We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

UK Finance responds to Bank of England's capital announcement

02.12.25

Consultation Responses

UK Finance responds to Bank of England's capital announcement

Responding to the Bank of England's capital announcement, David Postings, Chief Executive of UK Finance, said:
Autumn Budget Submission 2025

26.11.25

Consultation Responses

Autumn Budget Submission 2025

Ahead of the Autumn Budget, UK Finance has published its 2025 Budget submission. The submission focuses on the following areas and sets out how the financial services sector can support the government’s growth mission and the wider economy:
Buy Now Pay Later trends in the UK

24.11.25

Reports and Publications

Buy Now Pay Later trends in the UK

Buy Now Pay Later (BNPL), or Deferred Payment Credit, is a flexible payment option that allows consumers to split purchases into interest-free instalments, initially online but now increasingly in physical stores, serving as a budgeting tool for some.
UK Finance response the call for views by the Digital Regulation Cooperation Forum

24.11.25

Consultation Responses

UK Finance response the call for views by the Digital Regulation Cooperation Forum

This is UK Finance's response to the call for views on agentic AI and regulation by the Digital Regulation Cooperation Forum. Prepared with assistance from TLT LLP.
UK Finance response to Bank of England's consultation on the resiliency of central counterparty clearing houses and use of collateral

19.11.25

Consultation Responses

UK Finance response to Bank of England's consultation on the resiliency of central counterparty clearing houses and use of collateral

In this response UK Finance supports Bank of England’s objective of strengthening the resilience and stability of UK CCPs.
UK Consumer Payments 2025

19.11.25

Reports and Publications

UK Consumer Payments 2025

This report contains statistics summarising the latest findings from UK Finance’s annual National Payments Study (NPS) for 2024. The NPS is an annual market research survey of individuals in the UK, investigating their financial lives and approach to payments.
UK Cash and Cash Machines 2025

19.11.25

Reports and Publications

UK Cash and Cash Machines 2025

The report provides insights into how the use of cash is changing in the UK, as well as examining who is using cash and what they are using it for. It also looks at the various ways in which we access cash and provides detailed statistics about the cash machine market in the UK.
UK Finance response: Improving Standards in High-Volume Consumer Claims

17.11.25

Consultation Responses

UK Finance response: Improving Standards in High-Volume Consumer Claims

UK Finance has submitted a detailed response to the Solicitors Regulation Authority’s discussion paper on high-volume consumer claims.
UK Finance respond to the CMA's consultation on mergers remedies  Description

14.11.25

Consultation Responses

UK Finance respond to the CMA's consultation on mergers remedies Description

UK Finance respond to the CMA's consultation on draft revised mergers remedies guidance