The Conference overview

With the UK facing continued political uncertainty, the challenges of intense technological change, as well as ongoing regulatory developments and greater stakeholder interest in commercial finance, the industry stands at a critical juncture.

The conference will explore these issues, bringing together expert speakers from the commercial finance industry, fintechs, policymakers, regulators, business groups and other experts.

Key topics include:

  • Regulation of SME banking and finance
  • Data, digital money and AI
  • Economic and political trends in 2024
  • Fraud and scams trends
  • Restructuring and Insolvency in 2024

Join us at this flagship conference to deepen your insight on the key topics affecting the industry and to network with peers and key stakeholders.

Confirmed speakers include:

  • Kevin Hollinrake MP, Minister of State, Department for Business and Trade
  • Sheldon Mills, Executive Director at Financial Conduct Authority
  • Rushanara Ali MP, Shadow Minister for Investment and Small Business
  • David Postings, Chief Executive, UK Finance
  • Emma Lovell, Chief Executive of the Lending Standards Board
  • Rosanna Bryant, Partner at Addleshaw Goddard LLP
  • Dame Teresa Graham DBE, Chair, UK Finance SME Advisory Group
  • Alan Beattie, Financial Times Senior Trade Writer, Financial Time

The conference will also give you a chance to

  • Ask questions pertinent to your organisation and receive insights from wider industry sectors, including legal, AI providers, and consultancies, assessing regulatory changes, recent developments and upcoming reforms for the industry.
  • Candidly network with peers in a Chatham House Rule setting.

Law enforcement, third and public sector

If you work in law enforcement, the third or public sector and are interested in attending, you may be eligible for a concessionary rate. Contact us for further information.

Previous attendees

  • NatWest
  • HSBC
  • Metro Bank
  • Barclays
  • Lloyds Banking Group
  • ABN AMRO Commercial Finance
  • Mastercard

Sponsorship opportunities

If you would like to support the Commercial Finance Conference or are interested in speaking or exhibiting please contact Darren Jeyasingam.​​​​ For more information about supporting our 2024 event, please contact our associate membership team here.

Kevin Hollinrake MP

Kevin Hollinrake MP

Minister of State, Department for Business and Trade

Kevin Hollinrake, Member of Parliament for Thirsk and Malton, was appointed a Minister of State in the Department for Business and Trade on 26 March 2...

Kevin Hollinrake, Member of Parliament for Thirsk and Malton, was appointed a Minister of State in the Department for Business and Trade on 26 March 2024, having served as a junior minister in the department since October 2022.

Within his ministerial portfolio, Mr Hollinrake is responsible for a number of policy areas including: small business and enterprise, scale up strategy, access to finance, corporate governance and transparency, audit and insolvency, as well as the British Business Bank, Small Business Commissioner and Companies House.

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Sheldon Mills

Sheldon Mills

Executive Director, Consumers and Competition, Financial Conduct Authority

Sheldon Mills is the Executive Director, Consumers and Competition at the Financial Conduct Authority (FCA).  He is responsible for the delivery ...

Sheldon Mills is the Executive Director, Consumers and Competition at the Financial Conduct Authority (FCA).  He is responsible for the delivery of the FCA’s statutory consumer and competition objectives in the combined Supervision, Policy and Competition (SPC) division. 

Prior to joining the FCA, Sheldon was Senior Director at the Competition and Markets Authority (CMA) with overall leadership responsibility for the delivery of UK merger control across the entire economy and for the strategic design and implementation of the new UK State Aid regime. He is a qualified solicitor and before joining the CMA he practised law at King & Wood Mallesons and Jones Day, counselling a range of UK and international clients in antitrust and competition law.

Sheldon holds undergraduate and postgraduate law degrees from King’s College, London and was born and raised in Cardiff, Wales.

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Rushanara Ali MP

Rushanara Ali MP

Shadow Minister for Investment and Small Business

Rushanara Ali is the Member of Parliament for Bethnal Green and Bow and is currently the Shadow Minister for Investment and Small Business.Ms Ali was ...

Rushanara Ali is the Member of Parliament for Bethnal Green and Bow and is currently the Shadow Minister for Investment and Small Business.

Ms Ali was previously a member of the Treasury Select Committee and has served in a number of other Shadow Ministerial roles, including as Shadow Minister for Education and Young People and Shadow Minister for International Development. Prior to entering parliament, Ms Ali worked at the Home Office, Foreign and Commonwealth Office and the Institute for Public Policy Research.

