For the past five years, UK public markets have been undergoing a period of significant transformation. During this period, government, industry and the regulatory community have worked together tirelessly on a package of landmark reforms to revitalise our public markets.

In October, we welcomed the Bank of England’s consultation on extending settlement hours as a meaningful step towards a more resilient, globally connected payments system.

UK Finance today releases its latest Household Finance Review for Q4 2025, which explores trends in household spending, saving, and borrowing.