DCPCU), a unique proactive police unit with national remit, formed as a partnership between UK Finance, the City of London Police and the Metropolitan Police together with the Home Office. Nicola is responsible for the strategic development of both units and as well as developing and maintaining a rolling three-year strategy for the EC team.  Nicola also coordinates the annual strategic planning process for the PSB, ensuring that the industry's strategic objectives are translated into priorities and work plans for the year ahead.  

Nicola joined UK Finance in September 2018 from BlackRock, where she put in place BlackRock's Brexit Strategy.  Prior to BlackRock, Nicola spent thirteen years at RBS in various roles in Strategy, mergers & acquisitions, corporate restructuring, Recovery & Resolution Planning, and managing large complex projects.  Prior to RBS, Nicola worked for GE Capital on three continents: first in the UK as part of the M&A team, then moving to Argentina to set up GE Capital's South American private equity business for three years, and finally moving to the USA to drive restructuring and workout in the private equity business.  Nicola started her career as a strategy consultant, delivering international Board-level assignments across Europe, the US and Japan, including spending three years living in Brussels.

Nicola has a BA and MA (Hons) in Modern Languages from the University of Oxford, an MBA from INSEAD, and participated in the Women Transforming Leadership Programme at the Said Business School in Oxford.   

John Collins is the non-exec Chair of UK Finance’s Fraud and Scams Industry Strategy; an ambitious and collaborative two-year cross-industry fraud initiative led by the financial services industry, working with the telecoms and technology sectors, government, and regulators to tackle fraud and scams in the UK.

He retired as Chief Legal & Regulatory Officer for Santander UK on 31 December 2023 after joining the bank in July 2016.

At Santander John was responsible for leading a group of multiple disciplinary teams totalling approximately 500 people covering a range of activities across Legal, Compliance, Regulatory Affairs, Governance and Financial Crime. John was a member of the UK Finance Economic Crime PSB between June 2018-22 and chair of that committee between June 2020-22.

He previously served as the Deputy General Counsel and General Counsel of RBS (NatWest) and before that in the same capacities for ABN AMRO.

He started his career in the City in 1990 as a solicitor at the Denton’s legacy firm Wilde Sapte.

John is on the Board of Progress Together (the body established in 2022 to promote social mobility across financial services).

John has extensive experience across financial services including risk, legal and compliance roles as well as performing executive roles on various senior leadership committees and acting as a Board level advisor. John has worked on and advised on multiple complex transactions, investigations, contentious matters and multiple regulatory investigations including in relation to financial crime systems and controls.

Nick Perkins is currently Director of Fraud Prevention for NatWest Group, responsible for designing and delivering the Fraud prevention, detection and response strategy for the Bank, whilst helping drive societal change at industry level. He has over 25 years’ experience gained working globally across the Financial Services sector from Investment Banking and Markets to Retail, Commercial and Branch banking.

Nick joined NatWest in 2005 and since then has taken on a number of roles within the Group including Director of EC Solutions, responsible for delivering key components of RBS’ State Aid Obligations, COO for Non Core Division involved in winding down businesses and exiting non core markets and loan portfolios as part of RBS’ restructuring and implementation of the Asset Protection Scheme as part of RBS’ bail-out.  He has also been involved in the execution of a number of major change programmes across the Group.

Prior to joining the Bank, Nick was consulting for Accenture for over 10 years managing complex and wide-ranging programmes to support global investment banks.

Zia is a partner and Co-Global Head of Eversheds Sutherland's Corporate Crime and Investigations group and a specialist in International Sanctions, AML and ABC. Ranked in Legal 500 he advises on all aspects of corporate and financial crime compliance and was previously the global head of Sanctions at Barclays. Zia is a current FCA approved 'Skilled Person' for Financial Crime.  

Zia created and is editor of Eversheds Sutherland's Global Sanctions Guide a comprehensive guide to sanctions compliance in 72 jurisdictions and is also a contributing author to GIR's 'Guide to Sanctions' as well as 'Anti-money Laundering Compliance for Law Firms' published by ARK Group.

