Join us and industry leaders at our Mortgage Market in Scotland Seminar on Thursday 7 March 2019, in partnership with Shepherd and Wedderburn LLP.

The Seminar will explore the challenges and opportunities in the developing landscape of the Scottish housing and mortgage markets in 2019. The agenda includes topics covering regulatory interventions in the mortgage market; private housebuilding; private renting; and the current heritable securities (mortgages) project.

Complimentary ticket for your colleague

If you still haven't booked your ticket to attend the Mortgage Market in Scotland Seminar, now is the time - as we're delighted to offer a complimentary ticket when you bring a colleague. With this two-for-one offer, when you buy a Seminar pass for yourself, you?ll get another completely free for your colleague. To take advantage of this offer, all you need to do is provide your colleague's name and email address when you book your ticket.

Hosted at the Law Society of Scotland in central Edinburgh, this half-day event brings together key senior stakeholders, government representatives, industry professionals and experts from across the UK Finance membership to exchange knowledge, insights, and innovative ideas.

We will hear from industry experts on the latest mortgage industry issues, market trends and updates, regulatory changes, and threats and opportunities facing the Scottish economy. Each session will provide an opportunity for delegates to ask questions and comment. The event concludes with a networking drinks reception and provides an ideal setting for delegates to continue to connect and share knowledge.

Key topics to be covered and discussed during this half day seminar include:

  • Scotland Mortgage Market Overview: what does the future hold?
  • Private Rented Sector: promoting quality, standards and professionalism
  • The Year Ahead for the Scottish Economy
  • Scottish Mortgage Market and prospects: Facts and Figures
  • Reform of Security Over Land
  • Training workshop: Vulnerability and lending

Read our latest Scotland mortgage market blogs:

 

Media Partner - Mortgage Introducer

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Mortgage Introducer is essential reading for the mortgage professional. The knowledge gained from our magazines, websites, and events help our readers make a success of their business. That is our core objective and is the reason why we offer the Mortgage Introducer brands free of charge to our readers. The brands and networking events we provide, along with the latest information, news and views of what is happening in the industry, give our readers the tools to continue their CPD, make a difference to their business and ultimately make a difference to their clients.

 

Area of expertise:
Nicola Barclay MRTPI

Nicola Barclay MRTPI

Chief Executive, Homes for Scotland

Becoming Homes for Scotland (HFS) Chief Executive on 1 February 2016, Nicola Barclay has direct responsibility for managing the Executive Team, delive...

Becoming Homes for Scotland (HFS) Chief Executive on 1 February 2016, Nicola Barclay has direct responsibility for managing the Executive Team, delivering business strategy and meeting the wide-ranging needs of member companies. With a career spanning over 20 years in the home building industry and stretching over sales, land acquisition and planning, Nicola is ideally placed to take the organisation forward at what is a pivotal time, not only for the organisation but also for housing in Scotland in general.

Focused on working collaboratively with stakeholders at all levels to find solutions to the crucial issues hampering housing delivery, Nicola's key objectives in helping to make sure Scotland has enough homes to meet the diverse needs of its growing population are: ensuring buyer access to mortgages for those who can sustainably afford them, ensuring that local authorities allocate sufficient effective land in places people want to live and develop practical solutions to the matter of infrastructure provision, highlighting the importance of new home development to sustaining local communities, encouraging more young people, especially females, into the industry across both trades and professions

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Jackie Bennett

Jackie Bennett

Senior Adviser, UK Finance

In her part time role as Senior Advisor Jackie uses her 20 years of experience in the mortgage industry to support the personal finance, mortgage and ...

