You can use the search function to find a range of UK Finance material, from consultation responses to thought leadership to blogs, or to find content on a range of topics from Capital Markets & Wholesale to Payments & Innovation.
UK Finance Associate Members are organisations that support the financial services industry, including firms across legal, accountancy, consultancy, technology, business services, real estate, and mortgage markets. Our Associate Member Directory helps members and stakeholders identify trusted organisations with specialist expertise relevant to the needs of the sector.
Associate Members play an important role in sharing insight, supporting innovation and contributing expertise across the financial services ecosystem. Through UK Finance, they engage with industry priorities, contribute thought leadership, take part in events and webinars, and help support a safe, transparent, and competitive financial services sector.
Use the directory below to explore our Associate Members and find organisations that can provide relevant services, insight, and support for your business.
Form3 is a cloud-native payments technology provider enabling banks, fintechs, and financial institutions to connect to and operate payment schemes. We provide Payments-as-a-Service infrastructure supporting high-volume, mission-critical processing across schemes including Faster Payments, Bacs and CHAPS in the UK, SEPA Instant in Europe, and RTP and FedNow in the United States.
Our platform is designed for resilience, scalability, and regulatory compliance, helping institutions modernise legacy payment systems and support the adoption of real-time, account-to-account (A2A) payments. We specialise in scheme connectivity, payment processing, and operational resilience, delivered through a secure, API-first architecture.
Form3 supports customers in meeting evolving regulatory and industry requirements and engages with industry initiatives such as the UK’s National Payments Vision, open banking, and the global shift towards real-time payments.
We also bring expertise in cloud infrastructure and the operational challenges of real-time payments, enabling our customers to innovate while maintaining high standards of availability, security, and performance.
Contact us: www.form3.tech/contact
For 100 years, Kearney has been a leading management consulting firm and trusted partner to three-quarters of the Fortune Global 500 and governments around the world. With a presence across more than 40 countries, our people make us who we are. We work impact first, tackling your toughest challenges with original thinking and a commitment to making change happen together. By your side, we deliver—value, results, impact.
https://www.kearney.com/
Build-Zone is a UK-based insurance provider specialising in structural warranty and construction-related insurance solutions for residential and commercial property developments. The company supports property developers, builders, contractors, and homeowners by offering protection against structural defects and construction risks.
Build-Zone is best known for its structural warranty products, which provide cover for newly built or converted properties—typically lasting up to 10 or 12 years. These warranties are often required by mortgage lenders and help ensure that properties meet recognised building standards. The company works closely with approved inspectors and surveyors to assess developments throughout the build process, helping maintain compliance with technical and regulatory requirements.
In addition to structural warranties, Build-Zone offers a range of complementary insurance products, including latent defects insurance, self-build insurance, commercial building warranties, and contractor-related cover. These services are designed to support projects of varying sizes, from individual self-build homes to large-scale housing developments.
Build-Zone operates as part of the wider UK insurance and construction ecosystem, collaborating with developers, brokers, and professional consultants. The business places a strong emphasis on technical expertise, risk management, and tailored solutions, ensuring that each project receives appropriate coverage based on its specific needs.
10 Year Building Warranty | Structural Warranty & More
Kroll is an independent global firm providing financial and risk advisory services, with a history spanning nearly 100 years. The firm supports organizations in addressing complex financial, operational and regulatory challenges through the integration of financial expertise, risk intelligence and data-driven analysis.
Kroll operates across three primary service areas:
The firm adopts an integrated approach that combines financial insight with risk analysis, supported by proprietary platforms designed to translate complex data into actionable information. As an independent organization, Kroll seeks to provide advice that is free from conflicts of interest.
Kroll serves a broad range of industries, including:
Its client base includes multinational corporations, financial institutions, law firms, private equity firms and hedge funds.
The firm has a global presence, with approximately 6,500 professionals across 36 countries, delivering services through locally established teams. Kroll operates in key markets and has received industry recognition across financial advisory, risk advisory, compliance, valuation and expert services.
https://www.kroll.com/en
Coinstar operate over 2000 self-service kiosks in major supermarkets in the UK. Customers can convert their coins into a voucher that can be exchanged for cash or make a charitable donation.
https://www.coinstar.co.uk/
Broadridge Financial Solutions (NYSE: BR) is a global technology leader with trusted expertise and transformative technology, helping clients and the financial services industry operate, innovate, and grow. We power investing, governance, and communications for our clients – driving operational resiliency, elevating business performance, and transforming investor experiences.
Our technology and operations platforms process and generate over 8 billion communications annually and underpin the daily average trading of over $18 trillion in tokenized and traditional securities globally. A certified Great Place to Work®, Broadridge is part of the S&P 500® Index, employing approximately 16,000 associates in 28 countries.
For more information about us, please visit www.broadridge.com.
EPAM (NYSE:EPAM) is a global leader in AI transformation engineering and integrated consulting, serving Forbes Global 2000 companies and ambitious startups. With over thirty years of expertise in custom software, product and platform engineering, EPAM empowers organizations to become AI-native enterprises, driving measurable value from innovation and digital investments. Recognized by industry benchmarks and leading analysts as a leader in AI, EPAM delivers globally while engaging locally, making the future real for clients, partners and employees. We are proud to be recognized by Forbes, Glassdoor, Newsweek, Time Magazine, Great Place to Work and kununu as a Most Loved Workplace around the world.
Learn more at www.epam.com and follow us on Linkedin
PEXA provides digital completions infrastructure for property transactions, enabling the secure movement of funds and lodgement of title at the point of completion within a single regulated platform. Authorised by the FCA as a regulated payment institution, PEXA works with lenders, conveyancers and industry partners to reduce risk, improve certainty and streamline settlement processes. PEXA operates at scale in Australia and is bringing that proven experience to the UK market to support safer, more predictable property completions.
PEXA UK | Digital property transactions and completions platform
Oliver Wyman is a business of Marsh (NYSE: MRSH), a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries. With annual revenue of $27 billion and more than 95,000 colleagues, Marsh helps build the confidence to thrive through the power of perspective.
