ECONOMIC CRIME CONGRESS 2024

Kate has worked in financial services for over 20 years. Through a number of diverse roles in marketing, product development, technology and payments, the common thread for Kate is the delivery of great end user journeys and solutions. Kate has a very strong focus on innovation, driven by consumer demand and global market movements. Kate actively works with Fintech companies and this has given her further insight into the types of problems that end users experience and how to go about providing relevant and meaningful solutions. Kate now leads the Business Development function at Pay.UK with the purpose to power payments, champion innovation and give the UK choice in how it pays.

Nick Sharp has worked in the National Economic Crime Centre (NECC) within the National Crime Agency since October 2023. Nick is the Deputy Director for Fraud and heads up the cross-system, operational response to tackling fraud against individuals and businesses. Prior to joining the NECC, Nick worked in HM Revenue & Customs (HMRC) for 17 years, 14 of which he spent combating serious and organised criminal attacks on the tax system in either HMRC’s intelligence or investigation divisions. His most recent post was as Deputy Director of Economic Crime where he led HMRC’s anti-money laundering and financial investigation teams. 

I am the Head of the Line 1 FC Advisory Team at Virgin Money. I have over 23 years of Financial Crime Compliance experience in advisory, supervision, enforcement, policy development and legislative drafting, acquired through a variety of roles in both a private sector and governmental setting. I have the industry Diploma in Money Laundering (ICA) and I am a (former) Financial Action Task Force Assessor (on behalf of the UK). I am a Barrister and a New York Attorney.

Dan leads the Subject Matter Expert & Market Strategy team for Fraud & Identity. He collaborates closely with banks worldwide and supports them to understand the range of fraud prevention and detection capabilities offered by Feedzai. He focuses on aligning the company product strategy with the direction of the financial crime market.

He is a thought leader within the industry, frequently authoring white-papers and blogs, speaking with press and analysts, and appearing on stage at various events across the globe.

Before joining Feedzai, Dan served as the Director of Solutions at LexisNexis Risk Solutions and held various fraud-related positions at Lloyds Banking Group UK. In these roles, he leveraged the latest digital fraud technology to protect the bank's online and mobile users.

David has worked in financial services for over 40 years. At Barclays he worked for three Group chairmen, helped set up Large Corporate Banking, had wide experience in SME and consumer banking and ran the Group’s IT and operations function. David subsequently led Commercial Banking for Lloyds Bank, then was chief executive of Cattles PLC (a consumer finance and invoice finance business) before joining Moneycorp (an independent FX provider) as CEO. Before joining UK Finance David spent eight years at Bibby Financial Services as the chief executive.

Ben Donaldson OBE is our Managing Director for Economic Crime. His teams work on behalf of our members across fraud, financial crime, sanctions, and export controls. The UK Finance Economic Crime team provides traditional trade association services to our members, but also a range of operational services. The blend of the services we provide enables us to work in collaboration with our members, other sectors, government, regulators and law enforcement to protect society and the economy by reducing economic crime. 

Prior to joining UK Finance, Ben spent 23 years working for the UK Government in Defence and Foreign Affairs. In 2015, he was awarded an OBE for services to Defence.

Iggy Azad is a Senior Director at Coinbase, where he leads a team of investigators focused on targeting illicit crypto activity, ranging from fraud to terrorist financing. With 20 years of experience in the Met. Police in London, Iggy has worked in various roles, investigating crimes such as domestic violence, gang crime, drugs supply, cybercrime, money laundering, and fraud. Since joining Coinbase in 2019, he has risen to the position of Senior Director, overseeing investigations and intelligence while also managing law enforcement relations. Iggy has presented at many international conferences and serves as a board member for the ACAMS UK chapter.

Nick Perkins is currently Director of Fraud Prevention for NatWest Group, responsible for designing and delivering the Fraud prevention, detection and response strategy for the Bank, whilst helping drive societal change at industry level. He has over 25 years’ experience gained working globally across the Financial Services sector from Investment Banking and Markets to Retail, Commercial and Branch banking.

