Strong Customer Authentication - e-Merchants

Revised Ramp Up Plan May 2021

On 20 May 2021, the FCA confirmed they were extending their deadline for full compliance of Strong Customer Authentication (SCA) for e-commerce transactions to 14 March 2022. (see announcement and details).

To support a smooth migration to SCA for e-commerce, the UK Finance SCA Programme Team have, with the FCAs agreement amended the agreed implementation roadmap and Ramp Up plan. The principles of the implementation plan are to avoid a cliff edge implementation by driving adoption of SCA in a controlled manner to minimise cardholders? impact. These core principles remain unchanged with Ramp Up activity commencing on 1 June 2021 as planned.

All card issuers have been notified and will be working to this roadmap.

Revised Ramp Up Plan May 2021 - eMerchants and Gateways v1.0


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e-Merchants Communication

These communications were designed with the help of the payments industry, ranging from card issuers and acquirers to gateways, merchants, schemes (Visa, Mastercard, American Express), and trade bodies. It is targeted at e-Merchants and aims to notify and call them to action as we draw close to the enforcement date of SCA (14 September 2021).

Please do NOT edit the pdf with logos as this version has been agreed by those organisations.

Please do NOT make substantial changes to the unbranded version. Email if you have any questions.

e-Merchant comms v16 with approved logos


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e-Merchant comms v14 Unbranded


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e-Merchant comms v14 unbranded


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