Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

Financial Education Report 2024

03.09.24

Reports and Publications

Financial Education Report 2024

Building a better society – a review of financial services’ contribution to the financial education of children and young people in 2023.
UK Payment Markets 2024

24.07.24

Reports and Publications

UK Payment Markets 2024

An analysis of recent and emerging developments for all forms of payments.
UK Payment Statistics 2024

24.07.24

Reports and Publications

UK Payment Statistics 2024

Key statistics on payments in the UK during 2023, as well as annual data since 2013.
Keeping the pace on green growth

12.07.24

Reports and Publications

Keeping the pace on green growth

First steps for a new government, from the UK financial services sector
UK capital markets: the growth engine

02.07.24

Reports and Publications

UK capital markets: the growth engine

Unlocking the potential of UK capital markets for businesses and savers
DCPCU end of year report 2023

20.06.24

Reports and Publications

DCPCU end of year report 2023

The Dedicated Card and Payment Crime Unit (DCPCU) annual report is now available.
UK Finance response to  HMT consultation on improving the effectiveness of the money laundering regulations

14.06.24

Consultation Responses

UK Finance response to HMT consultation on improving the effectiveness of the money laundering regulations

We welcome the opportunity to respond to the HM Treasury consultation on “Improving the effectiveness of the Money Laundering Regulations (MLRS)” a shared public private commitment solidified under the Economic Crime Plan 2.
UK Finance response to HM Treasury individual savings account

12.06.24

Consultation Responses

UK Finance response to HM Treasury individual savings account

We welcome the opportunity to respond to the HM Treasury (‘HMT’) consultation ‘Individual Savings Account: UK ISA Consultation’.
UK Finance response to Payment Systems Regulator consultation on approach to supervision

06.06.24

Consultation Responses

UK Finance response to Payment Systems Regulator consultation on approach to supervision

UK Finance welcomes the direct engagement that the Payment Systems Regulator (PSR) has taken in advance of this consultation, through coordinated stakeholder roundtables with different cohorts of the payments industry.