Nick joined NatWest in 2005 and since then has taken on a number of roles within the Group including Director of EC Solutions, responsible for delivering key components of RBS’ State Aid Obligations, COO for Non Core Division involved in winding down businesses and exiting non core markets and loan portfolios as part of RBS’ restructuring and implementation of the Asset Protection Scheme as part of RBS’ bail-out.  He has also been involved in the execution of a number of major change programmes across the Group.

Prior to joining the Bank, Nick was consulting for Accenture for over 10 years managing complex and wide-ranging programmes to support global investment banks.

Adam joined Lloyds Banking Group in January 2022 as Head of Consumer Servicing Fraud Systems & Controls. Prior to this, Adam has held a number of senior roles in other financial institutions.

Adam has extensive experience from a career in fraud prevention spanning over 20 years. He has worked within fraud prevention at two other tier 1 banks and most recently as Head of fraud for 7 years at a challenger bank.

He has provided representation at key industry forums including UK Finance and is currently the chair of the Money Mule cross industry Working Group.

Liz is the Consumer Fraud Director for Lloyds Banking Group. She is hugely passionate about protecting consumers and the Bank, keeping them safe from the harms of fraud.

Liz leads a team of experts who play a vital role in tackling the ever-evolving fraud risk landscape.

She has previously held a number of senior roles in Lloyds Banking Group, mainly in retail banking, across credit cards, customer services, transformation as well as integrations & divestments. 

Earlier in her career Liz worked for the Group in a number of jurisdictions including Spain, the Channel Islands, Switzerland and Australia.  

Steve Elliot, Managing Director of LexisNexis Risk Solutions UK & Ireland, is a specialist in financial crime compliance, with a wealth of relevant experience, having had responsibility for Anti-Money Laundering, Anti-Financial Crime, Security, Investigations / Litigation, Payments and Controls (1^st line) across a range of roles in consulting, as a practitioner and within international law enforcement.

Steve has considerable experience of operating across a number of different industry sectors, including a strong focus around Financial Services, both in his former role with consultancy firm, Huntswood, and in previous roles with Old Mutual Wealth and Zurich Financial Services.

Steve is passionate about the role of technology and innovation in supporting effective risk management and compliance, and has advised many organisations on the transformation to digital KYC to create a safer customer on-boarding process.

Nik Adams was appointed as Temporary Assistant Commissioner to oversee the City of London Police’s Economic and Cyber Crime Directorates in October 2023, having transferred to the City of London Police in March 2022 as Commander for Economic and Cyber Crime. Prior to that, Nik spent 4 years as the National Coordinator for Prevent and the lead for Safeguarding within Counter Terrorism Policing based within CTPHQ. 

Nik spent most of his earlier service with West Yorkshire Police working in Leeds, where he was latterly the Leeds City Centre Commander and Neighbourhood Policing lead for South Leeds, before moving into Counter Terrorism Policing in 2015. He is passionate about working with other agencies and organisations to develop new ways to better protect the public, prevent crime, and bring offenders to justice, and he has put this at the heart of his approach during two decades in policing. 

As Assistant Commissioner, Nik is focussed on national delivery, which includes Action Fraud and the National Fraud Intelligence Bureau. He oversees the national Economic and Cyber Crime Academy and a diverse range of operational units within the City of London Police. These units tackle complex and specialist aspects of economic crime, and include partnership units specialising in intellectual property crime, insurance fraud and payment crime. He is additionally the NPCC lead for the Financial Investigation, and the NPCC lead for Elections.  

She specialises in delivering policy and advocacy on behalf of members, leading on UK Finance's domestic anti-money laundering offering and wider economic crime reform matters. She leads on anti-money laundering related regulatory and legislative projects, oversees the Money Laundering Advisory Panel and provides support on strategic issues within the wider economic crime reform programme. 

Prior to UK Finance, Aminah worked as consultant at KPMG within the financial crime department. She specialised in providing advisory, investigation and analytical services within AML and sanctions to global financial services clients.

