The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Publication Type
SME Access to Finance: response to FCA Call for Input

Consultation Responses

21 Apr 2026

SME Access to Finance: response to FCA Call for Input

This response outlines UK Finance’s evidence and recommendations to improve SMEs’ access to finance across the UK.
UK Finance feedback to the FCA’s MS261 Terms of Reference

Consultation Responses

17 Apr 2026

UK Finance feedback to the FCA’s MS261 Terms of Reference

UK Finance considers the scope and focus of the FCA’s Terms of Reference for its Later Life Mortgages Market Study.
UK Finance response to HMT’s OPRR draft SI & PRA’s CP 3/26

Consultation Responses

10 Apr 2026

UK Finance response to HMT’s OPRR draft SI & PRA’s CP 3/26

UK Finance and AFME are pleased to respond to HMT’s OPRR draft regulations (the draft OPRR SI) and PRA’s CP 3/26 on OPRR.
UK Finance response to Financial Policy Committee’s assessment of bank capital requirements

Consultation Responses

02 Apr 2026

UK Finance response to Financial Policy Committee’s assessment of bank capital requirements

UK Finance has responded to the Bank of England’s Financial Policy Committee’s (FPC) review of bank capital requirements.
What global tensions could mean for your mortgage

Reports

01 Apr 2026

What global tensions could mean for your mortgage

With a conflict 3,000 miles away driving up UK mortgage rates, how will this affect customers looking to refinance their loans?
UK Finance responds to FCA consultation on ESG ratings regulation

Consultation Responses

31 Mar 2026

UK Finance responds to FCA consultation on ESG ratings regulation

UK Finance has responded to the FCA’s CP25/34: ESG ratings: proposed approach to regulation.
UK Finance, ISDA, GFXD, LMA respond to HMT's consultation on UK benchmarks reform

Consultation Responses

27 Mar 2026

UK Finance, ISDA, GFXD, LMA respond to HMT's consultation on UK benchmarks reform

Joint trade association response to HM Treasury’s consultation on the future benchmarks regulatory regime.
Supporting inclusive design across the UK payments industry

Guidance

27 Mar 2026

Supporting inclusive design across the UK payments industry

UK Finance is pleased to launch the Code of Practice for Accessible Cards, a new benchmark developed to support financial institutions in designing payment cards that are easier to use for people…
UK Finance’s response to FCA consultation papers CP26/4 & GC26/2

Consultation Responses

26 Mar 2026

UK Finance’s response to FCA consultation papers CP26/4 & GC26/2

UK Finance’s response to Financial Conduct Authority (FCA) consultation papers CP26/4 & GC26/2