The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Publication Type
UK Finance response to FOS annual Plans and Budget 2026/27

Consultation Responses

22 Jan 2026

UK Finance response to FOS annual Plans and Budget 2026/27

Our members support the plans overall but want faster decisions, meaningful reforms, and reduced fees for more straightforward Motor Finance cases.
UK Finance calls for overhaul of the bank referral scheme to better support SMEs

Consultation Responses

16 Jan 2026

UK Finance calls for overhaul of the bank referral scheme to better support SMEs

UK Finance urges reform: replace outdated Bank Referral Scheme with a proactive, comprehensive Access to Finance Hub to better support SMEs.
Open Banking Payments Commercial Model

Reports

08 Jan 2026

Open Banking Payments Commercial Model

Industry Proposal for a Commercial Model for Wave 2 Commercial Variable Recurring Payments (cVRP).
UK Finance Response to MHCLG’s Home Buying and Selling Reform Consultation

Consultation Responses

19 Dec 2025

UK Finance Response to MHCLG’s Home Buying and Selling Reform Consultation

UK Finance has responded to the Ministry of Housing, Communities and Local Government’s (MHCLG’s) consultation on Home Buying and Selling Reform.
UK Finance response to the Department for Business and Trade’s Unlocking Business Reform Driven by You consultation

Consultation Responses

18 Dec 2025

UK Finance response to the Department for Business and Trade’s Unlocking Business Reform Driven by You consultation

UK Finance is pleased to respond to the Department for Business and Trade’s (DBT) consultation, Unlocking Business: Reform Driven by You.
UK Finance’s response to FCA’s consultation on changes to the short selling regime

Consultation Responses

17 Dec 2025

UK Finance’s response to FCA’s consultation on changes to the short selling regime

UK Finance welcome the FCA’s consultation which has provided guidance and has focused on technical refinements rather than wholesale reform.
UK Finance responds to Bank of England's capital announcement

Consultation Responses

02 Dec 2025

UK Finance responds to Bank of England's capital announcement

Responding to the Bank of England's capital announcement, David Postings, Chief Executive of UK Finance, said:
UK Finance response to the Bank of England’s discussion paper on the resiliency of the gilt repo market

Consultation Responses

01 Dec 2025

UK Finance response to the Bank of England’s discussion paper on the resiliency of the gilt repo market

In this response, we welcome the Bank of England’s focus on strengthening the resilience of the UK gilt repo market and safeguarding the smooth functioning of government bond markets.
Autumn Budget Submission 2025

Consultation Responses

26 Nov 2025

Autumn Budget Submission 2025

Ahead of the Autumn Budget, UK Finance has published its 2025 Budget submission. The submission focuses on the following areas and sets out how the financial services sector can support the…