The asset-liability committee (ALCO) is the primary balance sheet risk forum in a bank, and is recognised as such by the Regulatory Authorities. An efficient ALCO process enables a bank to manage risk effectively and optimise its balance sheet, with resulting positive impact on profit.

Crucially, in the era of the Senior Managers Regime (SMR), a robust ALCO infrastructure is an essential ingredient in best-practice corporate governance.

This one-day interactive workshop will raise awareness and understanding of recommended best-practice principles for bank ALCO governance and procedure. Aimed at senior managers and executives in any banking institution, as well as all staff involved in the ALCO process, the course presents essential tools required to inculcate the right governance culture in a bank. This includes  a range of policy templates that can be applied in any bank, together with real-world examples and case studies to demonstrate techniques.

Delegates will gain a clearer understanding of how to formulate and drive the ALCO governance process in the most effective way, plus a tool-kit of best-practice ALCO templates.

Outcomes

The workshop is interactive and exercise-based, presentations are supplemented with Group exercises that will demonstrate best-practice ALCO process implementation. Extensive use is made of case studies and real-world practical examples to deliver learning outcomes.

  • Understand the proper role of the asset-liability committee in Bank governance and risk management
  • Learn how to implement a genuinely effective and robust ALCO process
  • Become familiar with ALCO organisation and operating framework
  • Understand the ALCO as part of the balance sheet risk triumvirate
  • Draft (as part of a group exercise) the ALCO Agenda and MI Pack

Take this training in-house

If you have five or more delegates who wish to attend this briefing, it may be more cost effective to run it in-company. To find out more about in-company training, please contact the team on 0203 934 1014 or training@ukfinance.org.uk

Moorad Choudhry

Moorad Choudhry

Professor Moorad Choudhry is an Independent Non-Executive Director on the Board of Recognise Bank. He has over 35 years experience in banking in the C...

Professor Moorad Choudhry is an Independent Non-Executive Director on the Board of Recognise Bank. He has over 35 years experience in banking in the City of London and was latterly Treasurer, Corporate Banking Division at The Royal Bank of Scotland. He has served as Chair of the ALCO at four different banking institutions, and is author of The Principles of Banking (John Wiley & Sons Ltd 2012, 2023).

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  • All ALCO members
  • Treasury, Risk and Finance senior management
  • Board Executive and Non-Executive Directors
  • Regulators
  • Regulatory reporting department
  • Compliance and Internal audit