The mortgage lending industry supports the end goal of Net Zero and the greening of the UK housing stock that will play such an important part in achieving this. We very much want to work with all the stakeholders involved - thegovernment, regulators, industry and home-owners themselves, whether owner-occupier or landlords - to deliver this in a fair way.

There is much that needs to be done and it is helpful to understand exactly where we are in order to comprehend more fully the task ahead of us. This report sets out clearly and concisely all the policy and regulatory initiatives currently in place that will affect the market in coming months and years. We anticipate it will be a helpful source for lenders and their partners in their discussions.