Data & analysis

Modest growth forecast for mortgage lending in 2026

15.12.25

Press release

Modest growth forecast for mortgage lending in 2026

UK Finance publishes its mortgage market forecast for 2026, including expectations for property transactions, lending, refinancing, and arrears and possessions.

Data & analysis Mortgages

Mortgage activity strengthened in Q3 while FCA review highlights access constraints

03.12.25

Press release

Mortgage activity strengthened in Q3 while FCA review highlights access constraints

UK Finance today releases its latest Household Finance Review for Q3 2025, which explores trends in household spending, savings and borrowing.

Data & analysis Mortgages

02.12.25

Economic Insight

Monthly Economic Review - December 2025

November was busy with the penultimate MPC meeting of 2025 and the Chancellor’s second budget statement. We run through the main points as well as digging into the latest UK GDP release, and some post-shutdown US data.

Data & analysis

24.11.25

Reports and Publications

Buy Now Pay Later trends in the UK

Buy Now Pay Later (BNPL), or Deferred Payment Credit, is a flexible payment option that allows consumers to split purchases into interest-free instalments, initially online but now increasingly in physical stores, serving as a budgeting tool for some.

Data & analysis

19.11.25

Reports and Publications

UK Consumer Payments 2025

This report contains statistics summarising the latest findings from UK Finance’s annual National Payments Study (NPS) for 2024. The NPS is an annual market research survey of individuals in the UK, investigating their financial lives and approach to payments.

Data & analysis

19.11.25

Reports and Publications

UK Cash and Cash Machines 2025

The report provides insights into how the use of cash is changing in the UK, as well as examining who is using cash and what they are using it for. It also looks at the various ways in which we access cash and provides detailed statistics about the cash machine market in the UK.

Data & analysis

04.11.25

Economic Insight

Monthly Economic Review - November 2025

Ahead of the Chancellor’s autumn budget and updated economic forecasts we take a look at the state of play and speculation in the build-up. We also review what’s happening state-side with shutdowns and the latest Fed decision, and what we know about the impact of the JLR cyber-attack.

Data & analysis

07.10.25

Economic Insight

Monthly Economic Review - October 2025

This month we dig into the latest inflation developments, and what this means for upcoming interest rate decisions. In addition, the latest OECD growth forecasts point to a more stable outlook, but businesses still face challenges.

Data & analysis