Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

Ministry of Justice Consultation

29.01.24

Consultation Responses

Ministry of Justice Consultation

We are pleased to respond to the Ministry of Justice consultation on the inclusion of the claimant details on the public register of Judgements, Orders and Fines.
UK Finance response to the DBT call for evidence on Smarter regulation and the regulatory landscape

19.01.24

Consultation Responses

UK Finance response to the DBT call for evidence on Smarter regulation and the regulatory landscape

UK Finance supports the principles driving this programme of regulatory reform. Regulation, when designed and utilised correctly, can be a catalyst for growth and create an environment for businesses to thrive.
UK Finance response to Cabinet Office Call for Evidence on the National Security and Investment Act

17.01.24

Consultation Responses

UK Finance response to Cabinet Office Call for Evidence on the National Security and Investment Act

We are pleased to respond the Cabinet Office’s Call for Evidence on the National Security and Investment Act.
Guidance on the CMAs jurisdiction and procedure in relation to mergers

09.01.24

Consultation Responses

Guidance on the CMAs jurisdiction and procedure in relation to mergers

We are pleased to respond to the Competition and Markets Authority's ("CMA") Consultation on draft revised guidance on the CMA’s jurisdiction and procedure in relation to mergers (“Draft Guidance”).
UK Consumer Payments 2023

19.12.23

Reports and Publications

UK Consumer Payments 2023

Statistics summarising the latest findings from UK Finance annual National Payments Study (NPS) for 2022. This statistical digest provides a wealth of information about personal financial holdings, payments and cash acquisition in the UK.
UK Cash and Cash Machines 2023

19.12.23

Reports and Publications

UK Cash and Cash Machines 2023

Detailed analysis of how and where we obtained and spent cash in the UK during 2022. Includes analysis of cash machines in the UK, as well as forecasts for how cash use will change over the next decade and comparisons with other countries.
UK Finance response to FCA’s CP 23/20 and PRA’s CP 18/23

19.12.23

Consultation Responses

UK Finance response to FCA’s CP 23/20 and PRA’s CP 18/23

We are pleased to respond jointly to the FCA’s CP 23/20 and the PRA’s CP18/23 on diversity and inclusion in the financial sector and in PRA-regulated firms.
Guide for the defence and security sectors on access to financial services in the UK

19.12.23

Reports and Publications

Guide for the defence and security sectors on access to financial services in the UK

This guidance is aimed at businesses operating in the defence and security sectors in the UK.
UK Finance responds to HMT’s consultation on Implementing the Bank of England Levy

18.12.23

Consultation Responses

UK Finance responds to HMT’s consultation on Implementing the Bank of England Levy

A Consultation on Draft Regulations, and the Bank of England’s Levy Framework Document.