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Rt Hon Stephen Crabb MP

Rt Hon Stephen Crabb MP

Chair of the Welsh Affairs Select Committee

Stephen Crabb is the Member of Parliament for Preseli Pembrokeshire and is also Chair of the Welsh Affairs Select Committee.Mr Crabb has held a number...

Stephen Crabb is the Member of Parliament for Preseli Pembrokeshire and is also Chair of the Welsh Affairs Select Committee.

Mr Crabb has held a number of ministerial positions, including as Secretary of State for Work and Pensions, and prior to that as Secretary of State for Wales. In addition to his current parliamentary roles, Mr Crabb is Chair of the All Party Parliamentary Group on France, and is the Parliamentary Chair of the Conservative Friends of Israel.

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David Postings

David Postings

Chief Executive, UK Finance

David has worked in financial services for over 40 years. At Barclays he worked for three Group chairmen, helped set up Large Corporate Banking, had w...

David has worked in financial services for over 40 years. At Barclays he worked for three Group chairmen, helped set up Large Corporate Banking, had wide experience in SME and consumer banking and ran the Group’s IT and operations function. David subsequently led Commercial Banking for Lloyds Bank, then was chief executive of Cattles PLC (a consumer finance and invoice finance business) before joining Moneycorp (an independent FX provider) as CEO. Before joining UK Finance David spent eight years at Bibby Financial Services as the chief executive.

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Emma Lovell

Emma Lovell

Chief Executive, Lending Standards Board

Emma is responsible for the strategic and operational management of the Lending Standards Board (LBS). She works with the LSB Board, team and stakehol...

Emma is responsible for the strategic and operational management of the Lending Standards Board (LBS). She works with the LSB Board, team and stakeholders to ensure the organisation fulfils its mission to drive fair outcomes and the highest standards of consumer protection within financial services through independent oversight.

Having trained as a solicitor, Emma has worked in law firms across the South coast and in London. She was most recently CEO for a UK trade association for insolvency and restructuring professionals.

Emma holds a Bachelor of Laws degree, the post-graduate Legal Practice Course certificate and is a facilitator for the Leadership Trust organization.

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Dame Teresa Graham DBE

Dame Teresa Graham DBE

Chair, UK Finance SME Advisory Group

Teresa Graham graduated from Newcastle University in 1977. (She was awarded a Fellowship in 2012). She qualified as a Chartered Accountant and, from D...

Teresa Graham graduated from Newcastle University in 1977. (She was awarded a Fellowship in 2012). She qualified as a Chartered Accountant and, from December 1986 to August 1987, she was seconded to the UK Government’s Enterprise and Deregulation Unit reporting directly to Lord Young, the Secretary of State for Employment and then Trade and Industry.  In March 1988 she was appointed to the Government’s Deregulation Advisory Panel for a two-year term and served through two decades of administrations.

With her red tape hat on Teresa stepped down as Deputy Chair of the Government’s Better Regulation Commission (BRC) in 2008. She is currently Chairman of the Administrative Burdens Advisory Board of HMRC and was the senior independent Director of the Treasury’s Office of Tax Simplification until it closed down in 2023.

In terms of major pieces of work for Government, she completed a high-profile review on pre-packaged administrations for SoS Cable which was published in June 2014. Her publications also include a major piece of work on litigation and compensation for the Lord Chancellor, an independent review for the Chancellor of the Exchequer on the Small Firm’s Loan Guarantee Scheme and a ground-breaking study for the Prime Minister, “Less is More”.  She was also a member of the Financial Reporting Council Group which produced “Louder Than Words” – a study into the complexity of corporate reporting.

More recently she was part of the advisory board appointed by Sir John Kingman in the BEIS Review of the Financial Reporting Council with specific responsibility for the area of audit quality.

She was also a past member of the Accounting Standards Board’s Committee for Accounting for Smaller Entities (CASE); a past member of the Government’s Ministerial Group on Access Business; past Chairman of the RSA’s Educational Policy Committee; past member of the Advisory Committee of the Office for National Statistics, a non executive member of the Steering Board of the DTI’s Small Business Service, and a member of the DTI’s Small Business Council.

During her time as NED of the British Business Bank she chaired both their risk and remco committees, was a member of the audit committee and led a review of two of the Bank’s products to ensure they remained fit for purpose.

She holds a number of appointments, including non-executive, mentoring and advisory roles in growth businesses. In particular, as Chair of the award-winning company Salix Finance Limited holding funds of approximately £1bn on behalf of BEIS for allocation to the public sector to invest in energy saving schemes on their estates, winning awards including Financier of the Year, Finance Product of the Year and the best not-for-profit to work with in the UK. She also Chair’s the SME Advisory Committee of UK Finance, the professional body representing the 300 largest funders in the UK including the big 4 banks. She chairs the Public Interest Committee of professional services firm, RSM.

