Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

UK Finance response to CP 23-23

08.03.24

Consultation Responses

UK Finance response to CP 23-23

UK Finance has responded supportively to the PRA’s plans to introduce new risk management rules requiring firms to undertake a forward-looking of their step-in risk, identify and manage exposures to shadow banking entities and identify groups of connected clients for large exposures purposes.
UK Finance Response - FCA Consultation CP23/32 Improving transparency for bond and derivatives markets

06.03.24

Consultation Responses

UK Finance Response - FCA Consultation CP23/32 Improving transparency for bond and derivatives markets

UK Finance is pleased to have responded to the FCA’s consultation on improving transparency for bond and derivatives markets.
UK Finance responds to DP23/5 “Advice Guidance Boundary Review – proposals for closing the advice gap”

29.02.24

Consultation Responses

UK Finance responds to DP23/5 “Advice Guidance Boundary Review – proposals for closing the advice gap”

UK Finance’s view is that share ownership is key to a healthy, dynamic economy. Comparative to other markets, the UK has an underdeveloped retail shareholder base and investment culture.
UK Finance response to PSR Cross Border Interchange Fees Interim Report

19.02.24

Consultation Responses

UK Finance response to PSR Cross Border Interchange Fees Interim Report

We welcome the Payment Systems Regulator's (PSR) review of cross border card interchange fees and its interim report (the “Interim Report”). We acknowledge the complexity of this issue, especially given the varying perspectives arising from different business models and roles within, or outside, the four-party arrangement.
UK Finance responds to the transition plan taskforce’s banking sector guidance

13.02.24

Consultation Responses

UK Finance responds to the transition plan taskforce’s banking sector guidance

UK Finance has responded to the consultation by the Transition Plan Taskforce (TPT), on their sector-specific banking guidance, which will be a core reference document for UK Finance members.
UK Finance responds to the financial conduct authority’s anti-greenwashing guidance

13.02.24

Consultation Responses

UK Finance responds to the financial conduct authority’s anti-greenwashing guidance

UK Finance has responded to the Financial Conduct Authority (FCA’s) guidance document on its upcoming Anti-Greenwashing rule.
UK Finance response to FCA CP23/33

08.02.24

Consultation Responses

UK Finance response to FCA CP23/33

Consultation on payments to data providers and DRSP forms including Policy Statement for the framework for UK consolidated tape (CP23/15)
UK Finance response to the recent discussion papers on the regulatory regime for stablecoins

07.02.24

Consultation Responses

UK Finance response to the recent discussion papers on the regulatory regime for stablecoins

UK Finance has responded to both the FCA’s DP 23/4 Regulating Cryptoassets Phase 1: Stablecoins and the Bank of England’s discussion paper on the Regulatory regime for systemic payment systems using stablecoins and related service providers.
Budget Submission Spring 2024

06.02.24

Guidance

Budget Submission Spring 2024

In advance of the Spring Budget, we have submitted a range of ideas to HM Treasury. The financial services sector has a critical role to play in driving economic growth and investment and these measures would help the UK achieve continued growth and prosperity.