For more information, visit oliverwyman.com
Our mission is to empower every business to eliminate financial crime.
By harnessing AI, a unified platform, and an extensive partner ecosystem, we help customers turn compliance into a catalyst for growth, operational resilience, and enduring regulatory trust.
More than 3,000 enterprises across 75 countries rely on our unified platform and the world’s most comprehensive financial crime risk intelligence. With full-stack agentic automation, we help organizations automate up to 95% of KYC, AML, and sanctions reviews, cut onboarding times by 50%, reduce false positives by 70%, and handle 7x more work with the same staff.
ComplyAdvantage is headquartered in London and has global hubs in New York, Lisbon, Singapore, and Cluj-Napoca. It is backed by Balderton Capital, Index Ventures, Ontario Teachers’ Pension Plan, Goldman Sachs, and Andreessen Horowitz. Learn more about compliance re-engineered for the age of AI at complyadvantage.com.
https://complyadvantage.com/
Bermans is a multi-award-winning commercial law firm with offices in Liverpool and Manchester, advising businesses, entrepreneurs, lenders and professional advisers throughout the UK. The firm is known for delivering practical, commercially focused legal advice through a partner-led approach that emphasises responsiveness, clarity and long-term client relationships. Bermans provides a comprehensive range of legal services covering corporate and commercial law, property and construction, employment, insolvency and financial rescue, litigation and dispute resolution, intellectual property, creditor services, debt recovery and private client matters.
A key differentiator for Bermans is its nationally recognised expertise in Asset Based Lending, Asset Finance and Invoice Finance. The firm is widely regarded as a market leader in these sectors and acts for banks, specialist finance providers, alternative lenders, lessors, receivables financiers, brokers and intermediaries. Its lawyers support clients across the full lifecycle of lending transactions, providing advice on funding structures, security, documentation, risk management, recoveries, fraud, insolvency and dispute resolution. The team combines deep technical knowledge with a practical understanding of the commercial realities facing both lenders and borrowers.
Bermans has developed a strong national reputation within the asset finance and receivables finance markets through decades of sector involvement and industry-specific expertise. This specialism is enhanced by the firm's full-service commercial offering, enabling clients to access integrated legal support across business growth, transactions, restructuring and recovery. By combining specialist knowledge with pragmatic advice, Bermans delivers legal solutions that protect interests, manage risk and support commercial success.
www.bermans.co.uk
Founded in 2024, Incept is revolutionising how property deals are financed.
Our solution harnesses the power of technology and data analytics to enable real estate transactions to begin better, achieving game-changing efficiency and cost-savings. We API directly into the Land Registry, extract title data and generate real time title insurance policies to cover all entries on the property title which can materialise into a title risk. The system also red flags any issues which could prevent a lender from progressing with the mortgage.
With this absolute title de-risking method, we can significantly reduce completion times and operational overheads. Most importantly, there is no requirement for a signed contract with the insurer. The policies are purchased on demand as and when required and can be sourced one transaction at a time or only for specific types of loan products.
www.inceptonline.co.uk
Redefining the way the world thinks about risk.
While others fear risk, we embrace it. For over 25 years, Protecht has redefined the way people think about risk management. Through our people, we enable smarter risk taking by our customers to drive their resilience and sustainable success.
We help our customers increase performance and achieve strategic objectives through better understanding, monitoring and management of risk. We provide a complete solution of solution of AI-enabled governance, compliance and risk management software supported by training and advisory services to businesses, regulators and governments across the world.
With our flagship Protecht ERM SaaS platform you can dynamically manage all your risks in a single place: risks, compliance, incidents, KRIs, vendor risk, cyber and IT risk, internal audit, operational resilience, business continuity, workplace safety, and more.
We’re with you for your full risk journey. Let’s transform the way you understand and manage your risk to create exciting opportunities for growth.
https://www.protechtgroup.com/
CLDigital is a no-code enterprise GRC platform that helps organisations automate governance, risk, and compliance processes, strengthen operational resilience, and improve performance. From enterprise risk and business continuity to frameworks like DORA, SMCR, ISO, and NIST, CLDigital empowers firms to launch fast, scale securely, and adapt with confidence.
The platform unifies four powerful capabilities:CLDigital Studio – Build custom apps with visual drag and drop toolsCLDigital Flow – Integrate with other systems, cloud platforms, and data sourcesCLDigital BI – Deliver real-time dashboards and analytics for better decisionsCLDigital AI – Automate compliance, risk mapping, and reporting with built-in intelligence
Trusted by leading banks, insurers, investment management firms, governments and regulators, healthcare providers and manufacturers, CLDigital replaces legacy tools and spreadsheets with a modern, data-centric platform. Whether launching an ‘out of the box’ solution or building your own, CLDigital helps firms move faster, reduce complexity, and stay ready for the next anything.
cldigital.com
Projective Group - Leading change in Financial Services
Established in 2006, Projective Group is a leading financial services consultancy.
We are recognised across the European industry for turning complex challenges and emerging themes into clear, pragmatic solutions. With deep roots and trusted relationships in financial services, we bring hands-on expertise across key domains. We support the full journey of change: shaping strategy, delivering complex transformation or building long‑term capability through managed services, staffing and training. Our purpose is simple: to empower financial services to shape the future of wellbeing, prosperity, and innovation.
https://www.projectivegroup.com/
Every regulated moment, joined up and accountable
Paragon is the accountable experience partner for financial services. We own the whole customer journey, from the data behind a engagement to the moment it lands and the outcome it evidences. One partner across the regulated estate, every handoff removed and every failure point owned.
We bring strategy, systems, delivery and evidence together under one operating model: Design, Orchestrate, Deliver, Optimise. That gives you a single accountable estate across every regulated engagement.
Helping Financial organisations with:
For banks, insurers, building societies and lenders under margin and compliance pressure, Paragon turns a fragmented communication estate into one joined-up experience customers feel and the business can prove.
