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It was a day full of collaboration and insightful discussion. Our speaker line-up featured a diverse range of organisations that truly reflected the breadth of topics on the agenda.
The day started with an opening address from Jana Mackintosh, UK Finance Managing Director, Payments and Innovation. Jana reflected that innovation requires a collective effort and the importance of uniting the right people in the room to share meaningful conversations.
Ron van Kemenade, Group Chief Operating Officer, Lloyds Banking Group, provided an opening keynote speech on leading innovation in financial services and Lloyds’ vision for digital identity and the future of money. Ron called on the industry and government to prioritise upgraded infrastructure, tokenisation and digital ID to support the UK’s growth.
For the first time at DIS we also had a Question Time Panel to discuss how collaboration across different industries is key to unlocking the UK’s innovation potential. The panel also discussed product choice and how variety brings power, but clarity and simplicity deliver trust.
The panel featured David Postings, Chief Executive, UK Finance, David Geale, Director of the Payment Systems Regulator (PSR) and Executive Director of Payments and Digital Finance, FCA, Jayne Opperman, CEO Consumer Relationships, Lloyds Banking Group and Mandy Lamb, Managing Director: UK & Ireland, Europe, Visa.
It was a fantastic way to start the day! Watch our speaker video to find out about how they found the day.
DIS is back in 2026! Building on this success, we're thrilled to announce the Digital Innovation Summit will return in 2026, and we can't wait to welcome you for another insightful event, register your interest here.
A core theme of the day is translating innovation into impact, our break-out sessions focused on how to achieve that across a variety of topics.
Moderated by Ricardo Ferreira (CISO, Fortinet)
Moderated by Ian Bhullar, Director, Sustainability, UK Finance
Moderator: Peter Harmston, Partner and Head of Payments Consulting, KPMG
Moderator: Yvonne Deane Harte, Director, Secondary Markets & Post Trade Policy, UK Finance
Our afternoon break-out sessions focused on building trust, financial inclusion through digital solutions and looking to the future – exploring key topics of stablecoins, financial inclusion, digital identity and verification and tokenised deposits. Lord Holmes joined our financial inclusion session and talked about the need for financial institutions to consider inclusion by design in their products and services.
Financing innovation that takes society into the future takes courage and determination. Jana Mackintosh held a conversation with a panel of experts financing the next frontier – space. They explored the challenges, opportunities and benefits that the £1 trillion investment opportunity into space could provide.
We were joined by Rob Desborough, Space Venture Capitalist, General Partner & Chair, Seraphim Space and Joe Cassidy, Head of Technology, Media & Telecoms, KPMG.
The afternoon also featured Jean-Paul Carvalho, Professor of Economics, University of Oxford who delivered a thought-provoking session on how AI could reshape the political economy.
The Ideathon is always a highlight of DIS and this year was all about ideas and innovation that could increase the adoption of account-to-account (A2A) payments and make them attractive to businesses and consumers. Congratulations to NatWest Group on their winning idea of ‘Pay As You Park'
All of the teams did a fantastic job presenting their ideas. Thanks to all our 2025 finalists for their great submissions – NatWest Group, PwC, Santander, and Token.io.
We rounded off the day with a fireside chat with Sarah Breeden, Deputy Governor of the Bank of England for Financial Stability. Sarah discussed the delicate balance between price stability, financial risk management, and embracing the fast-evolving world of AI and digital currencies.
The Summit offered a strategic blend of vision, deep dive discussions and hands on innovation. Thank you to all our attendees, speakers and sponsors.
The day was very well structured, chaired exceptionally well by Jana, speakers were exceptional
Ross Milburn, Mastercard
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