Teresa received the honour of Dame Commander of the Order of the British Empire in the 2020 honours list for services to small businesses. She was awarded a CBE in the 2007 honours list for public service and an OBE in the 1997 honours list for services to better regulation and the small firm’s sector.

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Rosanna Bryant

Rosanna Bryant

Partner, Addleshaw Goddard

Rosanna Bryant is a Co-head of the Financial Services Sector and a Partner in the Addleshaw Goddard LLP Financial Regulation team. She specialises in ...

Rosanna Bryant is a Co-head of the Financial Services Sector and a Partner in the Addleshaw Goddard LLP Financial Regulation team. She specialises in advising banks, building societies and other financial services clients on a wide range of regulatory and compliance matters.

She is a recognised industry expert in consumer credit, mortgage and payment services regulation, with extensive experience of drafting and advising on the compliance and risk issues surrounding mortgages, loans, credit cards, current accounts, savings and investment products. Rosanna advises on the Consumer Credit Act 1974; the Consumer Credit Sourcebook; the Mortgage Conduct of Business and Banking Conduct of Business Chapters of the FCA handbook, as well as associated consumer protection legislation.

Rosanna splits her practice with financial services transactions work. She advises on retail debt portfolio transactions (mortgages, loans and credit cards) as well as advising on the Financial Services and Markets Act 2000 Part VII banking and insurance business transfers.

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Iryna Tytarchuk

Iryna Tytarchuk

Executive Director, Investment and Trade Facilitation Center of Ukraine

Owner Women IN platform Research Fellow of the University of Manchester For the last five years, I have worked as a Team Leader and an Expert on i...

  • Owner Women IN platform
  • Research Fellow of the University of Manchester

For the last five years, I have worked as a Team Leader and an Expert on international projects. I was involved in economic research projects in public finance, support of SMEs, export analysis for international technical assistance projects of partners and donors, etc.

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David Raw

David Raw

Managing Director, Commercial Finance, UK Finance

David is the Managing Director for Commercial Finance. David leads on policy relating to commercial banking, invoice finance and asset-based lending. ...

David is the Managing Director for Commercial Finance. David leads on policy relating to commercial banking, invoice finance and asset-based lending. David was previously a Policy Director in the FCA and before that spent nearly 2 decades as a civil servant, mostly in the Treasury. During that time David played a leading role in the design and delivery of many financial service polices, including leading on Covid loans policy throughout the pandemic, as well as leading on government policy around access to finance for SMEs'.

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John Griffiths

John Griffiths

Market Engagement Director, Credit & Risk, Business Information, Experian

As a strategy-focused credit risk leader and senior consultant, John brings over 15 years of extensive experience in engaging with clients to help the...

As a strategy-focused credit risk leader and senior consultant, John brings over 15 years of extensive experience in engaging with clients to help them better understand their commercial customers and drive growth. He has a deep understanding of products, business processes, risk management, and regulatory requirements across multiple jurisdictions in both developed and emerging markets. His focus is on advocating for the smart use of business data to support clients, not just from a credit risk perspective, but more broadly in assessing the needs in the market.

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Phillip Mind

Phillip Mind

Director Digital Technology and Innovation, UK Finance

Phillip is Director for Digital Technology and Innovation at UK Finance.   He has a particular focus on how legislative and regulatory policy im...

Phillip is Director for Digital Technology and Innovation at UK Finance.  

He has a particular focus on how legislative and regulatory policy impacts digital transformation in finance and banking. He works across the digital transformation landscape on digital identity, AI, new digital money, tokenisation, open banking and data protection.  

His previous role focussed on influencing payments strategy and regulation in the UK. Phillip has a public policy background with previous roles at HM Treasury and in local government.

He currently sits on the FCA Innovation Advisory Group and Smart Data Council.

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Mike Conroy

Mike Conroy

Director, Commercial Finance, UK Finance

Mike has policy responsibility for commercial finance, which covers the corporate and SME markets. This includes engagement with government, regulator...

Mike has policy responsibility for commercial finance, which covers the corporate and SME markets. This includes engagement with government, regulators and key market stakeholders on access to finance, enhanced customer protection, serving customers better, supporting the economy and competitiveness.