Norton Rose Fulbright provides a full scope of legal services to the world’s preeminent corporations and financial institutions. The global law firm has more than 3,000 lawyers advising clients across locations in the United States, Europe, Canada, Latin America, Asia, Australia, Africa and the Middle East. Norton Rose Fulbright is recognised for its client service in key industries, including financial institutions; energy, infrastructure and resources; technology; transport; life sciences and healthcare; and consumer markets.
Our financial institutions sector brings together more than 1,000 lawyers advising many of the world’s leading banks, asset managers, financial investors, insurers and FinTech-driven businesses. With a presence across 50 of the world’s major financial centres and high-growth markets, we support clients operating in an increasingly interconnected, regulated and technology-driven financial services environment.
We advise across the full financial services ecosystem, providing integrated legal and risk support on:
In the UK, the team are embedded within the financial services industry with several team members having worked within the FCA, HM Treasury and head of global financial services, Jonathan Herbst, having previously served as Head of European Law at the FSA.
Farmida Bi, The Baroness Bi CBE, has been the firm’s EMEA chair since May 2018, becoming EMEAPAC chair in July 2025. In January 2026 she was appointed to the House of Lords as a Labour peer as Baroness Bi of Bermondsey.
Norton Rose Fulbright | Global law firm
MCL Finance is a specialist SME finance provider focused on delivering fast, flexible funding solutions to businesses across the United Kingdom. The company provides a range of alternative finance products, including unsecured business loans, merchant cash advances, working capital facilities, and short-term commercial funding solutions designed to support business growth and cash flow management.
The organisation’s core areas of expertise are SME lending, automation, and credit risk. MCL Finance combines technology-enabled processes with experienced underwriting to deliver rapid credit assessments, streamlined onboarding, and efficient funding execution. Its automation capabilities support faster decision-making, scalability, data analysis, and enhanced customer experience across the funding lifecycle.
MCL Finance also works closely with brokers, introducers, and strategic partners to originate and execute funding opportunities across a broad range of sectors within the UK alternative lending market.
https://mclfinance.com/
Claranet is a privately owned technology services provider helping financial services organisations modernise, secure and manage the critical technology on which their businesses depend.
For more than 20 years, we have supported organisations operating in highly regulated environments, where resilience, security, data governance and regulatory compliance are fundamental requirements rather than optional enhancements. Our financial services expertise spans managed cloud, cyber security, networking, digital workplace, data and AI, and the modernisation of critical applications and infrastructure.
We work with financial institutions to strengthen operational resilience, protect sensitive data and demonstrate effective technology risk management. This includes supporting requirements associated with FCA and PRA operational resilience expectations, DORA for organisations with European operations, ISO 27001, cyber resilience, disaster recovery and third-party ICT risk. Our capabilities include 24/7 managed security operations, managed detection and response, CREST-accredited security testing, resilient cloud and infrastructure services, and secure data and application modernisation.
Claranet operates internationally across Europe and the Americas, providing customers with access to the scale, expertise and capabilities of a wider global group. Crucially, however, our service model remains local. Customers are account-managed within the country in which they operate, with local service teams providing the relationships, expertise and accountability required by their organisation and regulatory environment.
Our private ownership allows us to take a long-term approach to customer relationships, investment and service development, combining international capability with the responsiveness and accountability of a locally delivered managed service.
LINK is the UK ATM Network. It is a not-for-profit company governed by an independent Board. It has a public interest objective to protect access to cash across the UK.
LINK sustains access to cash through maintaining the coverage of free-to-use ATMs in remote and rural locations as well as improving free access in deprived areas of the UK through the operation of its well-established financial inclusion programme.
As part of its work, LINK manages the UK’s main cash machine (ATM) network. LINK’s network connects the vast majority of ATMs (both free and charging) in the country and allows customers of banks and building societies (card issuers) that are LINK Members to make cash withdrawals and balance enquiries with their payment cards at almost all ATMs. All of the UK’s major card issuers and ATM operators currently choose to become Members of LINK. LINK processes around 1.3 billion transactions and dispenses £75 billion in cash each year through its national network of ATMs.
https://www.link.co.uk/
Global Relay is a leading provider of end-to-end recordkeeping solutions for the global financial sector and other highly regulated industries.
Founded in 1999, Global Relay delivers a complete suite of compliant communications solutions, spanning a unified, intelligent archive, powerful data connectors, AI-enabled surveillance, and our own Global Relay App. Global Relay’s integrated recordkeeping solutions enable regulated organizations to meet collaboration, privacy, and security requirements.
https://www.globalrelay.com/
Blake Morgan is a full-service UK law firm advising financial institutions, corporates, public sector bodies and individuals on a broad range of legal and regulatory matters.We act for a wide spectrum of domestic and international financial institutions, including clearing, retail and investment banks, private credit funds and specialist financiers. Our teams provide expert support across lending and security, real estate finance, securitisation, product development, and regulatory compliance, often with cross-border dimensions.With offices across England and Wales, Blake Morgan combines national reach with local insight. Our lawyers collaborate across practice areas to deliver joined-up advice on complex, multi-disciplinary matters affecting financial services organisations and other clients.As a member of UK Finance, we contribute to discussions on legal, regulatory, and market developments shaping the financial services sector. We are proud to be Associate Members of UK Finance and are committed to strengthening the UK’s mortgage and lending community, helping drive investment, innovation and sustainable growth across the sector.
https://www.blakemorgan.co.uk
Browne Jacobson's financial services advisory team offers specialist expertise across the insurance, FinTech and broader financial services sectors, providing legal support to regulated and high-growth businesses, including on cross-border mandates.
The team advises on the regulatory environment in which financial services clients operate, bringing that perspective to commercial advice on data, M&A, restructuring, employment and general commercial matters. This includes compliance and reputational risk management in relation to the FCA's Consumer Duty and the Senior Managers and Certification Regime (SM&CR). The team spans corporate finance, technology, IP, data protection, employment, disputes and regulatory specialists.
