Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

DCPCU end of year report 2023

20.06.24

Reports and Publications

DCPCU end of year report 2023

The Dedicated Card and Payment Crime Unit (DCPCU) annual report is now available.
UK Finance response to HM Treasury individual savings account

12.06.24

Consultation Responses

UK Finance response to HM Treasury individual savings account

We welcome the opportunity to respond to the HM Treasury (‘HMT’) consultation ‘Individual Savings Account: UK ISA Consultation’.
UK Finance response to Payment Systems Regulator consultation on approach to supervision

06.06.24

Consultation Responses

UK Finance response to Payment Systems Regulator consultation on approach to supervision

UK Finance welcomes the direct engagement that the Payment Systems Regulator (PSR) has taken in advance of this consultation, through coordinated stakeholder roundtables with different cohorts of the payments industry.
UK Finance Response to the Cryptoasset Reporting Framework and Amendments to the Common Reporting Standard Consultation

03.06.24

Consultation Responses

UK Finance Response to the Cryptoasset Reporting Framework and Amendments to the Common Reporting Standard Consultation

We welcome the opportunity to respond to the HM Revenue & Customs (‘HMRC’) consultation on ‘Cryptoasset Reporting Framework, Common Reporting Standard amendments, and seeking views on extension to domestic reporting’.
UK Finance response to Financial Conduct Authority and Bank of England Digital Securities Sandbox Consultation

30.05.24

Consultation Responses

UK Finance response to Financial Conduct Authority and Bank of England Digital Securities Sandbox Consultation

We enclose the collective responses of the member firms of UK Finance to the consultation by the Bank of England’s (“the Bank”) and the Financial Conduct Authority’s (“FCA”) (together, the “Regulators”) joint Consultation Paper (“CP”) on the Digital Securities Sandbox (“DSS”)
Building a Better Society: A financial services manifesto for the UK

30.05.24

Reports and Publications

Building a Better Society: A financial services manifesto for the UK

UK Finance has released its financial services manifesto, outlining key priorities the next government should focus on.
Transition Finance Market Review

29.05.24

Consultation Responses

Transition Finance Market Review

The Transition to Net Zero is one of our five priority workstreams, and we have a mandate to advocate for clear decarbonisation policies to support the achievement of financial services firms’ sustainability goals.
UK Finance response to Joint Regulatory Oversight Committee (JROC) proposals for the future entity

23.05.24

Consultation Responses

UK Finance response to Joint Regulatory Oversight Committee (JROC) proposals for the future entity

It is clearer than ever before that the CMA Order should be revoked, which would allow a transition to the Future Entity. Instead, as a direct result of the CMA Order still being in place, an Interim Entity is necessary to take forward non-Order work, so that Open Banking Limited (OBL) is limited to Order-only activity.
Annual Fraud Report 2024

22.05.24

Reports and Publications

Annual Fraud Report 2024

Our latest Fraud report, sponsored by Feedzai, shows that £1.17 billion was lost to fraud in 2023. We outline the changing profile of these losses and the continuing efforts of the finance sector to protect consumers.