Zia is a regular speaker at UK Finance, AFB, AMLP and ACAMS. Zia has also written numerous articles for publications such as Complinet and Thomson Reuters Accelus and has also appeared on BBC radio and TV, and is a committee member of the Fraud Lawyers' Association and is also co-chair of UK Finance's Associate Member's Sanctions Panel.

Graham advises a wide variety of regulated organisations globally as well as UK regulatory and law enforcement bodies.

He is also currently working with several Regulatory Technology (RegTech) start-ups, to help design new tools for automating elements of financial crime controls and alerts to make them more effective, efficient and economical for use within the regulated industries.

He works with a variety of NGOs (Transparency International, Global Witness, Tax Justice Network) and Open Data initiatives (OpenCorporates, OpenOwnership, OpenDemocracy) to advocate for, amongst other things, improvement to Financial Crime legislation and transparent corporate registers.

He also works closely with a large number of investigative journalists helping them to identify and write about organised crime and corruption including both the FT and Berlingske (Danish newspaper) on the Danske Bank scandal and the ICIJ on the FinCEN Files. Graham also speaks with authority on the Deutsche Bank Mirror Trades and has recently been closely involved with a Lebanese documentary film maker revealing the deep associations between the UK shell company which allegedly bought the Ammonium Nitrate which blew up with such disastrous consequences in Beirut last August, and a bunch of other UK companies associated with a handful of sanctioned Syrian/Russian dual nationals.

Graham is the co-host of “The Dark Money Files” podcast, a weekly download covering all aspects of money laundering and financial crime. It has a very wide base of regular listeners from all over the world and, to date, there have been more than 350,000 unique downloads across all episodes.

David Howes is the Global Head, Financial Crime Compliance, Conduct, and Compliance Frameworks at Standard Chartered Bank. He has been closely involved in setting the strategy for and implementing the Bank’s enhancements to its FCC control environment over several years, and now leads the team.

David was previously in senior positions in FCC at SCB and before joining SCB in 2007 he was a Senior Policy Advisor to HM Treasury in London.  His early career was with Reuters in the UK, the US, Japan, Vietnam and Malaysia. 

Dianne is a Remote Payment Channels threat lead UK Finance working closely with financial institutions and other sectors to close vulnerabilities beyond the perimeter of the banks. Dianne primarily engages with companies outside the sector to encourage and foster collaborative initiative to protect mutual customers.

Prior to joining UK Finance, Dianne worked in the gambling sector mitigating economic crime and meeting regulatory reporting requirements.

Ben Trim is Head of Group Financial Crime Public Policy at HSBC. Ben is a financial crime public policy specialist and leads a team who work with governments and international bodies to improve the tackling of economic crime and the management of financial crime risk. In the UK, Ben has worked closely with industry partners and the Government to development a closer partnership to meet these objectives. Ben is the chair of the UK Finance Money Laundering Advisory Panel, and a member of the UK Government's Public Private Steering Group - so has a deep understanding of the UK's Economic Crime Plan. Ben also chairs the Wolfsberg Group's Policy Consultations Working Group, and was previously a member of the APP Scams Steering Group.

Prior to HSBC, Ben spent over 12 years working in the centre of the UK Government. His last post was as Deputy Director for Foreign Policy in the National Security Secretariat. In this role, Ben provided strategic guidance to the Foreign Policy Team; delivering the Prime Minister's and National Security Council's (NSC) priorities. He also led work to embed and develop the NSC policies on prosperity and global growth. Ben's previous roles in Government include Head of the Ebola Unit within the NSS, and positions in the Foreign Office (leading counter-terrorism strategy) and the Prime Minister's Office (Prime Minister's Questions).

Ben holds a Masters in International Strategy and Diplomacy from the London School of Economics for which he was awarded a distinction. Ben is also married with two sons.

