UK Finance publishes its mortgage market forecast for 2026, including expectations for property transactions, lending, refinancing, and arrears and possessions.

As 2025 draws to a close, it’s an opportune moment to reflect on one of the most significant developments shaping the payments landscape: the rise of tokenised deposits.

As jurisdictions around the world continue exploring central bank digital currencies (CBDCs), 2025 has seen a notable shift in emphasis from early retail-payment pilots toward broader infrastructure, cross-border projects and strategic policy objectives.