Our clients include insurers, brokers, managing general agents (MGAs), InsurTech and FinTech businesses, banks, lenders, payment services providers and financial investors.
Key services include:
Credentials and coverage
The team operates across offices throughout England, and in Cardiff and Dublin, and supports cross-border work through Pangea Net, a network operating in 25 countries.
Financial services advisory | Browne Jacobson
Genpact (NYSE: G) is an agentic and advanced technology solutions company. We leverage process intelligence and AI to deliver measurable outcomes. With a strong partner ecosystem and decades of client trust, we provide innovative solutions that transform how businesses run. Powered by a team with an active learning mindset and client-centricity at its core, we deliver lasting value for the world’s leading enterprises.
Get to know us at genpact.com
BDO is one of the world’s leading networks of auditing and professional services firms, with strong European roots and a global reputation for high-quality audit, advisory and tax services. BDO is distinguished by its technical excellence, close engagement with regulators and standard setters, and active participation in professional committees and industry bodies.
Within Financial Services, BDO operates through specialised teams dedicated to meeting the complex and evolving needs of credit institutions, financial service providers and other organisations across the financial sector. Our professionals combine practical experience with targeted training and development, enabling us to deliver tailored, quality services across audit and advisory engagements.
We have substantial experience conducting statutory audits of financial statements for financial institutions of varying sizes, as well as supporting clients through future audit and regulatory challenges. Our teams also advise on a wide range of projects, including consulting engagements, outsourcing arrangements, tax and special audits.
Through active involvement in external committees, expert panels and working groups, we help shape key industry developments and keep clients informed of important regulatory and professional changes.
BDO is the largest mid‑tier audit firm, with a leading market share in the medium-sized financial services segment.
Accountancy and Business Advice - BDO
Chargebacks911® is the global leader in chargeback prevention and remediation technology. As a technology platform provider to financial institutions and merchants, Chargebacks911 is the first global company fully dedicated to providing end-to-end solutions specifically designed to counter post-transactional fraud and chargebacks, delivering data-driven intelligence and scale. Today, Chargebacks911 safeguards more than 2.4 billion transactions per year on behalf of 2.5 million merchants in nearly 100 countries. For details on Chargebacks911’s comprehensive dispute management solutions.
Visit https://chargebacks911.com
OBSS is an engineering-led technology consultancy helping organisations innovate, modernise, and operate mission-critical systems at scale.
For 20+ years, we’ve delivered high-volume solutions across defence, finance, insurance, aviation, retail & e-commerce, and other regulated industries, driving measurable business impact across complex digital ecosystems.
Our capabilities span technology consulting, cloud & transformation, data & AI, operational excellence, and end-to-end product delivery supported by global partners and 200+ certifications. We deliver through an AI-native approach, enabling faster, controlled, and repeatable outcomes.
With 1,000+ engineers and offices across London, Amsterdam, Baku, Istanbul, and Ankara, we bring enterprise-grade delivery depth and scale.
Landmark Valuation Services (LVS) is a leading provider of digital solutions for residential property valuation, working with surveyors, lenders, and panel managers to improve efficiency, reduce risk, and enhance operational oversight.
https://www.landmark.co.uk/lending-surveying/
At Equifax (NYSE: EFX), we believe knowledge drives progress. As a global data, analytics, and technology company, we play an essential role in the global economy by helping financial institutions, companies, employers, and government agencies make critical decisions with greater confidence. Our unique blend of differentiated data, analytics, and cloud technology drives insights to power decisions to move people forward. Headquartered in Atlanta and supported by nearly 15,000 employees worldwide, Equifax operates or has investments in 24 countries in North America, Central and South America, Europe, and the Asia Pacific region.
Equifax Ltd is one of the Equifax group companies based in the UK. Equifax Ltd is authorised and regulated by the Financial Conduct Authority.
For more information, visit equifax.co.uk and follow the company’s news on LinkedIn.
LMS is the UK’s leading provider of conveyancing services. For over 30 years, we have cultivated our ecosystem, and now provide mortgage lenders, law firms, brokers, estate agents, and home buyers with a range of services, enabling a slick, secure, and seamless home buying and selling journey for all parties.
LMS believes that in the complex world of conveyancing, connectivity and collaboration provide a pathway for progress. We have invested in forward-thinking technology, collaborating with regulators, system providers, land registry, trade bodies, and the different stakeholders and their customers to ensure we make a real difference in the sector. These connections enhance our understanding of nuanced challenges, giving us a solid foundation necessary to create products that eradicate exclusion and make adoption easier.
We offer a range of innovative tech solutions that enhance efficiency and empower users, including:
LMS Panel Link
LMS Remortgage
LMS Select
Confirmly by LMS
NPTN by LMS
www.lms.com
Nasdaq Verafin provides cloud-based Financial Crime Management Technology solutions for Fraud Detection, AML/CFT Compliance, High-Risk Customer Management, Sanctions Screening and Management, and Information Sharing. More than 2,700 financial institutions globally, representing $11T in collective assets, use Nasdaq Verafin to prevent fraud and strengthen AML/CFT efforts. Leveraging our unique consortium data approach in targeted analytics with artificial intelligence and machine learning, Nasdaq Verafin significantly reduces false positive alerts and delivers context-rich insights to fight financial crime more efficiently and effectively.
https://verafin.com/
The unique history of Wilson Sonsini Goodrich & Rosati closely traces the birth and evolution of Silicon Valley. For more than 60 years, Wilson Sonsini has represented technology pioneers associated with virtually every milestone innovation. Today, the firm is synonymous with ushering promising, innovative companies through their business life cycle.
Recognized Experience in Export Controls and Economic Sanctions
Wilson Sonsini’s team of export controls and sanctions attorneys includes U.S.-based and dual-qualified UK-based attorneys that can assist multinational companies with various licensing, enforcement, and policy matters. The firm’s attorneys have administered numerous internal and government investigations involving potential violations of U.S., UK, and EU economic sanctions and export controls in the United States, Europe, and Central and South America. They also regularly counsel clients on global compliance reviews addressing U.S., UK, and EU export control and sanctions issues. Additionally, the team conducts internal audits and investigations, prepares voluntary disclosures, and represents clients in both administrative and criminal enforcement-related matters before various U.S. and UK enforcement agencies.