Prior to UK Finance, he gained over 35 years’ experience in the banking industry at HSBC, in branch, regional and head office roles, including retail and commercial banking, marketing, strategic planning and implementation, e-commerce. He led on SME, commercial and corporate banking policy issues including the Business Finance Taskforce. At HSBC, he completed secondments with the London Enterprise Agency and HM Treasury. Mike has a degree in Economics and is an associate of the Chartered Institute of Bankers.

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Matthew Davies

Matthew Davies

Director, UK Finance

Matthew is director of UK Finance's Invoice Finance and Asset Based Lending area, with particular expertise in supporting small and mid-sized business...

Matthew is director of UK Finance's Invoice Finance and Asset Based Lending area, with particular expertise in supporting small and mid-sized businesses. 

Prior to UK Finance's formation Matthew was deputy chief executive of the Asset Based Finance Association (ABFA), having joined as head of government affairs in 2011. He was previously joint-head of public affairs at specialist law firm Bircham Dyson Bell, advising clients across healthcare, transport, retail and infrastructure.  Before that he was a director at DLA Piper's global government relations practice, where his clients ranged from financial services businesses to overseas governments. Matthew holds a Master's degree in International Relations.

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Aysha Fernandes

Aysha Fernandes

Director, Commercial Finance, UK Finance

Aysha leads the team’s work on government loan schemes, economic crime, restructuring and insolvency, and innovation. Her work spans Commercial and In...

Aysha leads the team’s work on government loan schemes, economic crime, restructuring and insolvency, and innovation. Her work spans Commercial and Invoice Finance/Asset Based Lending and she also works closely with other policy areas across UK Finance. A lawyer by background, Aysha has particular expertise and focus on all legal issues impacting business banking and finance.  

Prior to joining the Commercial Finance team, Aysha was interim General Counsel at UK Finance, where she was heavily involved in the set-up of the Covid-19 emergency loan schemes as well as advising on UK Finance’s response to the pandemic, several major industry-wide and internal projects, and key policy and operational matters.  Before joining UK Finance, Aysha spent over 15 years in private practice and in-house as a competition/commercial lawyer.

 

 

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Lee Hopley

Lee Hopley

Director, Economic Insight and Research, UK Finance

Lee heads up the Data and Research team, which is responsible for gathering, analysing and producing commentary on a range of data series covering pay...

Lee heads up the Data and Research team, which is responsible for gathering, analysing and producing commentary on a range of data series covering payments, business and personal finance. Her focus is on ensuring the information requirements of members are met, supporting advocacy priorities and monitoring developments in the UK economy. The team also supports the broader research activities across UK finance. 

Prior to joining UK Finance, Lee was Deputy Director at the Enterprise Research Centre and previously Chief Economist at Make UK.

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Jennifer Tankard

Jennifer Tankard

Principal, Commercial Finance, UK Finance

Jennifer Tankard is Principal, Commercial Finance and leads on all issues that impact on access to finance for small and medium enterprises (SMEs) inc...

Jennifer Tankard is Principal, Commercial Finance and leads on all issues that impact on access to finance for small and medium enterprises (SMEs) including the UK’s net zero goals. In 2021, she co-wrote Financing Green: a guide for SMEs with the CBI.

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James Selka

James Selka

CEO, Manufacturing Technologies Association

After serving a full technical apprenticeship James gained a BSc (Hons) from Buckingham University and has gone on to accumulate over 25 years of manu...

After serving a full technical apprenticeship James gained a BSc (Hons) from Buckingham University and has gone on to accumulate over 25 years of manufacturing experience, including 13 years as Managing Director of a specialist high precision, internationally trading, supplier of turnkey instrument sub-systems.

Prior to joining the MTA James was Production and HR Director at a major manufacturer of mechanical seals and support systems.

James is very knowledgeable about global manufacturing and has a strong interest in supply chains together with logistics. He is an expert on global advanced manufacturing and regularly participates in policy formation in the UK, Europe and further afield.

Helping young people to develop is also high on his agenda and he has been keen to introduce an in-house, fully certified apprenticeship scheme.

James is a Deputy Lieutenant of West Yorkshire.

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Andrew Harrison

Andrew Harrison

Managing Director, Customer Goal and Journeys, NatWest

Andrew is currently the Head of Customer Goals and Journeys which supports c1 million customers across the Commercial and Institutional Bank. The team...

Andrew is currently the Head of Customer Goals and Journeys which supports c1 million customers across the Commercial and Institutional Bank. The team brings together product, customer service and operations, technology, change delivery and partner capabilities so we can better collaborate, solve challenges and deliver the best possible experience for colleagues and customer

During his career at NatWest Andrew has held many senior leadership positions across various business areas including customer segments, sectors & regions and structured finance. Prior to his current role, he led the NatWest Business Banking & International Retail team for three years, which included the period of the covid pandemic and the roll out of government support measures. He also served as Regional Managing Director in both Commercial and Corporate Banking, and led a series of critical strategic change programmes, such as the implementation of Direct Relationship Management and the Front Office transformation of Commercial Banking. Andrew is passionate about supporting local communities. 

