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The Council of Mortgage Lenders has issued guidance on handling arrears and possessions for owner occupier mortgages which came into effect on 31 January 2009.
Most buy to let loans are not covered by that guidance. Buy to let is a distinct market with its own characteristics.? Because of these different characteristics different lender processes/policies for dealing with a borrower in arrears under a buy to let loan apply.
Last updated: 2 March 2016
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