Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

12.08.19

Reports and Publications

UK Consumer Payments 2019

Statistics summarising the latest findings from UK Finance annual National Payments Study (NPS) for 2018. This statistical digest provides a wealth of information about personal financial holdings, payments and cash acquisition in the UK.
UK Finance response to PSR Market Review into the supply of card-acquiring services

01.08.19

Consultation Responses

UK Finance response to PSR Market Review into the supply of card-acquiring services

UK Finance has responded to the PSR Market Review into the supply of card-acquiring services: Consultation on the approach to the profitability analysis.

15.07.19

Reports and Publications

UK Payment Statistics 2019

Key statistics on payments in the UK during 2018, as well as annual data since 2008 and annual forecasts up to and including 2028. Statistical tables include data on all of the UK payment clearings, cash machines, card payments and other key trends in the UK's payment markets.

12.07.19

Consultation Responses

UK Finance submission on the inquiry on long-term supply of social and affordable housing

UK Finance has provided a written submission to the Housing, Communities and Local Government Committee's inquiry on long-term supply of social and affordable housing.
UK Finance response to PSR Market Review into the supply of card-acquiring services: Draft Questionnaire

12.07.19

Consultation Responses

UK Finance response to PSR Market Review into the supply of card-acquiring services: Draft Questionnaire

UK Finance has responded to the PSR Market Review into the supply of card-acquiring services: Draft Questionnaire.

10.07.19

Reports and Publications

Mortgages Arrears & Possessions Guidance July 2019

New guidance prepared by UK Finance in consultation with mortgage members to help firms in their interpretation of Mortgage Conduct of Business (MCOB) 13 and in meeting their obligations under Treating Customers Fairly principles. It provides best practice and case study examples to assist in the handling of arrears and possession cases.