Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

Open Banking Payments Wave 2 cVRP Commercial Model Initial Findings

28.04.25

Reports and Publications

Open Banking Payments Wave 2 cVRP Commercial Model Initial Findings

The output of the first phase of this process and sets out initial analysis and a short-list of options.
UK Finance response to Treasury Committee National Wealth Fund Inquiry call for evidence

28.04.25

Consultation Responses

UK Finance response to Treasury Committee National Wealth Fund Inquiry call for evidence

UK Finance and our members welcome the Government’s strong commitment to driving economic growth, and we believe the NWF has the potential to play an important role in supporting this mission.
Ransomware Payment Ban Consultation

24.04.25

Consultation Responses

Ransomware Payment Ban Consultation

UK Finance supports measures to target ransomware groups, but contend that an outright ban on payments is problematic.
UK Finance response to the Treasury Committee

16.04.25

Consultation Responses

UK Finance response to the Treasury Committee

Call for evidence: AI in financial services
UK Finance’s comments on the Markets in Financial Instruments Directive Organisational Regulation draft Statutory Instrument

16.04.25

Consultation Responses

UK Digital Gilt DIGIT - Preliminary Market Engagement Response

14.04.25

Consultation Responses

UK Digital Gilt DIGIT - Preliminary Market Engagement Response

UK Finance welcomes the opportunity to provide feedback on what is required for a successful digital gilt issuance
UK Public and Private Capital Markets

31.03.25

Reports and Publications

UK Public and Private Capital Markets

In association with EY, UK Finance has published its latest thought leadership report on capital markets, ‘UK Public and Private Capital Markets – A Unified Strategy for Growth and Prosperity’
Incident Response Consultation

26.03.25

Consultation Responses

Incident Response Consultation

UK Finance contends that existing regimes (such as PSD2) need to be rationalised or removed before the proposed rules enter into force.
Fundamental Rules for FMIs Consultation

26.03.25

Consultation Responses

Fundamental Rules for FMIs Consultation

UK Finance supports the basis of the proposed Fundamental Rules, however further sector engagement is needed on FR10.