HMRC guidance for lenders on verifying the income of the self-employed

This guidance is for: lenders lending mortgages to self-employed customers 

We have worked with HMRC to make improvements to HMRC documentation that the self-employed may be asked for to support a mortgage application. 

We also identified that HMRC produces a tax year overview, which lenders are encouraged to ask for as part of understanding an applicant's income. This?guidance is for members to understand these documents and to design processes to ask for and evaluate them. 

Last updated: 13 August 2015

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