UK Finance is providing this guidance to assist the industry in implementing the requirements under the revised Payment Services Directive (PSD2) and the accompanying Regulatory Technical Standards on strong customer authentication and common and secure communication which apply from 14 September 2019.

UK Finance is the collective voice for the banking and finance industry. Representing more than 250 firms across the industry, we act to enhance competitiveness, support customers and facilitate innovation. 

This guidance is written and provided for general information purposes only and does not constitute legal advice. It is not intended, and should not be used or relied upon, as a substitute for taking appropriate legal advice, and such advice should be taken before acting on any of the topics covered. Neither UK Finance nor Addleshaw Goddard LLP and Osborne Clarke LLP accept any liability to any third party in relation to the contents of this document, and any opinions expressed in this document are the opinions of UK Finance.