Andrew has a degree in Banking, Insurance & Finance and is married with 3 teenage children.

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Conrad Ford

Conrad Ford

Chief Product and Strategy Officer, Allica Bank

Conrad Ford is Chief Product and Strategy Officer at Allica Bank (www.allica.bank), recently named by Deloitte as the UK’s fastest-growing fintech fir...

Conrad Ford is Chief Product and Strategy Officer at Allica Bank (www.allica.bank), recently named by Deloitte as the UK’s fastest-growing fintech firm ever, and backed by TCV - investors in the likes of Netflix, Revolut and Spotify. Allica is reimagining banking for established SMEs with the latest technology. Previously Conrad was sole founder of Funding Options - a fintech listed in the 2022 FT 1000 list of Europe’s fastest-growing firms - that latterly sold to leading neobank Tide. 

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Glen Keller

Glen Keller

Chief Product Officer, CRIF UK

Glen is Chief Product Officer at CRIF UK, where he has championed Open Banking and Open Finance since its inception. CRIF are now one of the leading O...

Glen is Chief Product Officer at CRIF UK, where he has championed Open Banking and Open Finance since its inception. CRIF are now one of the leading Open Banking providers with live connections to over 4,000 banks across Europe via a single API, specialising in enhanced data analytics and credit risk analysis.

Glen was one of the founders of Credit Passport®, the portable credit file and business credit score for SMEs, which has won multiple awards for innovation, including 3 rounds of the Nesta Open-Up! Challenge in the much-needed SME access to finance space and is now used by over 40,000 UK businesses.

Recently, Glen co-led the SME stream working group for the first coalition of CFIT (The Centre for Financial Innovation Technology), where the group delivered a successful proof of value and working prototype of a centralised data file for businesses and consumers.

Glen has also served in the Strategic Working Group for UK Finance, and various round tables for the ECB and policy makers helping steer the conversation for the future of open data.

Glen has over 20 years’ experience running companies at the leading edge of technology and has taken a strong interest in AI including how organisations can build explainable AI into their risk models.

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Mark Ling

Mark Ling

Head of Trade & Supplier Finance, Santander

Mark represents the Bank in numerous forums, in particular, UK Finance, Chairing working groups and committees that focus on International Trade, Expo...

Mark represents the Bank in numerous forums, in particular, UK Finance, Chairing working groups and committees that focus on International Trade, Exports and Trade Finance. Mark also leads Santander’s relationship with UK Export Finance (UKEF) additionally, Mark has responsibility for supporting the build out of our Alliances strategy and capability. India, Africa and the Middle East being areas of particular market of focus.

Prior to joining Santander Mark spent 12 years at RBS leading various businesses and teams throughout its Large Corporate, Institutional, Corporate and SME businesses.

Mark began his career as a management trainee with Standard Chartered bank where he worked for 20 years across the UK branch network, London, and Asia. As well as leading Corporate and Institutional Banking teams across a variety of sectors, geographies and segments he also drove the development of Standard Chartered’s Supply Chain Financing proposition leading a Global team in Singapore.

Mark is passionate about developing and supporting international business across the corporate and commercial segments and creating the next generation of Exporters and skilled international bankers.

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Caroline Sumner

Caroline Sumner

CEO, Association of Business Recovery Professionals (R3)

As the trade association for restructuring and insolvency professionals R3 is at the heart of the profession providing a home for their community of m...

As the trade association for restructuring and insolvency professionals R3 is at the heart of the profession providing a home for their community of members throughout their careers.

As CEO Caroline oversees all aspects of R3’s work, from representation and technical support to the design and delivery of events, courses and conferences. Working with R3’s Council, team and member committees she is responsible for the strategic and operational management of the Association as well as shaping and delivering its strategy for the future, promoting, supporting and connecting members throughout their careers.

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Chris Woolard

Chris Woolard

Partner, EY Global Regulatory Network

Christopher Woolard CBE chairs the EY Global Regulatory Network. He leads EY EMEIA and UK financial services regulation, and UK Fintech. Chris had a ...

Christopher Woolard CBE chairs the EY Global Regulatory Network.