Our comprehensive practice includes providing business-forward practical legal advice regarding shipping products & technology outside of the U.S., hiring foreign nationals in the U.S. and abroad, software downloads and licensing to international users, providing SaaS to international users and SaaS hosting outside of the U.S., cloud computing issues, and encryption. We regularly counsel clients on these areas in connection with off-shore manufacturing, joint ventures, overseas research and development, and advising on the applicability of UK and U.S. laws to these foreign activities.
nCino is the platform for agentic banking. With over 2,700 customers worldwide - including community banks, credit unions, independent mortgage banks, and the largest financial entities globally - nCino offers a trusted agentic platform purpose-built for financial services and regulated industries. By deploying AI agents alongside human teams, nCino's dual workforce enables institutions to eliminate inefficiencies, sharpen decision-making and deliver better outcomes for the customers they serve. For more information, visit www.ncino.com.
CGI is one of the largest independent IT and business consulting services firms in the world. Founded in 1976, CGI operates globally, delivering services informed by international insight and supported by local client proximity.
In the UK financial services sector, CGI works with banks, building societies, asset finance providers, and capital markets institutions to support transformation and ongoing operations, including responding to regulatory change and evolving market conditions.
Key areas of activity include:
Service capabilities:
Technology platforms:
CGI works collaboratively with clients to design and deliver solutions aligned to regulatory requirements and organisational priorities, with a focus on security, reliability, and long-term sustainability.
For more information, visit: https://www.cgi.com/uk/financial-services
Energy Saving Trust is an independent organisation dedicated to helping people, businesses and communities reduce energy use, lower costs and cut carbon emissions. For more than 30 years, we have combined technical expertise, consumer insight and practical delivery experience to support the transition to a more energy-efficient, low-carbon future.
We work across a range of sectors, providing trusted advice, research, programme delivery and data-driven insight to help organisations and consumers make informed decisions about energy efficiency, sustainable transport and decarbonisation. Our work spans public, private and third-sector partnerships, with a particular focus on turning policy ambitions into practical action and measurable outcomes.
Within the finance sector, Energy Saving Trust has developed established digital advice and engagement services that support lenders and their customers in understanding and improving the energy performance of homes.
Our areas of expertise include green finance, energy efficiency, consumer behaviour and engagement, sustainability communications, home energy improvement, retrofit, and the practical delivery of decarbonisation initiatives. We also provide evidence, research and market insight that help organisations understand emerging trends, customer needs and opportunities for innovation.
Jaywing.com, now part of the Stubben Edge Group, has over 25 years’ experience working with leading organisations across financial services and other regulated sectors to solve complex risk challenges. This includes optimising credit decisioning, reducing fraud losses, strengthening financial crime controls, and ensuring compliance with regulatory requirements.
We specialise in credit risk, fraud and financial crime analytics, alongside broader risk management and regulatory support. Our work spans model development, validation, strategy optimisation and decisioning, combining established techniques with advanced data science.
We also provide a comprehensive suite of financial services technology solutions to support clients with scalable tools for risk management, compliance and operational efficiency.
As part of the Stubben Edge Group, we also design, build, distribute and market tailored insurance solutions, alongside innovative cash management solutions.
As a fast-growing fintech, we help clients improve portfolio performance, minimise losses and ensure their approaches stand up to regulatory scrutiny. Our consultants work alongside client teams to deliver projects, provide independent assurance and strengthen internal capabilities, so solutions are sustainable and fully owned by the business.
FICO, a legendary pioneer in the field of analytics software, continues today to help organizations across industries make better business and customer decisions powered by remarkable innovations in artificial intelligence and machine learning. FICO's scientific approach to transforming data into insights empowers organizations with the ability to understand and predict consumer behaviour. FICO's data-driven intelligence transforms how organizations make complex decisions and engage with their customers at every touchpoint – helping people make better decisions every day.
www.fico.com
AVIEL is a UK based anti-scam intelligence company.
We use AI to find scammers, engage with scammers and deliver intelligence about scammers to financial institutions.
Banks have invested heavily in sophisticated fraud detection — but scam networks operate in places no transaction monitoring tool was designed to reach. AVIEL goes there.
AVIEL deploys AI-powered agents, what we call ‘honeybots’, and human investigators to engage scammers directly across the platforms and channels where they target victims.
Every interaction extracts intelligence.
That intelligence is verified by our human analyst team and delivered directly into your fraud prevention workflow.
This real-time intelligence feed helps banks:
- Identify mule accounts before scams happen, protect customers and reduce fraud losses 1 UK Finance | Associate Member Website Listing - Make better fraud prevention decisions with intelligence extracted direct from scammers in real time - Inform ‘break the spell’ teams with live insights on scam tactics, techniques and procedures
AVIEL is already delivering thousands of verified mule accounts every month to UK banks and PSPs.
Stop scams, before they happen. With intelligence.
https://www.aviel.tech/
Board is the Enterprise Planning Platform built to accelerate business performance, enable continuous planning, and drive confident, aligned decisions. It powers more accurate forecasts with real-time visibility into enterprise and external data.
Unify back, middle, and front office planning processes with a single source of the truth. With AI-augmented experiences for every role, teams can continuously make smarter decisions for predictable, profitable business outcomes - all while adhering to consumer duty.
That’s why visionary financial institutions including Nationwide and HSBC use Board.
Find out more https://www.board.com/financial-services
CLSQ is a leading provider of data, technology, and data-led insurance products and services for the UK property sector.
With more than 20 years’ experience, CLSQ supports lenders, surveyors, law firms, estate agents and property professionals with trusted data, legal indemnity insurance, estate administration insurance and fraud protection solutions.
