Policy and Guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the IFABL Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter Policy and Guidance

Green Finance and Climate Risk Report

24.03.22

Reports and Publications

Green Finance and Climate Risk Report

Green finance, climate risk and sustainability have all risen sharply up the political and regulatory agendas in the last couple of years and have become areas of increasing focus and attention for mortgage lenders.
UK Payments Regulation Review

16.03.22

Reports and Publications

UK Payments Regulation Review

The UK payments market is a key enabler of one of the fastest growing financial markets in the world.
UK Finance response to FRF consultation on regulation of CCPs and CSDs

28.02.22

Consultation Responses

UK Finance response to FRF consultation on regulation of CCPs and CSDs

UK Finance has responded to HM Treasury's proposals for the Bank of England's regulation of central counterparties and central securities depositories, two vital kinds of financial markets infrastructure in which the UK is world-leading.
Leasehold and Commonhold Consultation Response

23.02.22

Consultation Responses

Leasehold and Commonhold Consultation Response

This is UK Finance's response to the government consultation on reforms of leasehold and commonhold.
ISDA/UK Finance response to FCA CP21/31

17.02.22

Consultation Responses

ISDA/UK Finance response to FCA CP21/31

ISDA/UK Finance jointly responded to FCA CP21/31 "Changes to reporting requirements, procedures for data quality and registration of Trade Repositories under UK EMIR"
UK Finance response to BCBS consultative document

16.02.22

Consultation Responses

UK Finance response to BCBS consultative document

We support the aims of the Basel Committee on Banking Supervision and believe that the principles for the effective management and supervision of climate-related financial risks constitute a well-considered framework that articulates and provides helpful guidance on the maturing expectations for climate-change risk management.
UK Finance response to FPC O-SII buffers consultation

16.02.22

Consultation Responses

UK Finance response to FPC O-SII buffers consultation

UK Finance responded to the FPC's consultation on the design of the O-SII buffer.
UK Finance response to CP21/36 from the Financial Conduct Authority

16.02.22

Consultation Responses

UK Finance response to CP21/36 from the Financial Conduct Authority

The Financial Conduct Authority rightly describes the Consumer Duty as a "fundamental shift" in its approach to regulation, and we have supported the intent behind the Duty since its inception. Done right, it will enable the FCA to identify harmful practices more quickly and intervene before they become entrenched.