Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

IF/ABL learning and development courses

The UK Finance Learning Hub hosts the IF/ABL specific interactive courses to help grow and develop your knowledge in the industry, as well as the Foundation, Certificate and Diploma qualifications.

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Launch of Disability Finance Code for Entrepreneurship

19.06.25

Reports and Publications

Launch of Disability Finance Code for Entrepreneurship

The launch of the Disability Finance Code for Entrepreneurship with the first annual report to demonstrate what Code signatories are doing to support entrepreneurs with disabilities.
UK Finance’s response to the London Stock Exchange’s Discussion Paper on Shaping the Future of AIM

16.06.25

Consultation Responses

UK Finance’s response to the London Stock Exchange’s Discussion Paper on Shaping the Future of AIM

UK Finance welcomes the London Stock Exchange’s (LSE) timely focus on strengthening the Alternative Investment Market (AIM) to better support high-growth companies and contribute to the long-term vitality of the UK economy.
UK Finance response to the Office for Equality and Opportunity’s consultation on the Equality Bill

12.06.25

Consultation Responses

UK Finance response to the Office for Equality and Opportunity’s consultation on the Equality Bill

UK Finance welcomes the opportunity to respond to the Government’s consultation on the implementation of mandatory ethnicity and disability pay gap reporting for large employers, as set out in the upcoming Equality (Race and Disability) Bill.
Understanding personal guarantees: Key questions answered

10.06.25

Consultation Responses

Understanding personal guarantees: Key questions answered

Personal guarantees are a long-standing feature of the commercial lending market and play a critical role in the provision of lending to SME businesses.
Greening Homes, Creating Growth: Unlocking demand for green home finance

03.06.25

Reports and Publications

Greening Homes, Creating Growth: Unlocking demand for green home finance

The financial services sector has built up nearly two decades of experience supporting homeowners to finance green home improvements. But uptake remains low and will not scale until demand ramps up.
UK Finance responds to HM Treasury’s reviews of the PESAR rules

30.05.25

Consultation Responses

UK Finance responds to HM Treasury’s reviews of the PESAR rules

As is the case for revising the safeguarding rules, UK Finance recommends that a one size fits all approach doesn’t work and proposes that they need to be replaced with a more flexible regime.
UK Finance’s response to HM Treasury’s ‘Cryptoassets Order’

29.05.25

Consultation Responses

UK Finance’s response to HM Treasury’s ‘Cryptoassets Order’

UK Finance and its members welcome the opportunity from HM Treasury to submit technical feedback on the draft Statutory Instrument
Annual Fraud Report 2025

28.05.25

Reports and Publications

Annual Fraud Report 2025

Our latest Fraud report, in partnership with BioCatch, continues to show some progress as well as challenges in the fight again fraud, but the net effect was over £1.1 billion of losses in 2024.
PSR proposed approach to Specific Direction 3

27.05.25

Consultation Responses

PSR proposed approach to Specific Direction 3

UK Finance fully supports the UK National Payments Vision (NPV), published in November 2024, and the strong direction it provides. We believe the NPV represents a significant opportunity to strengthen the UK’s payment ecosystem, including its supporting infrastructure.