Neal has extensive experience of a range of strategy, process, technology and investigations projects in Financial Crime. He has spent time on secondment as the Group Head of Sanctions for a major UK Bank, and has supported clients in a number of large scale implementation projects to deliver transaction monitoring systems, and Financial Crime Transformation Programmes. Neal’s focus is on Financial Services, but he has also advised on Financial Crime issues across a range of other sectors including Energy and Natural Resources, Public Sector, and TMT.

Chloe Cina is a barrister of 17 years Call and international financial sanctions expert. She started her career at the United Nations and went onto practice at the criminal bar before joining the UK Treasury Solicitor’s Department in 2008 where she worked in the National Security team on terrorism and sanctions related litigation. She was a Foreign Office legal advisor specialising in financial sanctions and security policy in the EU and UN, leading the nuclear legal team for the UK before joining HSBC in 2016 as the UK Head of Sanctions. She joined Deutsche Bank in 2018 and is the Head of Global Sanctions Advisory.

Iain Armstrong is a Regulatory Affairs Practice Lead at ComplyAdvantage. Iain has held a number of senior compliance roles in major financial institutions, including NatWest, HSBC, and Barclays. Iain also spent eight years working at the UK's Financial Conduct Authority.

Rakesh Patel is the Head of Sanctions Policy Oversight & Export Controls at HSBC, with oversight responsibilities for HSBC’s sanctions and export controls policy and control framework globally.

Rakesh joined HSBC in 2014, when the bank was reforming and strengthening its sanctions and AML compliance capabilities under a US Deferred Prosecution Agreement which was successfully lifted in December 2017, and has since overseen further development and enhancements to support HSBC becoming a leader in managing financial crime risk.  Before this, Rakesh spent 14 years at Deloitte LLP working on a wide range of financial crime investigations across Sanctions, AML and AB&C. He began his career as a management consultant in the energy sector with Arthur D. Little Ltd. Rakesh is a regular speaker at industry events and is currently the co-Chair of the UK Finance Sanctions Panel.

He is a Chartered Management Accountant and holds a Master’s degree in Chemical Engineering from Imperial College London.

Rebecca is the Chief Impact Officer at OpenCorporates, the largest open database of companies in the world. OpenCorporates’ core mission is to promote global corporate transparency by making the world’s company data open to all, shining a light on the existence, ownership and activities of entities, and the people connected with them – particularly to tackle the use of companies for corruption, money laundering and other anti-social purposes. OpenCorporates data is relied upon by governments, regulators, financial institutions, the RegTech industry through to journalists and the public who want to understand who they are in business with. Before joining OC, Rebecca led PwC’s Forensic Investigative Analytics group (UK) - using data to prevent, investigate and remediate a range of issues related to AML, KYC, anti-bribery & corruption, sanctions & fraud.

Nick worked in UK law enforcement for over 30 years and led several significant operations with partner agencies around the world into organised crime threats against the UK. He has significant experience in leading complex multi-national investigations and working with public and private bodies to develop effective strategies to reduce and tackle the harm caused by organised crime activity - in particular building effective public-private partnerships and taskforce models.

In 2008, Nick was posted to the British Embassy, Washington DC. As well as leading the UK’s strategic engagement on organised crime with the US government, Nick led an extensive team of embedded UK liaison officers across the US and the Caribbean, tackling organised crime groups operating at a global level.

In March 2013, Nick was awarded the National Intelligence Medallion by the US Government, and in 2014 was awarded an OBE for “services to international law and order” by Her Majesty the Queen.

Nick joined Standard Chartered in 2016. He is an adviser to the RUSI “Future of Financial Information Sharing” Programme, a member of the UK Finance Information and Intelligence Committee, represents industry on a number of UK Economic Crime reform programmes and is a board member of the Global Initiative Against Transnational Organised Crime

Taavi Tamkivi is the founder and CEO of Salv, a regtech founded in 2018. Taavi has two decades of compliance experience – firstly leading Skype’s anti-fraud team, and then building Wise’s anti-money laundering team and tooling. At Skype, he learned the challenges of managing and analysing massive data sets, at Wise, the value of building iterative, fast-scaling tooling that meets the needs of the ever-changing fincrime landscape.At Salv, Taavi is combining these experiences to beat financial crime – by building faster, smarter, data-driven technology that helps financial institutions collaborate. Outside of Salv, Taavi is leading the AML working group at the European Fintech Association.

