We publish statistics on the geographic distribution of mortgage lending, personal loans and SME lending by certain UK lenders (Barclays, CYBG, Lloyds Banking Group, HSBC, Nationwide Building Society, Royal Bank of Scotland and Santander UK in Great Britain; Bank of Ireland, Danske Bank, First Trust Bank, Nationwide Building Society and Ulster Bank in Northern Ireland). This quarterly data meets a commitment to government to improve transparency about lending locations.


UK lending by postcode sector – Q4 2017

Great Britain Postcode Lending Summary – 2017 Quarter 4

As at end – Q4 2017

SME borrowing

Mortgages

Personal Loans

Publishable at postcode sector level (£bn)

76.0

957.0

35.4

Publishable only at postcode area level (£bn)

11.1

5.6

0.3

of which: Lending in sectors redacted to preserve confidentiality (£bn)

10.8

4.1

0.3

of which: Other lending which cannot be allocated at sector level, but included at Area level (£ bn)

0.3

1.4

0.0

Total lending publishable (£ bn)

87.2

962.6

35.7

Number of sectors publishable at postcode sector level

7,548

9,007

8,979

Number of sectors redacted to preserve customer confidentiality

2,008

142

320

Northern Ireland Postcode Lending Summary – 2017 Quarter 4

As at end – Q4 2017

SME borrowing

Mortgages

Personal Loans

Publishable at postcode sector level (£bn)

4.5

18.5

1.0

Publishable only at postcode area level (£bn)

1.0

0.1

0.0

of which: Lending in sectors redacted to preserve confidentiality (£bn)

0.8

0.0

0.0

of which: Other lending which cannot be allocated at sector level, but included at Area level (£ bn)

0.3

0.09

0.0

Total lending publishable (£ bn)

5.5

18.7

1.0

Number of sectors publishable at sector postcode level

209

234

231

Number of sectors redacted to preserve customer confidentiality

33

1

5

The following lenders participate in the GB and/or Northern Ireland exercises, and collectively account for about 73 per cent of UK mortgage lending and 60 percent of both personal loans and SME loans by banks and building societies. These lenders publish postcode data relating to their own customers’ borrowing. Clicking on their names will take you directly to their postcode data or, where the lender has not yet provided this link, to their home page.

Attachments
/ Postcode lending