Combining advanced technology, specialist underwriting expertise and personal service, CLSQ supports clients streamline property transactions, improve certainty and make faster, more informed decisions.
https://www.clsq.com/
fscom Compliance Maturity SpecialistsTM provide regulatory compliance solutions to financial services firms across the UK and Europe. With expertise in payments, asset management, capital markets, banking and crypto, fscom helps firms benchmark compliance against regulatory requirements and industry peers, giving them a clear understanding of where they stand and helping them get to where they need to be.
Our mission is to help firms raise compliance standards so, together, we can protect people, prevent financial crime and create a safer society
Contact us: info@fscom.co
CMS is a full service international law firm, which currently has 92 offices in 50 countries and 7,200 lawyers worldwide.
Our UK Financial Services team comprises 24 partners and 41 associates, providing advice to a wide range of global and domestic financial institutions, institutional investors, service providers and other market participants. The team covers the full spectrum of regulatory advice, including retail banking and investments; wholesale banking and markets; insurance and pensions; consumer finance, e-money and payments; regulated funds and asset management; regulated financial services outsourcings; financial market infrastructure, fintech and digital assets; and regulatory supervision, investigations and enforcement.
Several members of our team have previously worked within or been seconded to financial regulators and regulated businesses, including leading market infrastructure firms and investment banks. The team has collectively acted on numerous enforcement investigations, skilled person appointments, supervisory engagements and making decisions on the use of statutory powers.
Lenvi delivers cloud-native loan management software (Lenvi PF1), alongside mortgage and loan servicing, loan verification services (Lenvi ALVIN), standby servicing, auditing, AUP, and risk management solutions (Lenvi Riskfactor).
An award-winning Fitch RPS2- (High Performance) rating fintech, Lenvi has 35+ years of industry expertise, and remain at the forefront of industry change, combining global insight, market expertise, and end-to-end loan solutions.
https://www.lenvi.com/en-gb/
Herbert Smith Freehills Kramer is a global law firm advising clients on disputes, transactions and regulation across the world’s major financial and commercial centres. We work with businesses on the legal issues shaping their future, from complex regulatory change to high‑stakes investigations and transactions.
With 26 offices worldwide, we bring together local knowledge and international reach, connecting teams across borders, sectors and disciplines to support clients operating in fast‑moving and highly regulated markets.
Our financial services regulatory practice advises banks, investment firms, asset managers, insurers and brokers on how regulation affects their businesses and their relationships with regulators. Clients range from major global banks and investment houses to insurers and leading broking firms.
The team advises on the full range of regulatory challenges, including enforcement and investigations, governance and risk, compliance, market conduct, financial crime, complaints and the regulatory aspects of corporate transactions and restructurings.
https://www.hsfkramer.com/
Pinsent Masons is a purpose-led professional services business with law at the core. We combine legal expertise with deep sector knowledge, technology, process improvement and a broad range of professional disciplines to help clients navigate increasingly complex business challenges.
With more than 4,000 people across over 31 locations spanning four continents, we provide clients with integrated, cross-border support and a consistent global service. Our teams work collaboratively across jurisdictions, practices and sectors, bringing together diverse perspectives and specialist expertise to deliver practical, commercially focused solutions.
We have built a strong reputation for our market-leading sector knowledge, making it our business to understand our clients' industries as well as they do. By combining deep industry insight, leading legal know-how and agile multidisciplinary teams, we help organisations address strategic opportunities, manage risk and respond to regulatory and operational change.
Our approach extends beyond traditional legal advice. We integrate legal services with innovative delivery models, process excellence and technology-enabled solutions, helping clients achieve better outcomes more efficiently. Whether supporting complex transactions, critical disputes, major projects or long-term strategic priorities, we focus on delivering practical advice grounded in a deep understanding of our clients' objectives.
Through a culture built on collaboration, innovation and inclusion, we develop trusted relationships with clients around the world, acting as long-term business partners and helping them succeed in a rapidly evolving global marketplace.
https://www.pinsentmasons.com/
PA Consulting helps financial services organisations navigate complexity, unlock opportunity and create lasting impact for customers, businesses and society. For more than 75 years, we have worked alongside banks, insurers, wealth and asset managers, market infrastructure providers and regulators to solve complex challenges and shape the future of financial services.
Financial services play a vital role in everyday life. From helping people buy homes and protect what matters to supporting businesses and economic growth, the sector underpins thriving communities and economies. As technology, regulation and customer expectations continue to evolve, organisations need to innovate, transform and strengthen resilience with confidence.
Our experts combine deep sector knowledge with expertise in strategy, risk and regulation, digital and data, AI, customer experience, payments, operational resilience and large-scale transformation. We bring together consultants, technologists, data specialists and industry practitioners to turn ambition into action and deliver outcomes that work in the real world.
Together with our clients, we use the power of ingenuity, technology and innovation to build more resilient organisations, create better customer outcomes and help shape a positive human future.
https://www.paconsulting.com/industries/financial-services
Cleafy is a technology company focused on protecting digital banking channels from financial crime. Founded in 2014 by alumni of the Polytechnic University of Milan, the company works with financial institutions to detect and stop cyber-enabled fraud across web and mobile banking services. Cleafy specialises in identifying the context and attack patterns behind digital banking interactions in real-time. Instead of focusing only on the transaction itself, the technology helps banks understand how an attack is developing and stop threats such as account takeover and authorised push payment (APP) scams before money is moved. The company has also introduced autonomous investigation capabilities to address the growing gap between attack speed and human response. As fraud campaigns become more automated and coordinated, AI agents can investigate cases independently, identify related attacks, and provide clear evidence that fraud and security teams can act on quickly. Today, Cleafy supports more than 173 financial institutions worldwide and analyses hundreds of millions of digital banking events every day.
https://www.cleafy.com/
Rothesay is the UK’s largest pensions insurance specialist, purpose built to protect pension schemes and their members’ pensions. With over £73bn of assets under management, we secure the pensions of nearly one million people and pay out, on average, approximately £360 million in pension payments each month.
