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We are pleased to respond to the Financial Policy Committee’s (FPC) consultation paper which proposes the withdrawal of its 2014 affordability test Recommendation.
UK Finance has responded to the Financial Policy Committee’s (FPC) consultation on its proposal to withdraw its mortgage affordability Recommendation. We supported the this proposal which will allow mortgage lenders to take a more refined approach to affordability testing, making them more relevant to different products in their range, customer cohorts and funding models. This may marginally improve access to the mortgage market for some, including first time borrowers.
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09.05.22
12.05.22
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