Mohneesh leads the RiskOps capability for EY UK driving data, digital and emerging technology solutions to tackle the Fraud challenges in the Financial Services market. Mohneesh primarily engages with clients to identify and shape the transformation journey, resulting in organisational change across Fraud Strategy and operational effectiveness that drives value through better customer experiences. Mohneesh has spent nearly 18 years in the Banking Risk space.  As a result of technology transformation outside of the banking sector Mohneesh has been focused on driving collaboration on the fraud agenda to protect customers. Most recently he worked for HSBC as the Global Head of Fraud Transformations

Jay Low is a Fraud Prevention expert. He has over 20 years’ experience across all aspects of the fraud lifecycle and is currently leading the Fraud Product team at Chase UK (JP Morgan). Prior to joining JP Morgan, Jay worked in various Fraud Prevention roles for Lloyds Banking Group and Barclays.

Geraldine is responsible for coordinating United for Wildlife’s Financial Taskforce, building networks of private and public sector financial institutions, using their combined resources and systems to aid financial investigations into wildlife crime, and preventing access to global financial systems by organised crime syndicates. Prior to joining United for Wildlife, Geraldine spent three years co-representing Investec on SAMLIT's Expert Working Group on illegal wildlife trade (IWT), witnessing first-hand the power of "following the money" and collaboration in IWT investigations, and contributing to the project through her position as Head of Conservation at Investec. Geraldine has 30 years of experience in financial services.

Liz is the Consumer Fraud & Financial Crime Director for Lloyds Banking Group. 

She has held a number of senior roles in Lloyds Banking Group, mainly in retail banking, across credit cards, customer services, transformation as well as integrations & divestments. 

Earlier in her career Liz worked for the Group in a number of jurisdictions including the Spain, the Channel Islands, Switzerland and Australia. 

Marco is a risk executive at Santander UK and is currently the Director of Economic Crime Risk at Santander UK, responsible for the risk oversight for Financial Crime and Fraud. Marco has over 25 years of banking experience covering senior positions in retail banking strategy, transformation, and regulatory change as well as consulting where he specialised in leading complex change programmes and business re-structuring.

Marco contributes to the public and private partnership agenda for Economic Crime, including through participation in UKF Committees, Government chaired groups focused on Economic Crime Reform and the FCA MLRO Forum. He also leads Santander UK delegations in other domestic and international forum focused on financial crime issues.

John E. Smith, former Director of the U.S. Treasury Department's Office of Foreign Assets Control (OFAC), is co-head of Morrison & Foerster's National Security practice, and a member of the Global Risk + Crisis Management group and Investigations + White Collar group. While serving as a top official at OFAC, Smith was centrally involved in all aspects of developing, implementing, and enforcing U.S. government sanctions requirements. As OFAC Director, he oversaw every OFAC enforcement case against financial institutions and global operating companies.  

Smith has leading expertise on U.S. sanctions, anti-money laundering (AML), and export controls cases and policies. While serving at OFAC, he worked closely with the U.S. Department of Justice (DOJ) to pursue major sanctions and export controls enforcement matters, including significant civil and criminal penalties against major global actors and noteworthy cases against malicious cyber actors. He has overseen the U.S. government's economic sanctions efforts, imposing sanctions on heads of state, countries, and illicit actors, conducting enforcement actions against dozens of major financial institutions and companies around the world, and developing innovative sanctions enforcement policies to address evolving U.S. national security priorities.

