Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

UK private banking and wealth management

20.05.25

Reports and Publications

UK private banking and wealth management

This paper outlines how the private banking and wealth management (PBWM) sector contributes to the UK’s economy, and how the Government can further enable the sector to support national growth and drive better financial outcomes for consumers.
UK Finance Capital Markets Policy Priorities - a strategy for growth and competitiveness

19.05.25

Reports and Publications

UK Finance Capital Markets Policy Priorities - a strategy for growth and competitiveness

The Financial Services Growth and Competitiveness Strategy, planned for publication in July 2025, rightly identifies UK capital markets as almost unparalleled internationally – in terms of depth, breadth and liquidity – and one of the best levers the UK has to deliver economic growth.
Electronic invoicing: promoting e-invoicing across UK businesses and the public sector

19.05.25

Consultation Responses

Electronic invoicing: promoting e-invoicing across UK businesses and the public sector

UK Finance members support the initiative to implement business to business (B2B) e-invoicing and to review existing business to government (B2G) e-invoicing rules accordingly.
UK Finance respond to the Competition and Markets Authority’s Call for Evidence on its approach to merger remedies

16.05.25

Consultation Responses

UK Finance respond to the Competition and Markets Authority’s Call for Evidence on its approach to merger remedies

UK Finance is pleased to respond to the Competition and Markets Authority's ("CMA") call for evidence on the Merger Remedies Review.
UK Finance's response to CP6/25, increasing the LTI-flow limit de-minims threshold

12.05.25

Consultation Responses

UK Finance's response to CP6/25, increasing the LTI-flow limit de-minims threshold

UK Finance is happy to respond to the welcomed consultation on raising the Loan-to-Income flow limit de-minimis threshold to £150m.
UK Finance response to HMT and DBT Call for Evidence on Access to Finance

08.05.25

Consultation Responses

UK Finance response to HMT and DBT Call for Evidence on Access to Finance

Our response looks at supply and demand, personal guarantees and the regulatory environment, and is based on the data and evidence we collect from our members as well as independent sources, such as the SME Finance Monitor and Bank of England data.
UK Finance response to Crime and Policing Bill committee call for evidence

06.05.25

Consultation Responses

UK Finance response to Crime and Policing Bill committee call for evidence

The Crime and Policing Bill will create a standalone offence for assaulting a retail worker to protect staff, measure the scale of the problem and drive down retail crime.
UK Finance response to improving the energy performance of privately rented homes

06.05.25

Consultation Responses

UK Finance response to improving the energy performance of privately rented homes

UK Finance has responded to the UK Government’s consultation on improving minimum energy efficiency standards in the private rented sector (PRS).
UK Finance response to Recapitalisation Bill CP4/25

02.05.25

Consultation Responses

UK Finance response to Recapitalisation Bill CP4/25

Depositor Protection Chapter Two – The PRA’s proposals in relation to the Bank Resolution (Recapitalisation) Bill