He leads EY EMEIA and UK financial services regulation, and UK Fintech. Chris had a 25-year career in UK public service before joining EY including serving on the board of Financial Conduct Authority and as its interim chief executive. He was also a member of the Bank of England’s Prudential Regulation Committee and the Financial Policy Committee. Internationally, he has served on the IOSCO Board and a member of the Financial Stability Board’s strategic risk committee. Chris was awarded a CBE by HM the Queen in 2021 for services to financial regulation and fintech. He is also a freeman of the City of London.

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Vincent Kock

Vincent Kock

Director, Banking Transformation, EY

Vincent is an experienced leader in front-to-back transformation of banks. He has worked with the C-suite executives of the largest global banks to he...

Vincent is an experienced leader in front-to-back transformation of banks. He has worked with the C-suite executives of the largest global banks to help them reshape their businesses and operate better, faster, cheaper, safer and more sustainably.

With over 15 years of experience in the sector, he specifically focuses on transformation of commercial banking, covering commercial lending and trade and working capital finance. He has over 15 years of experience in transformation, including launching new products and channels, re-engineering operating models, and improving the efficiency of processes. This has helped future-proof some of the world’s biggest financial institutions and improve customer and business outcomes.

Vincent holds degrees in Entrepreneurship, Innovation and Industrial Engineering from University College London and Eindhoven University of Technology.

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James Sankey

James Sankey

Partner, EY

James Sankey is a Partner with the Banking & Capital Markets team at Ernst & Young LLP in London and a member of the EY Corporate, Commercial ...

James Sankey is a Partner with the Banking & Capital Markets team at Ernst & Young LLP in London and a member of the EY Corporate, Commercial and SME Banking leadership team. He is also a Client Service Partner focused on supporting corporate banks. He is a Chartered Accountant and a Fellow of the Institute of Chartered Accountants in England and Wales (ICAEW). His experience includes consulting, transactions, strategy and assurance.

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Anna Anthony

Anna Anthony

Managing Partner, Financial Services , EY UK

As UK Financial Services Managing Partner, Anna is responsible for a team of over 200 partners and 4,500 people dedicated to serving the UK financial ...

As UK Financial Services Managing Partner, Anna is responsible for a team of over 200 partners and 4,500 people dedicated to serving the UK financial services industry. Anna is responsible for some of the member firm’s largest clients globally, and is the first female financial services leader in the UK.

As a tax professional, Anna previously ran the EY EMEIA Financial Services Tax & Legal practice, where she helped shape the innovation of EY tax services, developing technology-led solutions for clients and building the legal offering within EY EMEIA financial services.

Anna works closely with the corporate social responsibility team, and plays a pivotal role driving the organization’s sustainability agenda.

In addition to her role at EY, Anna is a Non-Executive Director for the International Business and Diplomatic Exchange, a non-profit organization providing leadership in promoting international trade and investment flows.

Anna read Law at Cambridge, and qualified as a Chartered Accountant in 2002.

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Keith Flanagan

Keith Flanagan

Head of Client Risk Assessment & Decisioning, Lloyds Banking Group

Keith has been a career banker with Lloyds spanning both Retail and Commercial banking businesses. Over the past 20 years he has held a number of seni...

Keith has been a career banker with Lloyds spanning both Retail and Commercial banking businesses. Over the past 20 years he has held a number of senior Fraud Prevention roles in the bank covering Cards, Insider Investigations and most recently Head of Fraud for the Commercial part of the bank. Having completed 45 years with Lloyds Keith has decided to retire in July of this year.

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Dave Magrath

Dave Magrath

Director of Investigation and Enforcement Services, The Insolvency Service

Dave has worked in law enforcement for more than 25 years and is currently the Director of Investigation and Enforcement Services at The Insolvency Se...

Dave has worked in law enforcement for more than 25 years and is currently the Director of Investigation and Enforcement Services at The Insolvency Service. He leads teams based around Great Britain who utilise a range of civil and criminal powers to tackle financial wrongdoing by corporate entities and company directors. His role includes responsibility for the specialist functions of Intelligence, Asset Recovery and Digital Forensics. The agency continues to focus on Covid load abuse, scaling our response to support enforcement of new Economic Crime powers and the creation of a new team looking at anti-money laundering. 

His career started working for a local authority in Lancashire where he operated as a Fraud Investigator seeking to protect and recover Housing and Council Tax Benefit before moving into what is now Immigration Enforcement. Dave was instrumental in the creation of dedicated teams charged with investigating and disrupting organised immigration crime (people smuggling, human trafficking/Modern Slavery and complex frauds of the Visa and Immigration regime). Dave developed deep expertise in collaborating with international partners such as Europol, experience of leading national covert functions e.g surveillance and enjoyed many operational highlights including tackling sham marriages and the production and supply of false travel documents.