In her part time role as Senior Advisor Jackie uses her 20 years of experience in the mortgage industry to support the personal finance, mortgage and housing work of UK Finance. She was Director of Mortgages at UK Finance between 2018 and 2020. Between 2001 and 2014 Jackie worked at Council of Mortgage Lenders (CML), one of the bodies integrated into UK Finance in July 2017. She was Head of Policy at CML for 10 years, delivering on a number of key initiatives related to mortgage regulation and vulnerable customers. Immediately prior to joining UK Finance, Jackie worked for two different mortgage lenders in senior compliance roles. She also served as Deputy Manager for property and household at Association of British Insurers (ABI), having spent her early career working in a variety of police and criminal policy roles at the Home Office. In June 2010, Jackie was awarded an OBE for services to the financial services industry in the Queen's birthday honours list.

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John Blackwood

John Blackwood

Chief Executive of the Scottish Association of Landlords

John Blackwood has worked in the private rented sector for over 25 years and is widely recognised as one of the foremost experts on all aspects of the...

John Blackwood has worked in the private rented sector for over 25 years and is widely recognised as one of the foremost experts on all aspects of the Scottish private rented sector. He represents SAL on a number of Scottish Government committees working to inform and influence housing policy. John is chief executive of the Scottish Association of Landlords (SAL), managing director of Gladstones Property Investment Managers and chairman of Scotland's national accreditation scheme for private landlords and letting agents, Landlord Accreditation Scotland (LAS). John also holds a judicial appointment as a member of the First-tier Tribunal for Scotland (Housing & Property Chamber) and is a Chartered Institute of Housing Chartered Member.

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Dr John Boyle

Dr John Boyle

Director, Rettie & Co

John leads the Rettie & Co. Research Team, providing a cutting-edge research and consultancy function. His work informs clients on sales, lettings...

John leads the Rettie & Co. Research Team, providing a cutting-edge research and consultancy function. His work informs clients on sales, lettings, investment and development opportunities. He also analyses the current status of property markets and assesses how they are likely to change. Over the last 15 years, he has worked for all of the major house builders in Scotland, the Scottish Government, many local authorities and investors. He led the Scottish Government's study into the 5-year Review of the Home Report. He sits on Homes for Scotland's Policy Advisory Group and is a member of the Society of Property Researchers.

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Douglas Cochrane

Douglas Cochrane

Chair, Lloyds Banking Group

Douglas Cochrane has worked for Lloyds Banking Group for 40 years in a variety of senior retail management and relationship positions, currently speci...

Douglas Cochrane has worked for Lloyds Banking Group for 40 years in a variety of senior retail management and relationship positions, currently specialising in the new-build and affordable housing markets having started his career in the then Halifax Building Society in Glasgow.  He is chair of UK Finance, mortgages, Scotland policy committee and a member of the NHBC's Scottish Committee and their National Council.  Douglas is a regular contributor to debates on housing supply and quality at central and the devolved government.

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Linda Docherty

Linda Docherty

Senior Relationship Partner, CYBG

Clydesdale Bank's dedicated intermediary business was established in 2004. Our primary focus is to provide higher value mortgages through the intermed...

Clydesdale Bank's dedicated intermediary business was established in 2004. Our primary focus is to provide higher value mortgages through the intermediary market I joined the bank in 2007 .  With a strong banking background and over 30 years in the industry I am responsible for leading a team of UK relationship partners that handle our mortgage broker business. I am also responsible for managing our telephone based broker sales operation in Glasgow. I am currently a member of the UK Finance Scotland Committee and a member of NHBC Scottish Committee.

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Andrew Kinnes

Andrew Kinnes

Partner, Shepherd and Wedderburn

Andrew Kinnes is a partner at Shepherd and Wedderburn. His broad banking and finance practice has included many years of experience of drafting profor...

Andrew Kinnes is a partner at Shepherd and Wedderburn. His broad banking and finance practice has included many years of experience of drafting proforma and specialist securities over land, of amending, transferring and enforcing those securities, of origination systems for such securities and of treasury and financing transactions backed by such securities. He is a member of the Scottish Law Commission's Advisory Group on its current heritable securities (mortgages) project.

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Malcolm MacLeod

Malcolm MacLeod

NHBC Director Scotland and Senior Vice Chair, RICS Scotland Board

Malcolm is a Fellow of the Royal Institution of Chartered Surveyors, and the Chartered Institute of Building, with 40 years of experience in the const...

