We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

UK Finance response to review into the long-term impact of AI on retail financial services

06.03.26

Consultation Responses

UK Finance response to review into the long-term impact of AI on retail financial services

The review covers a wide range of intersecting issues. In our response we emphasised in particular:
UK Finance response to the BCBS’s Consultation on Machine-readable  Pillar 3 disclosure

06.03.26

Consultation Responses

UK Finance response to the BCBS’s Consultation on Machine-readable Pillar 3 disclosure

UK Finance welcomes the opportunity to respond to the BCBS ’s consultation paper on Machine-readable Pillar 3 disclosure.
DCPCU end of year report 2025 

06.03.26

Reports and Publications

DCPCU end of year report 2025 

A year of collaboration and emerging threats – this report showcases how the DCPCU continues to disrupt payment fraud across the UK. 
UK Finance response to Ministry of Justice ILCA consultation

04.03.26

Consultation Responses

UK Finance response to Ministry of Justice ILCA consultation

UK Finance has submitted its response to the Ministry of Justice's consultation on an Interest on Lawyers Client Accounts scheme
UK Finance response to the Debt Management Office’s consultation on the UK Treasury bill market

03.03.26

Consultation Responses

UK Finance response to the Debt Management Office’s consultation on the UK Treasury bill market

In this response, UK Finance and our members strongly support the government’s aim to broaden participation in the UK Treasury bill (T-bill) market and to develop a deeper, more liquid secondary market.
Future Retail Payments Access Models

03.03.26

Reports and Publications

Future Retail Payments Access Models

Design principles for access to the UK’s next-generation retail payments systems 
UK Finance-AFME response to FTSE Russell Free Float Alignment Consultation

28.02.26

Consultation Responses

UK Finance-AFME response to FTSE Russell Free Float Alignment Consultation

UK Finance and AFME submit a joint response supporting FTSE Russell’s proposed free‑float alignment across the UK Index Series
UK Finance response to the CMA's Merger Efficiencies Review

26.02.26

Consultation Responses

UK Finance response to the CMA's Merger Efficiencies Review

UK Finance has submitted its response to the Competition and Markets Authority’s (CMA) Call for Evidence on its approach to assessing rivalry‑enhancing efficiencies.
Spring Statement 2026: UK Finance letter to the Chancellor

26.02.26

Consultation Responses

Spring Statement 2026: UK Finance letter to the Chancellor

Ahead of the Spring Statement on 3 March, UK Finance’s letter outlines policy priorities for the financial services sector.