Julie joined UK Finance in March 2020 as Managing Director, Major Projects. Reporting to the CEO as part of the Executive leadership team she is responsible for leading the delivery and execution of mission critical, high profile, large scale industry projects.

Prior to UK Finance, Julie was Global Head of Operations and Chief of Staff at TP Icap. Spanning a 30 year career, Julie has held a number of senior roles delivering and implementing large scale strategic projects and organisational transformation programmes across operations and technology. Julie spent the earlier part of her career in roles at Deutsche Bank, Nikko Europe and UBS. Julie is also a Trustee of Leadership through Sport and Business and Futures for Kids.   

Jana is the Managing Director for Payments, Innovation and Resilience at UK Finance where she leads discussions on payments, fintech and digital agendas.

Before joining UK Finance, she was head of the Worldpay (then FIS) Global Government Affairs team, shaped competition and regulatory policies at the Financial Conduct Authority and Payments Systems Regulator and prior to that supported companies across public and private sectors globally through her various roles.

She has added commercial credentials delivering and implementing policies in practice, holds several board positions and works with a number of charities.

Paul believes that technology isn’t necessarily the enemy, but it is our relationship with it that needs some work. Applying behavioural principles to the core of his work in order to maximise impact in the prevention of fraud and cybercrime. Paul explores the relationship we have with our technology and how it amplifies our vulnerability and changes the meaning behind our communication.  With a background in law enforcement, intelligence, counter terrorism and later finding a passion in cybercrime and fraud, he now works in a joint partnership role as the Strategic Fraud Prevention and Behavioural Lead for UK Finance and City of London Police, assisting in the coordination of the Economic and Cyber Police Headquarters.

Iain has held a number of senior compliance roles in major financial institutions, including NatWest, HSBC, and Barclays. Iain also spent eight years working at the UK's Financial Conduct Authority.

As part of Global Regulatory Affairs team at ComplyAdvantage, Iain supports our teams to build industry-leading financial crime detection tools, acting as the 'voice of the customer'.

Rob Woods is a senior expert for LexisNexis Risk Solutions with a particular focus on fraud, identity, Authentication and biometrics. With more than a decade in threat readiness and fraud prevention, Rob is a leading industry expert on this topic.

Rob is responsible for international market planning for financial services for LexisNexis® Risk Solutions. One of his core priorities within the fraud and identity leadership team is delivering the product portfolio and planning the strategic roadmap to service current and future client needs.

Rob’s background and product expertise has led the design and delivery of major agile transformation programmes in financial services that are purposefully focused on authentication, fraud and digital identity. A notable project was the implementation of an authentication as a service platform for PSD2 / strong customer authentication at Lloyds Banking Group.  

Rob’s philosophy is customer oriented, which he applies to create services that are centred on identity protection and focused upon a smooth digital banking experience, whilst enabling end users to shop and carry out online transactions with confidence.

Duncan joined the UK Home Office in 2019 as Director, Economic Crime. He leads Home Office policy on anti-money laundering, fraud and asset recovery. Duncan started his career as an economist, including in the UK Treasury and Cabinet Office before moving to be Deputy Finance Director at the UK Department for Business. He has also held senior roles in Local Government, focused on leading major infrastructure and IT delivery programmes.

Faraaz leads PA’s global Fraud and Financial Crime business, helping clients adopt market-leading practices to enhance risk mitigation. He specialises in combining technical expertise with technology accelerators to deliver effective outcomes in regulatory compliance and digital transformation.

Faraaz has led end-to-end Financial Crime reviews, regulatory assessments, and remediation programmes across major financial services and payments institutions. 

He has worked with government bodies to build and deploy advanced Fraud prevention technologies and global regulators to deliver comprehensive cross divisional Financial Crime reviews. His experience includes developing technology architecture frameworks and leading large-scale strategic migrations, ensuring operational efficiency, data integrity, and sustainable risk management solutions.

