The Certificate course is available to start at anytime throughout the year. The course follows a modularised concept and is structured by way of individual modules.

The course looks in detail at the management and control of invoice financing and asset-based lending and is designed to provide a targeted but rounded qualification.

As a course of study, it is aimed to help students build their skills, knowledge and understanding of the industry in specific areas.


The course is primarily aimed at those students operating at supervisory level – such as client managers, operations managers, auditors (or a similar level in organisations). However, it is equally suitable for anyone wishing to gain a deeper knowledge of the invoice finance and asset-based lending industry.

It is an ideal qualification for account handlers and relationship managers wishing to progress their career.

This course is significantly more detailed and requires students to have a greater capacity for learning than the IF/ABL Foundation course.


To complete the Certificate course, the student will have to complete ten compulsory modules.

The ten compulsory modules are:

  1. The asset-based finance landscape
  2. Fraud and risk
  3. Legal aspects
  4. Financial analysis
  5. Client management
  6. The sales process and audit and survey
  7. Debtor litigation
  8. Insolvency
  9. International invoice finance
  10. Asset-based lending

At the end of each section within a module there are review questions and actions. These largely require the student to investigate their own company’s procedures and practices. These are for the students’ benefit and are not assessed by UK Finance.

At the end of the course the student will be required to complete an online assessment which will take the form of questions on various topics included in the modules and will attract a mark of ‘fail’, ‘pass’, ‘credit’ or ‘distinction’.

Students passing the assessment will receive a certificate qualification upon the successful completion of all ten compulsory modules.


This is dependent upon the student’s level of industry experience and knowledge. Each module should take an estimated two-four weeks to complete.

The student will have a maximum of 12 months to complete the Certificate course as a whole.

The maximum commitment is expected to be five to six hours of study time per week.


Registration is open throughout the year.

Students will have 12 months to complete the course from the date of registration.

After you have successfully registered onto the course(s), please allow 48 hours for the relevant email communication to be sent for your access. This will be sent from the Training Team ( where your next steps will be detailed.


“The certificate course helped me to get an updated and broader vision of the Invoice Finance and ABL industry. The Fraud and Risk module helped me to identify fraud cases and how we can all minimise the emerging risks.”

“The distance learning is just right for me. I can fit my study time to my working calendar and private life. I can log in to the portal any time I want and study. As I can decide when to submit the course, I am enjoying it even more. The portal is user friendly; each module is divided in a few main topics. Each topic is well explained, and the language used is easy to follow.“

IF/ABL and Commercial Banking:

  • Client Managers
  • Operations Managers
  • Auditors
  • Account Handlers
  • Relationship Managers
  • Client Exec
  • Commercial Assistant
  • Operations Administrator
  • Credit Controller
  • Sales
  • Account Executive
  • Client Director
  • Recoveries Coordinator
  • Sales Executive
  • Business Development Manager, Receivables Finance
  • Business Development Executive
  • Surveyor
  • Credit Control Team Leader
  • Assistant Relationship Manager
  • Product Manager
  • Treasury Assistant
  • Assistant Manager
  • NAM
  • Lawyer
  • Business Development Manager
  • Global Head of Invoice Finance
  • Relationship Manager
  • Business Development Manager - Invoice Discounting
  • Office Administrator