We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

UK Finance evidence to the Commons Committee stage debate on the Cyber Security and Resilience Bill

09.02.26

Consultation Responses

UK Finance evidence to the Commons Committee stage debate on the Cyber Security and Resilience Bill

UK Finance provided evidence to the Commons Committee stage debate on the Cyber Security and Resilience Bill, setting out that it may create regulatory duplication and undermine the framework already established by the financial services regulators.
New Banking Protocol for Estate Administration

09.02.26

Guidance

New Banking Protocol for Estate Administration

UK Finance introduces their updated protocol to streamline and clarify probate related interactions between financial services firms and Probate Practitioners. 
Future of international banking in the UK

29.01.26

Reports and Publications

Future of international banking in the UK

The UK needs agile, open policies to sustain its international financial hub status amidst intense competition and evolving external regulatory landscape.
Notification of changes to professional legal delegate

29.01.26

Guidance

Notification of changes to professional legal delegate

UK Finance announces a new way to notify financial services providers of changes to professional legal delegate support effective from 6 April 2026.​
UK Finance response to the Scottish Civil Justice Council’s Call for Evidence

23.01.26

Consultation Responses

UK Finance response to the Scottish Civil Justice Council’s Call for Evidence

UK Finance opposes introducing opt‑out group proceedings due to low consumer engagement, inflated funder‑driven claims, and high business costs.
UK Finance response to FOS annual Plans and Budget 2026/27

22.01.26

Consultation Responses

UK Finance response to FOS annual Plans and Budget 2026/27

Our members support the plans overall but want faster decisions, meaningful reforms, and reduced fees for more straightforward Motor Finance cases.
UK Finance calls for overhaul of the bank referral scheme to better support SMEs

16.01.26

Consultation Responses

UK Finance calls for overhaul of the bank referral scheme to better support SMEs

UK Finance urges reform: replace outdated Bank Referral Scheme with a proactive, comprehensive Access to Finance Hub to better support SMEs.
Open Banking Payments Commercial Model

08.01.26

Reports and Publications

Open Banking Payments Commercial Model

Industry Proposal for a Commercial Model for Wave 2 Commercial Variable Recurring Payments (cVRP).
UK Finance Response to MHCLG’s Home Buying and Selling Reform Consultation

19.12.25

Consultation Responses

UK Finance Response to MHCLG’s Home Buying and Selling Reform Consultation

UK Finance has responded to the Ministry of Housing, Communities and Local Government’s (MHCLG’s) consultation on Home Buying and Selling Reform.