We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

UK Finance response to FCA CP26/9 consultation paper

11.05.26

Consultation Responses

UK Finance response to FCA CP26/9 consultation paper

Our response addresses proposed FOS registration stage, strengthened dismissal grounds and changes to the fair and reasonable test.
Plan for Growth: From Strategy to Delivery

11.05.26

Reports and Publications

Plan for Growth: From Strategy to Delivery

UK Finance’s Plan for Growth: Delivering the government’s growth agenda requires a financial system with the capacity, confidence and infrastructure to play its full role.
UK Finance responds to digital ID consultation

07.05.26

Consultation Responses

UK Finance responds to digital ID consultation

UK Finance has responded to the Government’s consultation on a national digital identity system.
UK Finance and AFME Response to DP 1/26: Future banking data

06.05.26

Consultation Responses

UK Finance and AFME Response to DP 1/26: Future banking data

UK Finance and AFME welcome the opportunity to respond to the PRA’s discussion paper DP1/26 – Future banking data. This response reflects views from a broad range of UK Finance member firms of different sizes, complexity, business models and customer bases.
Loans Where We Live:  Regional mortgage  market compendium  2026

05.05.26

Reports and Publications

Loans Where We Live: Regional mortgage market compendium 2026

Our first annual report on the geography of the UK mortgage market, in partnership with PEXA highlights the differing challenges and opportunities for homebuyers and buy-to-let investors across the nation.
UK Finance response to Scottish government's consultation on accelerating home-building in Scotland

01.05.26

Consultation Responses

UK Finance response to Scottish government's consultation on accelerating home-building in Scotland

UK Finance has responded to Scottish government's consultation on accelerating home-building in Scotland using incentives and penalties to speed up housing delivery.
UK Finance response to MHCLG consultation on moving to commonhold

24.04.26

Consultation Responses

UK Finance response to MHCLG consultation on moving to commonhold

UK Finance has responded to the Ministry of Housing, Communities, and Local Government consultation on the transition from leasehold to commonhold
UK Finance response to European Commission Consultation on the Competitiveness of the EU Banking Sector

23.04.26

Consultation Responses

UK Finance response to European Commission Consultation on the Competitiveness of the EU Banking Sector

UK Finance has responded to the European Commission’s Targeted consultation on the Competitiveness of the EU Banking Sector.
SME Access to Finance: response to FCA Call for Input

21.04.26

Consultation Responses

SME Access to Finance: response to FCA Call for Input

This response outlines UK Finance’s evidence and recommendations to improve SMEs’ access to finance across the UK.