Paul believes that technology isn’t necessarily the enemy, but it is our relationship with it that needs some work. With a background in law enforcement, intelligence, counter terrorism and later finding a passion in cybercrime and fraud, he now works as the Fraud and Cybercrime Prevention Manager for UK Finance and works within the Dedicated Card and Payment Crime Unit (DCPCU). Regularly  appearing in the media and in documentaries such as BBC Crimewatch Live, Rip off Britain and BBC Radio 1xtra.  Whilst conducting a PhD in the subject, Paul applies behavioural and psychological principles to the core of his work in order to maximise impact to prevent fraud and cybercrime across strategy, innovation and education.

John Roch is a Detective Superintendent in the Metropolitan Police London, a graduate of the Senior Leaders Master’s Degree in Applied Criminology and Police Management delivered at Cambridge University, and a Chartered Manager of the Chartered Management Institute. 

John has led a diverse career spanning 35 years working in the financial services industry for NatWest bank before joining the Metropolitan Police Service, which has included spending time seconded to the National Crime Squad, and Serious and Organised Crime Agency. His career includes leading criminal investigations in a number of London boroughs and he has performed the role of Senior Investigating Officer in Homicide and high profile Child Sexual Abuse Investigations; John specialises in Covert Policing tactics and Serious and Organised Crime Investigations and is currently the Head Of Economic Crime, a portfolio that includes Fraud, Money Laundering, Asset denial and Cryptocurrency responsibilities. He is also a Kidnap and Extortion Senior Investigating Officer, a Strategic Firearms Commander and a Covert Policing Authorising Officer. During the Covid-19 Pandemic John also led the strategic delivery of the MPS Covid 19 enforcement response in London working directly to Deputy Assistant Commissioner Matt Twist.

Since being appointed Chief Executive at Cifas in May 2018, Mike has actively worked to grow the community of stakeholders sharing data, intelligence and insight in the pursuit of preventing fraud and financial crime. Mike is passionate about Cifas becoming the driving force behind fraud prevention in the UK and with over 30 years’ experience of tackling and preventing fraud across the public, private and not-for-profit sectors, he is determined to bring together a strong cross-sectoral collaborative approach to tackling fraud.

With a Master’s Degree in Criminology, Mike has led investigative teams in the National Health Service, Ministry of Defence, Office of Fair Trading, HM Revenue and Customs and Solicitors Regulation Authority. He has also worked at the National Fraud Authority directing cross sector fraud prevention strategies. Mike believes that the battle against fraud is one that cannot be won alone and by collaborating as a community, we can be relentless in our effort to put the spotlight on fraud and not only protect each other but also make the UK a safer place to live and do business.

Neil is responsible for the UK Finance sanctions programme and has worked in the financial services sector for over 20 years, concentrating on sanctions compliance since 2009. Prior to joining UK Finance, Neil was the sanctions SME for Internal Audit at Deutsche Bank in London and previously worked at Lloyds and later HSBC helping both banks review and improve their international sanctions compliance.

Neil is a Fellow of both the International Compliance Association and the Society for Advanced Legal Studies and holds an MSc in International Commercial Law and Financial Crime Compliance from the University of Law.

Luis is a Director in the Financial Crime Forensic Team practice with extensive international experience delivering complex, data heavy Financial Crimes investigations and reporting to regulatory authorities. Luis is also an ACAMS Certified Anti-money Laundering and Global Sanctions Specialist.

The current Head of Unit at the Dedicated Card and Payment Crime Unit (DCPCU).

16 years policing experience across multiple disciplines, including Front Line, Public Order, Public Protection, Major Crime, Hostage and Crisis Negotiation and Economic Crime.

Sara co-leads the EU and UK specialist sanctions and export control teams at the law firm White & Case, and provides a combination of EU, UK and US sanctions and trade control advice. With a trade and customs background, Sara regularly advises clients on complex trade compliance issues for clients in highly regulated industries which are often the focus of government enforcement, such as the consumer goods (including e-commerce), financial services and energy industries.

