The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Publication Type
Buy Now Pay Later trends in the UK

Reports

24 Nov 2025

Buy Now Pay Later trends in the UK

Buy Now Pay Later (BNPL), or Deferred Payment Credit, is a flexible payment option that allows consumers to split purchases into interest-free instalments, initially online but now increasingly in…
UK Finance response the call for views by the Digital Regulation Cooperation Forum

Consultation Responses

24 Nov 2025

UK Finance response the call for views by the Digital Regulation Cooperation Forum

This is UK Finance's response to the call for views on agentic AI and regulation by the Digital Regulation Cooperation Forum. Prepared with assistance from TLT LLP.
UK Finance response to Bank of England's consultation on the resiliency of central counterparty clearing houses and use of collateral

Consultation Responses

19 Nov 2025

UK Finance response to Bank of England's consultation on the resiliency of central counterparty clearing houses and use of collateral

In this response UK Finance supports Bank of England’s objective of strengthening the resilience and stability of UK CCPs.
UK Consumer Payments 2025

Reports

19 Nov 2025

UK Consumer Payments 2025

This report contains statistics summarising the latest findings from UK Finance’s annual National Payments Study (NPS) for 2024. The NPS is an annual market research survey of individuals in the UK,…
UK Cash and Cash Machines 2025

Reports

19 Nov 2025

UK Cash and Cash Machines 2025

The report provides insights into how the use of cash is changing in the UK, as well as examining who is using cash and what they are using it for. It also looks at the various ways in which we…
UK Finance response: Improving Standards in High-Volume Consumer Claims

Consultation Responses

17 Nov 2025

UK Finance response: Improving Standards in High-Volume Consumer Claims

UK Finance has submitted a detailed response to the Solicitors Regulation Authority’s discussion paper on high-volume consumer claims.
UK Finance respond to the CMA's consultation on mergers remedies

Consultation Responses

14 Nov 2025

UK Finance respond to the CMA's consultation on mergers remedies

UK Finance respond to the CMA's consultation on draft revised mergers remedies guidance
UK Finance’s response to the ‘ICO’s consultation on draft guidance on Distributed Ledger Technologies’

Consultation Responses

13 Nov 2025

UK Finance’s response to the ‘ICO’s consultation on draft guidance on Distributed Ledger Technologies’

Our response includes: Wider policy questions regarding permissionless blockchains and the importance of coordination between different authorities. Technical comments, including regarding AI and…
UK Finance response to crypto conduct rules (CP25/25) [C1-5]

Consultation Responses

13 Nov 2025

UK Finance response to crypto conduct rules (CP25/25) [C1-5]

UK Finance's response to Chapter 1-5 (and Annex 2) of the Financial Conduct Authority's (FCA) CP25/25.