Rothesay is dedicated to providing excellence in customer service alongside prudent underwriting, a conservative investment strategy and the careful management of risk. We are trusted by the pension schemes of some of the UK’s best-known companies to provide pension solutions, including British Airways, Cadbury’s, the Civil Aviation Authority, the Co-operative Group, National Grid, NatWest, Morrisons and Telent.
https://www.rothesay.com/
Finova is one of the UK’s leading providers of cloud-based mortgage, savings and lending technology, supporting over 60 banks, building societies, specialist lenders and equity release providers, alongside a network of more than 2,400 brokers.
Its core activity is delivering end-to-end digital platforms that support the full lifecycle of lending and savings products – from origination and decisioning through to servicing and retention. Finova’s solutions enable firms to launch and manage products efficiently, automate underwriting and processing, and deliver seamless customer and broker experiences at scale.
The business has particular expertise in modernising legacy infrastructure, helping financial institutions reduce operational costs, improve speed to market and respond more effectively to regulatory and market change. Its technology supports a wide range of lending types, including residential mortgages, buy-to-let, specialist finance and equity release, as well as savings products.
In addition, Finova provides intermediary and CRM solutions that help brokers streamline workflows, improve client management and enhance application quality, strengthening the connection between lenders and their distribution networks.
Following investment from Bain Capital Tech Opportunities and the acquisition of MSO (formerly part of Iress) in 2024, Finova now operates as a unified platform. The business manages nearly £50 billion in loans and savings and supports the digital servicing of more than 650,000 UK borrower accounts.
By combining proven technology with deep sector expertise, Finova enables financial institutions to innovate faster, scale efficiently and remain competitive in a rapidly evolving market.
https://www.finova.tech/
Appian provides process automation technology. We automate complex processes in large enterprises and governments. Our platform is known for its unique reliability and scale. We’ve been automating processes for 25 years and understand enterprise operations like no one else.
https://appian.com/contact-us
Shepherd and Wedderburn is an independent law firm, headquartered in Scotland, delivering high-quality legal advice and services to our clients. From our five offices in Edinburgh, Glasgow, Aberdeen, London and Dublin we support organisations and individuals with their legal requirements across the UK and Ireland. We have built our business on a wide range of legal expertise, a deep understanding of the sectors in which we operate and a collaborative and inclusive culture.
Our clients expect us to be embedded in their sectors, to understand the challenges they face, and to offer strategic advice that takes them closer to their commercial goals.
The financial services sector is evolving rapidly: regulatory, technological and market changes all present both opportunities and risks. Our team includes specialists in many different legal areas across the firm, with in-depth knowledge of the sector as a whole and the particular industries in which our clients operate. We also understand the bigger picture. Market changes, such as the rise of private equity and credit funds as growing alternatives to the public markets and the banks. Differences in regulation from one area to the next – or the absence of regulation – and government-level concerns about how the regulatory environment might be reformed to facilitate growth while maintaining appropriate protections. And technological developments, including increasing automation and AI. All of these things create opportunities while also presenting challenges, and we help our clients to move forward with confidence.
https://shepwedd.com/
Firstsource Solutions, part of the RP-Sanjiv Goenka Group, is a global provider of business process management services, supporting organisations across banking and financial services, healthcare, communications, media, technology, and other sectors.
Within financial services, Firstsource partners with banks, lenders, and building societies across a broad range of operations, including mortgage and savings processing, customer experience (CX) transformation, anti-fraud and financial crime operations, and collections and recoveries. Its work spans the full customer lifecycle, helping organisations manage cost, complexity, and service delivery in highly regulated environments.
Firstsource’s 'UnBPO' approach reflects a shift from operating processes to operating intelligence. Through its Intelligence That Operates model, the company combines human expertise with AI-driven operations, integrating domain knowledge, data, and technology within day-to-day delivery. This enables organisations to embed intelligence directly into operations, improve consistency and oversight, and support more informed decision-making.
The model is designed to deliver measurable outcomes rather than activity alone, while enabling organisations to run transformation programmes alongside business-as-usual operations. It also supports continuous learning and improvement, with operational performance evolving over time through data, feedback, and repeated execution.
With a global delivery footprint, Firstsource provides scalable, flexible support aligned to the needs of financial services organisations operating in complex and evolving markets.
https://www.firstsource.com/
Hill Dickinson is a leading commercial law firm with over 1100 people and 175 partners. Headquartered in Liverpool, the global firm has seven offices in the UK with five overseas. The firm is a trusted adviser to financial institutions, offering strategic legal advice across regulatory compliance, fintech, banking and investment. With deep sector knowledge and a collaborative and future-focused approach, they help clients navigate complex issues, protect their interests, seize opportunities, and stay ahead in an ever-evolving financial world of rapid change and intense pressure.
Hill Dickinson’s Banking and Finance team provides services that help clients to successfully run and grow their businesses. The team, comprised of strong and experienced banking and finance lawyers, offers multi-discipline capability and high-quality advice and support, based on sound market knowledge and taking the time to truly understand the goals of their clients.
The services Hill Dickinson’s Banking and Finance team offers includes:Regulatory and compliance advisory
Banking and finance
Fintech and innovation
Dispute resolution and debt recovery
Corporate and commercial
As a full-service law firm, Hill Dickinson offers seamless support across the complete range of issues a financial services business may face and serve a wide range of lending institutions, from clearing banks to niche finance houses and specialist lenders, counting NatWest, Santander, HSBC, Cynergy Bank, Lloyds Bank, Arbuthnot Latham and SigmaRoc among their key clients.
www.hilldickinson.com
Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them to save time and money.
We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.
We invest in talented people and new advanced technologies to unlock the power of data and innovate. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 25,200 people across 32 countries. Our corporate headquarters are in Dublin, Ireland.
Learn more at experianplc.com.
https://www.ashurstperkinscoie.com/
OnBoard is a secure board management platform that helps organisations run more effective boards. Used by directors, chairs and company secretaries across regulated and non-regulated sectors, OnBoard centralises the work that surrounds board and committee meetings from agenda creation and pack distribution to voting, minutes, action tracking and director engagement in a single environment.
