UK Finance and mortgage lenders recognise and support initiatives that could reduce the energy running costs for households in all tenures, including the private rented sector; the owner-occupied sector as well as the Registered Social Landlord (RSL) sector. We recognise also the priority for government to reduce carbon emissions from housing to meet climate change targets.

UK Finance is already engaged with work underway on many of these issues and challenges in Europe and Westminster.

Through our work on a UK national and EU basis, we are keen to see consistency of approaches which should help to minimise the potential for disruption to the operation of the housing and mortgage markets and provide a largely friction free environment for the adoption and implementation of new measures and approaches.

UK Finance response to the Scottish Government consultation – Energy Efficient Scotland