Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

UK Finance response to the technical consultation on draft finance bill measures

17.11.23

Consultation Responses

UK Finance response to the technical consultation on draft finance bill measures

UK Finance has responded to a technical consultation on draft legislation to clarify the application of EU law to VAT and excise duty following the changes to be made by the Retained EU Law (Revocation and Reform) Act 2023 (REULA 2023).
2023 Total Tax Contribution of the UK banking sector

17.11.23

Reports and Publications

2023 Total Tax Contribution of the UK banking sector

The analysis in the report estimates the total tax contribution of the UK banking sector to be £41 billion in the financial year to the end of March 2023, £2.2 billion higher than the previous year and equivalent to 4.6 per cent of the total UK government tax receipts in the period.
Minimising the risks: quantum technology and financial services

15.11.23

Reports and Publications

Minimising the risks: quantum technology and financial services

Quantum computing is poised to reshape the landscape of the UK’s financial services sector but realising the potential of quantum computing does not come without risks.
Seizing the opportunities: quantum technology and financial services

15.11.23

Reports and Publications

Seizing the opportunities: quantum technology and financial services

Quantum computing promises to be a game changer for financial services and its arrival will have significant implications for firms, their customers, and the wider market.
Treasury Select Committee SME Finance Call for Evidence

08.11.23

Consultation Responses

Treasury Select Committee SME Finance Call for Evidence

Availability of Finance for Small and Medium Enterprises (SMEs)
UK Finance response to CPMI consultation on ISO 20022 harmonisation requirements

08.11.23

Consultation Responses

UK Finance response to PRA CP10-23

30.10.23

Consultation Responses

UK Finance response to PRA CP10-23

UK Finance has responded to the PRA’s recent consultation paper 10/23 on solvent exit planning, supporting its aims and proposals but raising questions about the cross over with MREL, the need for notification to the market if a solvent exit plan is invoked and the possible impact on business models, including continued deposit taking.
2023 Half Year Fraud Report

25.10.23

Reports and Publications

2023 Half Year Fraud Report

The latest UK Finance figures show that fraud continues to be one of the most prevalent crimes in the UK.
UK Finance response to Call for Inputs from the Competition and Markets Authority

23.10.23

Consultation Responses