 

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John Formby

John Formby

Director, Fraud Management at UK Finance

John has worked in the fraud prevention industry for over 30 years. Having practical experience in both the card and retail banking sector, John ...

John has worked in the fraud prevention industry for over 30 years. Having practical experience in both the card and retail banking sector, John is responsible for leading and directing the activities of Fraud Committee, Financial Fraud Panel and their respective sub-committees. John's responsibilities also include developing, implementing and leading Industry fraud prevention initiatives across the card, retail bank, e-crime, mobile payment and digital banking environment, and as a subject matter expert, he represents UK Finance and the Payments Industry at senior external fraud meetings and fora including meetings with Government and Regulatory bodies.

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John Saxton

John Saxton

Partner, Banking and Capital Markets, Financial Services Consulting, Ernst & Young LLP

John has been with Ernst & Young LLP since 2014 and is passionate about helping banks innovate and transform through conduct and compliance.Prior ...

John has been with Ernst & Young LLP since 2014 and is passionate about helping banks innovate and transform through conduct and compliance.

Prior to EY, John held senior roles within the banking industry and has significant experience in working across the commercial, retail and wealth management sectors.

John holds a degree in sports science and English from Loughborough University.

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Alan Beattie

Alan Beattie

Financial Times Senior Trade Writer, Financial Times

Alan Beattie is senior trade writer at the Financial Times, based in London. Alan joined the FT in 1998 after working as an economist at the Bank of E...

Alan Beattie is senior trade writer at the Financial Times, based in London. Alan joined the FT in 1998 after working as an economist at the Bank of England. Since then he has written about central banking, international economics, finance, trade and globalisation from London, Brussels and Washington DC. He is the author of "False Economy", a popular economic history of the world which became a New York Times best-seller, and "Who's In Charge Here?", a critique of policymakers’ responses to the 2008 global economic crisis.

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Nicole Sandler

Nicole Sandler

Head of Digital Policy, Barclays

Nicole is the Head of Digital Policy at Barclays. She drives the policy engagement on digital regulation and initiatives including AI and DLT use case...

Nicole is the Head of Digital Policy at Barclays. She drives the policy engagement on digital regulation and initiatives including AI and DLT use cases, and regularly engages with policymakers globally. Further, she represents Barclays in various regulatory and policy forums and industry groups. For example, Nicole is on the European Commission’s Expert Group on Regulatory Obstacles to Financial Innovation, co-chairs the UK Finance AI Policy Committee and is on the on the UK Finance Digital, Technology and Cyber Product and Services Board. In addition, she presented on AI at the EC FinTech Lab and represented Barclays at both the Crypto-asset and Blockchain roundtable and Digital Identity roundtable at the European Parliament.

Nicole regularly speaks on panels, presents at conferences and universities, and has articles published.  She was named in the Financial News ‘Top 20 Most Influential Women in Digital Assets 2023’, FinTech Magazine ‘Top 100 Women in FinTech 2022’, the City Am Crypto Am ‘Industry Personality of the Year 2022’, Re.Work ‘Top 30 Women in Fintech’ 2021, the ‘Influencer of the Year’ at the NY Finovate Awards 2019 and the ‘Most Influential Women in FinTech Regulation – UK’ at the Wealth and Finance Awards 2019.

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Paul Bannister

Paul Bannister

Head of Policy, Insolvency Service

Paul has been Head of Policy at the Insolvency Service since August 2018. Prior to that he headed the UK Company Law Framework team in BEIS were he wa...

Paul has been Head of Policy at the Insolvency Service since August 2018. Prior to that he headed the UK Company Law Framework team in BEIS were he was also responsible for the policy output of Companies House. His previous roles in BEIS were in the Better Regulation Executive where he played a key role in the then Government’s deregulatory agenda in programmes such as the Red Tape Challenge and the One-In, One-Out regulatory rule. Prior to that he worked in competition law framework team where he played a key role in the merger of the then OFT and Competition Commission to become the Competition and Markets Authority. Paul also had responsibility for merger policy including operational decisions on large public interest mergers such as the Lloyds takeover of HBOS during the financial crash, and various high profile media mergers such as the acquisitions of the Independent and Evening Standard, and the attempted takeover of Sky by News Corp.

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Lionel Monchecourt

Lionel Monchecourt

Senior Software Engineer, Cleafy

Lionel has been making his mark in NetSec & Data Security industry startups for more than 20 years, being a Fraud and Cybersecurity expert with a ...

