Personal Finance

Invoice Finance and Asset Based Lending (IFABL)

Invoice finance and asset based lending (IFABL) products and services are used by client businesses to unlock working capital and support growth

IFABL allows client businesses to access finance against what is often their most significant asset – the debtor book – as well as against a wider range of business assets. The industry supports clients of all sizes, from start-ups to corporates, and provides particularly important support for small businesses.

At any point in time, IFABL members of UK Finance will be advancing over £22 billion to 42,000 UK businesses, supporting clients with a combined turnover of more than £310 billion per annum.

UK Finance’s IFABL members include the larger UK commercial banks, specialist, mid-tier and international banks, as well as a range of non-bank specialist finance providers. 

In addition to representing the industry through a single voice to advocate, influence and engage on behalf of members with policymakers, politicians and stakeholders, UK Finance supports members with education and expert insight. UK Finance also maintains an independent Standards Framework covering this sector of the financial services industry, which sets out and enforces the standards that clients can expect from providers of invoice finance or asset based lending that are members of UK Finance. 

IFABL Standards

The Standards Framework sets and enforces the standards that clients of UK Finance’s IFABL Members can expect when using them.

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Membership

Find an IFABL member

Our members provide finance through factoring, invoice discounting and asset based lending.

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Become a member

At UK Finance we continue to develop our strategy of supporting the UK’s position as a global leader in financial services, why not find out more?

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