Paul has been at Ofcom for fifteen years following a career in the strategy consulting and the telecoms sectors. He is the Program Director for Ofcom’s counter-scams work. Paul also oversees Ofcom’s work to support investment in fibre broadband.

Donald is the Head of Financial Crime Threat Mitigation for NatWest Group.  Prior to joining the bank in 2019, he was a civil servant for almost 30 years, spending most of that time with HMRC, where his last role was as  Director, Criminal Investigation.  From 2014 to 2019, Donald was the Director Economic Crime at the National Crime Agency, where one of his achievement was the establishment of the Joint Money laundering Intelligence Team – a public/private partnership between Law Enforcement, the FCA and banking to improve the effectiveness of the UK response to financial crime.”

The NECC is a multi-agency centre established in 2018, to deliver a step change in the response to tackling economic crime. The NECC brings together law enforcement agencies, government departments, regulatory bodies and the private sector, with a shared objective of driving down economic crime in the UK. The NECC is hosted by the NCA and has a multi-agency structure that is staffed by its partners.

She has responsibility the delivery of all NECC objectives related to economic crime and leads its work with the private sector including JMLIT+ and our broader partnership work.  She works closely with the NCA’s National Assessments Centre to ensure all stakeholders working in Economic Crime are contributing to and working with the latest understanding of the threat, and she sets the strategic priorities for the system response in collaboration with key partner. Her teams work with law enforcement, the private sector and Whitehall to enhance the landscape to better respond to and ultimately design out money laundering and fraud. 

She joined the NECC at its launch, having previously been in the NCA’s Economic Crime Command, where she had responsibility for the Criminal Finances Act notably Unexplained Wealth Orders and Account Freezing Orders, and led on the NCA role in cross government projects such as FATF.  Prior to the NCA, she worked in the Cabinet Office on constitutional matters which gave her a wealth of experience in navigating policy and legislation, and working closely with Ministers at the heart of Government.

Nigel is the Head of the Group Financial Intelligence Unit (GFIU) at Lloyds Banking Group and interim Nominated Officer.  He was formerly the Deputy Director for the Economic Crime Command in the National Crime Agency (NCA).

At Lloyd’s, Nigel works in Economic Crime Prevention and leads intelligence and investigation teams responsible for identifying and mitigating the threats from criminals and terrorists.  The FIU works in partnership across the industry and with Law Enforcement to protect customers, communities and the UK from Economic Crime risks.   Nigel leads on information sharing and is member of the UK Finance Intelligence and Information (I&I) Committee and a member of the UK’s Public Private Operating Board (PPOB).   

Whilst Deputy Director at the NCA, Nigel established the National Economic Crime Centre (NECC).  He also led the UK’s Financial Intelligence Unit (UKFIU); Criminal and Civil Investigation teams; Threat Response and Policy/Strategy units.   Nigel pioneered the creation of the UK’s International Corruption Unit (ICU) and the UK’s Joint Money Laundering Intelligence Taskforce (JMLIT) and is an international advocate for Public Private Partnerships.   He is a fellow of the International Compliance Association (ICA) and holds a post-graduate Diploma in Financial Crime Compliance.

Mary Kirwan is a lawyer on three continents, a Fellow of the American Bar Foundation and an ex Canadian Federal money laundering prosecutor, focused on narcotic offences utilising wiretap evidence. She successfully prosecuted the first conspiracy to money launder offence in Canada. She also spent many years working in the cyber security/encryption sector, with a special interest in software security. She wrote a well-received column about cyber security and the accessibility of IT for a lay audience.  More recently, she has focused on risk management, particularly in financial services, but her interests span many diverse sectors.  She has been an MLRO for a number of large banks, including Allied Irish Bank in Dublin and Managing Director/Head of Financial Crime Compliance at Credit Suisse UK. Mary has a Master’s Degree in Business and Managing Information Systems (MIS) and a number of professional certificates, including  cyber security (CISSP) and Data Privacy (CIPP/E and CIPM).          