Core activities and areas of expertise:
Board meeting management. Building, distributing and updating agendas and board packs, with version control, annotations, offline access and a defensible audit trail of every decision.
AI for governance. OnBoard's AI Suite including Agenda AI, Book AI and Minutes AI, embeds AI directly within the governance record to speed prep, generate section briefs and draft minutes, without exposing sensitive board content to public chatbots. Additional capabilities (Assist AI, Insights AI, Actions AI) follow in 2026.
Governance and compliance. Supporting boards in regulated industries including financial services, healthcare, education and the public sector to meet evolving expectations on director accountability, recordkeeping and information security.
Secure information handling. Encryption, role-based access, remote wipe and SOC 2 Type II-certified controls, designed to keep sensitive board materials out of personal email and consumer file-sharing tools.
Director engagement and research. Self-service onboarding, skills tracking and board assessments, plus the annual Board Effectiveness Survey, which in 2025 captured insights from 549 board professionals worldwide on AI adoption, cyber risk and director performance.
OnBoard serves thousands of boards globally and is increasingly used by UK financial services institutions seeking to professionalise governance under the FCA, PRA and the UK Corporate Governance Code.
https://www.onboardmeetings.com/
A&O Shearman has an international financial services regulatory team that is a strategic partner to the world’s leading financial institutions, guiding them through an increasingly complex regulatory landscape where national and international regulations may interact or conflict. With more than 80+ financial services regulatory experts across its international network of offices, the firm helps clients plan for and navigate complex developments and challenges, protecting them from regulatory risk and advising them on how to take advantage of emerging opportunities.
A&O Shearman, global law firm
Credebt are Receivables Risk Management Specialists serving the Invoice Finance, Insolvency, Turnaround and Corporate Markets.
Credebt launched in 2009 and has developed into a leading Independent dedicated provider of Receivables Management services in the UK.
The reason: all our team members have at least 20 years’ Credit Management or Invoice Finance experience, which leads us to achieve great results for all stakeholders.
Since setting up in 2009, we have recovered over £1 billion for our clients on over 3,000 ledgers, representing all sizes, industries and scenarios.
We operate from 3 offices in London, Manchester, Bristol and cover the whole of the UK with staff spread throughout, including Scotland.
Credebt is a Corporate Member of the Institute for Turnaround as well as an associate member of UK Finance.
Over 50% of the team are associate members of the IFT Also and Glen Morgan, our MD, is the IFT Specialist member for Order to Cash in the UK as well as previously a Government advisor on late payment.
Our 16 strong team have extensive experience at a senior level with banks, Invoice Finance providers and Big Accountancy firms and include Chartered Accountants, Chartered Credit Managers and ABFA qualified invoice finance experts.
Our Core services include:
Please go to Invoice Finance Services | CREDEBT LTD for more information.
Fusion Risk Management is the leading provider of enterprise resilience software that empowers our customers to be agile in times of cascading crises. We help organizations drive the proactive business continuity and risk strategies they need to face growing threats and ensure their operations can bend but not break when faced with any challenge. More than 400 global organizations rely on Fusion’s solutions to unify risk across their enterprise, make data-driven decisions, and work seamlessly with their critical third parties to sense risks and mitigate disruptions.
Learn more at https://www.fusionrm.com/
Financial crime is evolving. At Blackdot, we’re on a mission to help the teams countering it stay ahead.
Our intelligence platform, Videris, is built to power scalable, effective anti-financial crime processes across public and private sector. It delivers better intelligence and consistent, auditable operations without the time cost, bringing the entire case workflow into one place.
Teams using Videris close cases 5 times faster, review more sources and start every investigation with more context.
Organisations using Videris get deeper, defensible intelligence, with a full view of insights hidden in open-source information alongside context from internal data.
From fraud to financial crime compliance, we provide the software to make it possible: empowering organisations to have a bigger impact in the fight against financial crime.
https://blackdotsolutions.com/
With widely recognized, elite teams in 17 core practices — including finance, mergers and acquisitions, private equity, financial restructuring, complex commercial litigation, energy and infrastructure, employment and real estate — Paul Hastings provides superior intellectual capital and execution to the world’s leading investment banks, asset managers and corporations.
The ESG & Sustainable Finance team at Paul Hastings advises some of the world’s most sophisticated private equity firms, corporations and project sponsors and lenders on complex and evolving legal issues relating to environmental, social and governance and climate-related regulatory requirements, investor demands, strategic opportunities (including transition strategies).
https://www.paulhastings.com/
Headquartered in the UK, HKA is a leading global consultancy providing risk mitigation, dispute resolution, expert witness and litigation support services. As trusted independent consultants, experts and advisers, we help clients manage risk, disputes and uncertainty in sensitive and challenging circumstances. Our advice is impartial, incisive and authoritative.
For UK Finance members, HKA provides specialist support across regulatory risk and compliance, including financial crime and market abuse, conduct, governance, investigations, due diligence and environment & climate change. We undertake independent reviews, including Skilled Person reviews, helping financial institutions strengthen their frameworks and respond confidently to regulatory scrutiny. Our expert witnesses also provide independent evidence and litigation support in financial, regulatory and commercial disputes.
We work with financial institutions, insurers, corporates, public sector organisations, law firms and other professional services providers. HKA’s global portfolio includes some of the world’s largest and most complex matters across financial services and a broad range of other industries including aerospace and defence, energy, environment and climate change, healthcare, marine and shipping, mining and metals, real estate, technology, transportation and infrastructure.
HKA has more than 1,000 experts, consultants and advisers across over 45 offices in 17 countries with the skills and experience needed to identify and address the issues that matter most. Our people bring deep, first hand experience across major sectors and significant business, regulatory and contentious matters, together with an extensive international track record.
HKA develops long term client relationships, providing support tailored to each organisation’s circumstances.
www.hka.com
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