The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Publication Type
Joint Associations' Response to PRA and FCA CPs 2/26 & 26/6

Consultation Responses

28 May 2026

Joint Associations' Response to PRA and FCA CPs 2/26 & 26/6

AFME, ICMA, UK Finance and CREFCE broadly welcome the PRA and FCA’s proposed securitisation reforms, describing them as a significant step towards a more proportionate and internationally competitive…
UK Finance response to FCA CP26/9 consultation paper

Consultation Responses

11 May 2026

UK Finance response to FCA CP26/9 consultation paper

Our response addresses proposed FOS registration stage, strengthened dismissal grounds and changes to the fair and reasonable test.
Plan for Growth: From Strategy to Delivery

Reports

11 May 2026

Plan for Growth: From Strategy to Delivery

UK Finance’s Plan for Growth: Delivering the government’s growth agenda requires a financial system with the capacity, confidence and infrastructure to play its full role.
UK Finance responds to digital ID consultation

Consultation Responses

07 May 2026

UK Finance responds to digital ID consultation

UK Finance has responded to the Government’s consultation on a national digital identity system.
UK Finance and AFME Response to DP 1/26: Future banking data

Consultation Responses

06 May 2026

UK Finance and AFME Response to DP 1/26: Future banking data

UK Finance and AFME welcome the opportunity to respond to the PRA’s discussion paper DP1/26 – Future banking data. This response reflects views from a broad range of UK Finance member firms of…
Loans Where We Live:  Regional mortgage  market compendium  2026

Reports

05 May 2026

Loans Where We Live: Regional mortgage market compendium 2026

Our first annual report on the geography of the UK mortgage market, in partnership with PEXA highlights the differing challenges and opportunities for homebuyers and buy-to-let investors across the…
UK Finance response to Scottish government's consultation on accelerating home-building in Scotland

Consultation Responses

01 May 2026

UK Finance response to Scottish government's consultation on accelerating home-building in Scotland

UK Finance has responded to Scottish government's consultation on accelerating home-building in Scotland using incentives and penalties to speed up housing delivery.
UK Finance response to MHCLG consultation on moving to commonhold

Consultation Responses

24 Apr 2026

UK Finance response to MHCLG consultation on moving to commonhold

UK Finance has responded to the Ministry of Housing, Communities, and Local Government consultation on the transition from leasehold to commonhold
UK Finance response to European Commission Consultation on the Competitiveness of the EU Banking Sector

Consultation Responses

23 Apr 2026

UK Finance response to European Commission Consultation on the Competitiveness of the EU Banking Sector

UK Finance has responded to the European Commission’s Targeted consultation on the Competitiveness of the EU Banking Sector.