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PSD2 Guidance: Open Access - Guidance for Account Servicing Payment Service Providers
This guide is to assist the industry in implementing the requirements under the revised Payment Services Directive (PSD2) and the accompanying Regulatory Technical Standards on strong customer authentication and common and secure communication which apply from 14 September 2019.
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This guide helps to explain how customers can manage their account to avoid fees caused by bounced payments.
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Pay Your Way is now integrated into UK Finance (with the exception of the Design and Delivery and Standards teams).
One of the major aims of PSD2 is to reduce fraud in electronic payments. One of the core measures to achieve this aim is the requirement in Article 97 PSD2 (regulation 100, Payment Services Regulations 2017), which mandates the application of strong customer authentication (SCA) in specified scenarios.
This 'How To' interpretative guidance is intended to provide clarity and encourage market harmonisation on points material to, for example, straight-through processing.
What is the Second Payment Services Directive (PSD2), why is it important and what changes does PSD2 make? Want to find out more.
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