Daniel joined the FCDO in 2001 and has been posted in Ethiopia and Egypt, where he worked through the Arab Spring. In the UK he has worked as Deputy Director for foreign policy in the Cabinet Office and as head of the joint MOD/FCDO Euro-Atlantic Security Policy Unit, as well as holding a series of FCO/FCDO roles. He became the head of the FCDO’s then-Sanctions Unit in December 2021. Since January 2022 he has worked solely on the UK’s response to Russia’s invasion of Ukraine, and is now Deputy Director (Russia/Belarus) in the FCDO’s recently created Sanctions Directorate. In this role he is responsible for the design of the UK’s sanctions response to Russia’s invasion, working closely with partners across Government and internationally.

Katrina is responsible for supporting the development and delivery of economic crime policy and associated advocacy to advance legislative, regulatory and operational improvements in the UK’s economic crime framework through engagement with members, government, law enforcement and other trade associations. She has coordinated member engagement on the Second Economic Crime Plan and Government Fraud Strategy.  

Prior to joining UK Finance, Katrina worked in financial services firms working in economic crime advisory and transformation roles. She is a qualified lawyer by training.

Fraser is a founding member of Vodafone's Big Data and Advanced Analytics business unit and now heads up commercial strategy for Vodafone's Mobile Identity portfolio globally. Fraser thrives on challenging the norm, burning the rulebook and the realising the profound possibilities technology creates to improve human life.

My career has been defined by data, from analysing business performance to using customer analytics to shape customer experience. I'm fascinated by how data can create new opportunities for identifying financial crime, reducing risk, defining value and transforming how we work.

The Future of Financial Intelligence Sharing (FFIS) programme leads independent research into the role of public-private and private-private financial information-sharing partnerships to detect, prevent and disrupt crime.

The FFIS programme is a research partnership with the RUSI Centre for Financial Crime & Security Studies.

Wayne leads on Victim Support’s fraud work and chairs the national Fraud Community of Practice working group. He was a member of the Authorised Push Payment Steering Group that wrote the Contingent Reimbursement Mechanism code, launched in May 2019. He has been Area Manager for Victim Support services in Gloucestershire  and Wiltshire (and occasionally Dorset) since 2010. Prior to joining Victim Support Wayne worked for national homelessness charity Shelter in a range of roles, including caseworker, casework supervisor, county court paralegal and area services manager. Between 1989 and 1995 Wayne was also a researcher and lecturer, teaching Social Sciences at Birkbeck College and the University of Greenwich

Amber Burridge is the Head of Fraud Intelligence at Cifas, with over fifteen years’ experience in crime and fraud analysis and a Masters degree in Forensic Psychology and Criminology. She has a background of working within law enforcement, local government and private sector. She is the author of numerous Cifas research reports, including Wolves of the Internet – an investigation into where and how fraudsters steal data online – and The Insider Fraud Picture, an in-depth analysis of the internal fraud landscape in the UK. Other publications include Fraudscape, an annual report of fraud trends, as well as the annual Cifas Strategic Intelligence Assessment, highlighting key priority areas for all sectors for the upcoming year. Amber has also appeared as a subject matter expert on the likes of Panorama, Crimewatch and other news programmes.

Antony is a member of the senior leadership team and has overall responsibility for techUK’s policy work. Prior to his appointment in July 2012 Antony was chief executive of the Broadband Stakeholder Group (BSG), the UK’s independent advisory group on broadband policy. Antony was closely involved in the development of broadband policy development in the UK since the BSG was established in 2001 and authored several major reports to government. He also led the development of the UK’s world leading Open Internet Code of Practice that addresses the issue of net neutrality in the UK. Prior to setting up the BSG, Antony spent six years working in Brussels for the American Chamber of Commerce following and writing about telecoms issues and as a consultant working on EU social affairs and environmental issues. Antony is a graduate of Aberdeen University and KU Leuven and is also a Policy Fellow Alumni of the Centre for Science and Policy at Cambridge University.