Dr. Jon Higham is Director of Policy Development in Online Safety Group at Ofcom, UK's communications regulator. He oversaw the development and delivery of Ofcom’s recent consultation on protecting people from illegal harms online. Jon has worked on online safety since 2020 and has played a central role in developing Ofcom’s approach to online regulation. Prior to working on online issues, Jon spent 12 years working in a variety of regulatory policy roles across Ofcom focusing on a range of sectors. 

Stephen Kinsella OBE is founder of Clean Up The Internet, a UK non-profit campaigning for action to address the harm caused by fake and anonymous social media accounts, whose work was instrumental in securing the inclusion of a "user identity verification duty" in the Online Safety Bill. 

A competition lawyer by background, he's previously been Managing Partner of Herbert Smith’s Brussels office and global head of antitrust at Sidley, and is currently a Specialist Partner at Flint Global. Stephen is also a founder of public interest legal project Law For Change. In 2024 Stephen was recognised by the Law Society with a "Legal Hero" award "for his exceptional contributions to legal practice and social justice". 

Stephen currently holds the position of Head of Financial Crime Prevention within Leeds BS.

Stephen engages in various industry fora relating to the prevention of financial, has been on the board of National Hunter since 2018 and holds the position of chair of the BSA’s Financial Crime panel.  He has over 25 years in a variety of financial crime related roles with Bradford & Bingley, Santander and Leeds Building Society bringing broad experience on many aspects of financial crime within the financial services sector. 

David leads the risk and regulation team at PA Consulting, an innovation and transformation consultancy. David’s expertise includes supporting financial institutions to respond to disruptive market change and emerging regulation to improve corporate governance, risk management arrangements and commercial and operational changes required for regulatory compliance. 

David works with large banks, as well as medium-sized retail and commercial lenders, insurers and asset managers. Earlier in his career, David worked closely with the UK regulatory authorities, where he was responsible for the implementation of Solvency II and Structural Reform regulation and also co-authored the Financial Conduct Authority’s approach to supervising governance, risk management and conduct across financial services.

Manuel heads the Digital Assets Practice at Plenitude Consulting, advising both crypto and traditional finance firms on their regulatory obligations and the development of robust control frameworks for their cryptoassets-related activities, and playing an active role in shaping discussions on regulation through industry trade bodies. 

Prior to that, Manuel acquired over 17 years of experience in the global asset management industry across control functions like Compliance, Internal Control and Internal Audit, in positions with a global remit based in Paris, London and Los Angeles.

Dr. Ellison Anne Williams is the Founder and CEO of Enveil, the pioneering Privacy Enhancing Technology company protecting Data in Use. Building on experience leading avant-garde efforts in the areas of large-scale analytics, information security, and machine learning, Ellison Anne founded the startup in 2016 to transform how and where data can be securely and privately leveraged to unlock value. Enveil’s award-winning ZeroReveal® solutions are deployed and operational at scale helping global customers securely utilize data across silos and organizational, jurisdictional, and security boundaries in entirely new ways to reduce risk and accelerate the timeline for extracting actionable insights.

A mathematician by training, Ellison Anne leverages her deep technical background and passion for evangelizing the impact of disruptive technologies to advocate for the impact and advancement of Privacy Enhancing Technologies (PETs). She has raised $40M in venture funding to cultivate and deliver Enveil’s category-defining capabilities for use cases ranging from cross-jurisdictional data usage to Secure AI, validating the substantial impact of PETs for business and mission users alike. Under Ellison Anne’s leadership, the company has been recognized by global influencers such as the World Economic Forum, Gartner, EY, and Frost & Sullivan, and won an expanding list of industry accolades: SINET 16 Innovator, RegTech 100, RSA Innovation Sandbox Finalist, SC Award Winner, Gartner Cool Vendor, and WEF Technology Pioneer.

Ellison Anne is a thought leader, speaker, and mentor in the broader privacy and technology communities, with contributed works appearing in publications including Forbes, CPO Magazine, SecurityWeek, Information Age, and HelpNetSecurity. She has been honored as a Business Insider Cybersecurity Leader, SC Media Reboot Leadership Innovator, EY Entrepreneur of the Year Finalist, and a Cyberscoop Leet List Honoree.

