Policy and Guidance

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Watching our pennies: How consumers feel about cash

04.11.22

Reports and Publications

Watching our pennies: How consumers feel about cash

This new report by UK Finance’s Cash Services team looks at the data we gathered around how consumers feel about their cash (notes and coin). It reflects on changing consumer preferences after the Covid pandemic, and considers how changing customer demand might impact on the ongoing efficient circulation of cash.
Net Zero Homes: Time for a Reset

01.11.22

Reports and Publications

Net Zero Homes: Time for a Reset

Heating the UK’s 28 million households accounts for 14 per cent of our total carbon emissions; buildings are the country’s second-largest source of emissions. We must address this if we are to meet our Net Zero goals.
2022 Total Tax Contribution of the UK Banking Sector

28.10.22

Reports and Publications

2022 Total Tax Contribution of the UK Banking Sector

The 2022 Total Tax Contribution Study for the UK banking sector, commissioned by UK Finance and based on analysis by PwC, found that the UK banking sector paid £38.8 billion in taxes in the financial year to March 2022.
Integrating climate risk into the prudential capital framework

18.10.22

Reports and Publications

Integrating climate risk into the prudential capital framework

UK Finance worked with banks that had taken part in the Bank of England’s climate change stress test, as well as associate member KPMG, to produce a report on ‘Integrating climate risk into the prudential capital framework’.
Half Year Fraud Report 2022

13.10.22

Reports and Publications

Half Year Fraud Report 2022

Our 2022 Half Year Fraud Update, sponsored by LexisNexis Risk Solutions, shows that after the rises in fraud to record highs during the pandemic, fraud levels fell in the first half of this year (2022) as consumers return to normal routines.
UK Payment Markets 2022

18.08.22

Reports and Publications

UK Payment Markets 2022

An analysis of recent and emerging developments for all forms of payments. UK Payment Markets 2022 provides detailed commentary on trends in payment markets in 2021 and forecasts up to 2031. It includes statistical tables of historic and forecast data for payments and cash acquisition between 2011 and 2031.
UK Payment Statistics 2022

17.08.22

Reports and Publications

UK Payment Statistics 2022

Key statistics on payments in the UK during 2021, as well as annual data since 2011 and forecasts to 2031. Statistical tables include data on all of the UK payment clearings, cash machines, card payments and other key trends in the UK's payment markets.
Designing interoperability for a potential UK CBDC

27.07.22

Reports and Publications

Designing interoperability for a potential UK CBDC

Continuing our series of reports on how a UK retail central bank digital currency (CBDC) could be launched by the Bank of England and HM Treasury, this second report looks at what interoperability could mean for this new form of money.
Commercial models of a potential UK retail CBDC

14.07.22

Reports and Publications

Commercial models of a potential UK retail CBDC

The Bank of England (the Bank) and HM Treasury are currently considering whether the introduction of a UK retail central bank digital currency (CBDC) would be beneficial for the UK economy and the continued integrity of pound sterling in light of increasing use of digital money.