We publish a range of reports on topics facing businesses, consumers and the banking and finance industry, from policy papers through to research reports. We provides responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

We work with in-house experts, members, government and regulators to develop policy and guidance, including industry-wide standards, such as the Invoice Finance and Asset-Based Lending Standards Framework.

Representing 300 firms, we’re a centre of trust, expertise and collaboration at the heart of financial services. Championing a thriving sector and building a better society.

Publication Type
UK Finance Response to HM Treasury Consultation – First Time Buyer ISA

Consultation Responses

19 Aug 2026

UK Finance Response to HM Treasury Consultation – First Time Buyer ISA

We welcome the opportunity to respond to His Majesty’s Treasury (HMT) Consultation on First Time Buyer ISA.
UK Payment Statistics 2026

Reports

19 Aug 2026

UK Payment Statistics 2026

Key statistics on payments in the UK during 2025, as well as annual data since 2015.
UK Payment Markets 2026

Reports

19 Aug 2026

UK Payment Markets 2026

An analysis of recent and emerging developments for all forms of payments in the UK.
HMRC Introducing criminal offence to untrue statements in direct tax

Consultation Responses

19 Aug 2026

HMRC Introducing criminal offence to untrue statements in direct tax

UK Finance and AFME jointly responded to HMRC's consultation: Introducing a criminal offence for making reckless untrue statements or declarations in direct tax.
Response to HMRC consultation: Requiring Payment of VAT and PAYE by Direct Debit

Consultation Responses

17 Aug 2026

Response to HMRC consultation: Requiring Payment of VAT and PAYE by Direct Debit

We welcome the opportunity to comment on HMRC's consultation regarding the proposal to require payment of VAT and PAYE return liabilities by Direct Debit.
 Ministry of Justice consultation: A fairer end to relationships

Consultation Responses

14 Aug 2026

Ministry of Justice consultation: A fairer end to relationships

UK Finance responds to the Ministry of Justice consultation, supporting practical reforms that deliver fairer outcomes for separating and cohabiting parties.
UK Finance response to the Bank of England’s consultation paper on Extending RTGS and CHAPS settlement hours

Consultation Responses

11 Aug 2026

UK Finance response to the Bank of England’s consultation paper on Extending RTGS and CHAPS settlement hours

This document sets out UK Finance’s formal response, on behalf of our members, to the Bank of England’s consultation on extending RTGS and CHAPS settlement hours towards near 24/7 operation.
UK Finance Response to HMRC’s Consultation on Draft ISA Regulations 2026

Consultation Responses

04 Aug 2026

UK Finance Response to HMRC’s Consultation on Draft ISA Regulations 2026

We welcome the opportunity to respond to HMRC's technical consultation on the Draft Statutory Instrument ISA (Amendment No. X) Regulations 2026.
UK Finance's response to HMRC’s International Controlled Transactions Schedule (ICTS) consultation

Consultation Responses

04 Aug 2026

UK Finance's response to HMRC’s International Controlled Transactions Schedule (ICTS) consultation

UK Finance's response to HMRC’s International Controlled Transactions Schedule (ICTS) consultation – published on 16 June 2026. Our response was submitted to HMRC on 31 July 2026.