Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

UK Finance response to Invest 2035: The UK’s Modern Industrial Strategy consultation

26.11.24

Consultation Responses

UK Finance response to Invest 2035: The UK’s Modern Industrial Strategy consultation

In its Industrial Strategy Green Paper, Invest 2035: UK’s Modern Industrial Strategy, the government set out its vision for long-term sustainable, inclusive and resilient growth.
National Payments Vision summary

22.11.24

Reports and Publications

National Payments Vision summary

The government has published its National Payments Vision. UK Finance has contributed thinking to this work throughout 2024 and welcomes this ‘north star’ for the payments industry.
Information Sharing Pilot (ICO Sandbox) - Evaluation Report

18.11.24

Reports and Publications

Information Sharing Pilot (ICO Sandbox) - Evaluation Report

This reports presents the insights and finding from a project whereby the Home Office and UK Finance, with eight Participating Banks, ran a pilot to assess whether cross industry sharing of data, can lead to more effective management of financial crime risk.
UK Consumer Payments 2024

18.11.24

Reports and Publications

UK Consumer Payments 2024

Statistics summarising the latest findings from UK Finance annual National Payments Study (NPS) for 2023. This statistical digest provides a wealth of information about personal financial holdings, payments and cash acquisition in the UK.
UK Finance Digital Gilt Roadmap

14.11.24

Reports and Publications

UK Finance Digital Gilt Roadmap

This UK Finance Digital Gilt Roadmap, written in conjunction with EY, and submitted to UK government in April 2024 provides a blueprint on how the UK could lead with a successful digital gilt issuance.
UK Finance Response to Payment Systems Regulator (PSR): Draft statement of policy on our cost benefit analysis framework (CP24/12)

12.11.24

Consultation Responses

UK Finance Response to Payment Systems Regulator (PSR): Draft statement of policy on our cost benefit analysis framework (CP24/12)

This is UK Finance’s response to the PSR’s Consultation on its ‘Draft statement of policy on our cost benefit analysis (CBA) framework'
UK Finance response to National Planning Policy Framework

12.11.24

Consultation Responses

UK Finance response to National Planning Policy Framework

Our work to support our members in the mortgage industry includes the recent publication of our flagship housing policy report Homes We Need which proposes a three-part policy support package to help tackle a range of challenges in the housing market
UK Cash and Cash Machines 2024

06.11.24

Reports and Publications

UK Cash and Cash Machines 2024

Detailed analysis of how and where we obtained and spent cash in the UK during 2023. Includes analysis of cash machines in the UK, as well as forecasts for how cash use will change over the next decade and comparisons with other countries.
UK Finance response to Bank of England discussion paper on Innovation in money & payments

04.11.24

Consultation Responses

UK Finance response to Bank of England discussion paper on Innovation in money & payments

In late July 2024, the Bank of England launched a Discussion Paper on Innovation in Money & Payments.