Lionel has been making his mark in NetSec & Data Security industry startups for more than 20 years, being a Fraud and Cybersecurity expert with a strong worldwide international experience working for companies like Theatmetrix, 41st Parameter or Experian. He has an in depth knowledge of fraud detection and combined with strong technical background, it's allowed him to lead fraud projects for several companies globally.

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EY

EY

At EY Financial Services, we share a single focus – to build a better financial services industry, one that is stronger, fairer and more sustainable. ...

At EY Financial Services, we share a single focus – to build a better financial services industry, one that is stronger, fairer and more sustainable.

Now more than ever, banks will need to harness the power of technology to transform their operations at scale and speed, to provide the products and services the customer of the future will demand.

The strength of our EY teams lies in the power of our people and technology, and the possibilities that arise when they converge to reframe the future. With extensive knowledge in banking transformation, we are driving innovation with risk and regulation insight. Helping companies become stronger and more sustainable.

This is how our EY professionals are helping to build long-term value for our clients. It’s how we play our part in building a better working world.

https://www.ey.com/en_uk/banking-capital-markets

 

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Experian

Experian

Experian is the world’s leading global information services company. During life’s big moments – from buying a home or a car, to sending a child to co...

Experian is the world’s leading global information services company. During life’s big moments – from buying a home or a car, to sending a child to college, to growing a business by connecting with new customers – we empower consumers and our clients to manage their data with confidence. We help individuals to take financial control and access financial services, businesses to make smarter decisions and thrive, lenders to lend more responsibly, and organisations to prevent identity fraud and crime.

We have 20,600 people operating across 43 countries and every day we’re investing in new technologies, talented people, and innovation to help all our clients maximise every opportunity. We are listed on the London Stock Exchange (EXPN) and are a constituent of the FTSE 100 Index.

Learn more at www.experianplc.com or visit our global content hub at our global news blog for the latest news and insights from the Group.

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Addleshaw Goddard

Addleshaw Goddard

Addleshaw Goddard is an international law firm, almost 250 years in the making. We are trusted by over 5000 major organisations, including 51 FTS...

Addleshaw Goddard is an international law firm, almost 250 years in the making. We are trusted by over 5000 major organisations, including 51 FTSE 100 companies, to solve problems, deliver deals, defend rights, comply with regulations and mitigate risk.

Our work spans more than 50 areas of business law, paving the way to deliver the best possible outcomes for clients across multiple industries. Appointed time and again, we help them do business, operate and grow - effectively and safely - in over 100 countries worldwide. And while the challenges our clients bring us may vary, we approach and solve them with the same, single-minded focus: finding the smartest way to achieve the biggest impact.

Financial services is at the beating heart of our business. With over 1000 clients in the sector, we understand the challenges that financial institutions face and the opportunities that are available to them.

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FRP Advisory

FRP Advisory

FRP is a specialist business advisory firm, with 680 team members, including 93 partners, operating from 29 office locations across England, Scotland,...

FRP is a specialist business advisory firm, with 680 team members, including 93 partners, operating from 29 office locations across England, Scotland, Cyprus and the Isle of Man.

Specialising in restructuring, corporate finance, debt advisory, financial advisory and forensics, the firm has a strong reputation and proven track record for creating, preserving, and recovering value across a range of complex situations. Its advisers work at board level, with investors, lenders, government, and regulatory bodies, as well as other professionals and individuals requiring professional support.

Combining the skills of our experts, we develop effective strategies to deliver sector specific solutions.

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Cleafy

Cleafy

Cleafy is a team of fraud hunters, cybersecurity experts, data scientists, and software engineers that since 2014 share the same dream: make technolog...

Cleafy is a team of fraud hunters, cybersecurity experts, data scientists, and software engineers that since 2014 share the same dream: make technology a safer place. That’s why Cleafy designed a technology that identifies and prevents financial fraud in real time, while ensuring a safe and seamless user experience. Recognized as a market leader by industry analysts, today, Cleafy protects over 100M+ users of top-tier retail and corporate banks against online financial fraud. To learn more, visit www.cleafy.com 

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  • Members:
    • All Commercial Finance members
    • Heads of business banking and lending
    • Senior business/product roles
    • Senior business support
    • Senior regulatory affairs
    • Senior lawyers
  • Associate members
    • Law firms
    • Insolvency practitioners
    • Any involved in SME credit data, other SME data or Open Finance
    • AI providers or specialists
  • Other target audience includes:
    • Business groups
    • Government departments
    • Policymakers
    • Regulators