Malcolm is a Fellow of the Royal Institution of Chartered Surveyors, and the Chartered Institute of Building, with 40 years of experience in the construction and house building industries. His broad career includes Quantity Surveying, Building Control, Building Surveying and Project Management. He was appointed NHBC's Director in Scotland in 2001 and is Senior Vice- Chair of RICS Scotland, he sits on the RIAS Energy Certification Board and is a founding Member of Parliaments Cross Party Group for Construction.

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John Marr

John Marr

Principal, UK Finance

John Marr joined the former Council of Mortgage Lenders (CML) in January 2012 and transferred to UK Finance when it was formed in July 2017.  As Princ...

John Marr joined the former Council of Mortgage Lenders (CML) in January 2012 and transferred to UK Finance when it was formed in July 2017.  As Principal, Devolved Government and Social Housing, John leads our mortgages and housing policy work in the UK nations, as well as our work on low cost home ownership and government schemes to support home purchase. 

John also leads our work in relation to commercial funding and investment in the housing association sector, which is key in helping to meet government targets for new affordable and social housing delivery.  Previously, John worked on housing policy at the Local Government Association.

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Mike Ramone

Mike Ramone

Consultant, Money Advice Trust

With insight gained on the front line from roles as diverse as collections, underwriting and as a specialist money adviser for people affected by ment...

With insight gained on the front line from roles as diverse as collections, underwriting and as a specialist money adviser for people affected by mental illness, Michael Ramone has developed a broad understanding of supporting vulnerable consumers and hard to reach groups.

Michael joined the advice sector over a decade ago and has worked with the Money Advice Trust and other high-profile charities. He has taken on diverse specialist roles which encompass client experience, advice, service design and delivery, innovation and learning, bringing about tangible change for people in vulnerable situations.

As an independent trainer and consultant specialising in vulnerability, Michael has worked across sectors including finance, utilities, regulators and ombudsman organisations. Michael delivers a wealth of knowledge and insight via a pragmatic and focused approach, supporting meaningful change across complex systems and structures, expertly balancing organisation goals with consumer needs.

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Dr Andrew Steven

Dr Andrew Steven

Commissioner, Scottish Law Commission

Dr Andrew Steven has been a Scottish Law Commissioner since 2011.  He led the Commission's substantial project on moveable transactions, which led to ...

Dr Andrew Steven has been a Scottish Law Commissioner since 2011.  He led the Commission's substantial project on moveable transactions, which led to a report published in 2017. He is now responsible for the heritable securities (mortgages) project.  Dr Steven is also a Senior Lecturer in Law at the University of Edinburgh.

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James Tatch

James Tatch

Principal Analytics, UK Finance

James Tatch is Principal, Analytics for UK Finance with lead responsibility for UK Finance's statistics and data work. James has worked in economics ...

James Tatch is Principal, Analytics for UK Finance with lead responsibility for UK Finance's statistics and data work.

James has worked in economics and statistics for more than 20 years, the past 15 of which have been at UK Finance (and previously CML). Working first in academic research, James then moved to the public sector before finally settling in the private sector within financial services.

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Shepherd and Wedderburn

Shepherd and Wedderburn

Shepherd and Wedderburn is a Scottish headquartered, top 50 UK law firm with office in Edinburgh, Glasgow, Aberdeen and the City of London, providing ...

Shepherd and Wedderburn is a Scottish headquartered, top 50 UK law firm with office in Edinburgh, Glasgow, Aberdeen and the City of London, providing comprehensive multi-jurisdictional commercial legal advice across all sectors and the full range of private client services. Widely regarded as the ?go-to? firm for specialist advice, Shepherd and Wedderburn has an impressive track record advising clients across all industries and sectors, in particular across real estate, energy and natural resources and the financial and banking sectors. The firm advises FTSE and AIM-listed companies, large corporates, family-owned companies, small to medium-sized enterprises (SMEs), entrepreneurs and public service organisations.

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