Beginning her career in the U.S. Intelligence Community with roles at the National Security Agency and the Johns Hopkins University Applied Physics Laboratory, Ellison Anne is accomplished in the fields of distributed computing and algorithms, cryptographic applications, graph theory, combinatorics, computer network exploitation, network modeling, machine learning, and data mining. She holds a Ph.D. in Mathematics (Algebraic Combinatorics), a M.S. in Mathematics (Set Theoretic Topology), and a M.S. in Computer Science (Machine Learning).

Marcus has over 20-years of experience in financial crime and compliance oversight, having worked at HSBC, Barclays, UBS and Lloyds. He has extensive knowledge of the UK and international financial services markets with a strong breadth of product and franchise knowledge across retail, wealth, corporate and investment banking. Marcus has held senior roles across all key financial crime disciplines.

He has worked with UK, US and other key global regulators as well as key bodies including the Financial Action Task Force (FATF), Joint Money Laundering Intelligence Taskforce (JMLIT), the European Commission as well as the IMF. Marcus was until recently co-chair of the Wolfsberg Group and is currently the Chair of the Economic Crime Product & Service Board at UK Finance.

He is currently Director of Non-Financial Risk and responsible for Compliance, Operational Risk and Financial Crime for NatWest Group.

Niall is the Group Director of Economic Crime Prevention for Lloyds Banking Group. He is responsible for all aspects of Fraud and Financial Crime across the group. Niall brings experience across a range of firms and roles in the financial services industry covering Banking, Hedge Funds, Mass Market Financial Advice and Management Consulting in the first and second lines of defence. Niall joined from Barclays where as Managing Director for Compliance Risk Frameworks he was responsible for the global framework design for Financial Crime and Conduct. During his 10 years at Barclays, Niall also held a number of senior leadership roles within the second line Financial Crime programme with responsibility for AML, Sanctions and ABC.

Ronya Naim is the Money Laundering Reporting Officer (MLRO) and Head of Financial Crime Compliance at ClearBank. She has been working in the financial crime field for 16 years and has held financial crime roles at multiple financial institutions, such as JPMorgan, Barclays, and the Europe Arab Bank. Throughout her career she has covered a multitude of businesses, including payments, trade finance, corporate banking, lending, and wealth management. She has a postgraduate degree in Social Anthropology of Development from the School of Oriental and African Studies (SOAS) where she her dissertation focused on Corruption. In addition to her banking roles, she has also consulted in the Middle East on corruption and AML in the art world.

Paddy is currently the MLRO for FirstBank UK, a subsidiary of the First Bank of Nigeria.

He has more than 30 years’ experience in managing financial crime, starting as a policeman in the Metropolitan and Royal Hong Kong Police, where he latterly specialised in fraud investigation. 

Paddy moved to the private sector in 1997, and spent 15 years with JP Morgan in Singapore, London and Hong Kong, spending the last seven years as the Head of Financial Crime Compliance (FCC) for Asia.

In 2013, Paddy Joined Standard Chartered as the Head of FCC for North East Asia, focused on building, improving and maintaining the financial crime programme in response to issues highlighted by US and UK regulators. His remit was expanded to the whole of Asia in 2020. Paddy was co-head of the nascent Asia Wolfsberg Group, working with other prominent global banks to clarify and develop guidance for the management of financial crime risk. 

In 2021, Paddy returned to the UK with his family, and worked for a year at Deutsche Bank with the UK MLRO and global Financial Crime Training team.

In late 2023, Paddy joined FirstBank UK as the MLRO.

Mark Tierney has held the role of CEO for Stop Scams UK for the past four years, overseeing a rapid growth in membership from across the banking, technology and telecoms sectors. Mark has fostered a cross-sector incubator where all three sectors collaborate to overcome policy, technical and cultural barriers to fight fraud at source. He is committed to shifting the focus towards prevention, advocating for innovation and proactive strategies.

Mark Tierney has held the role of CEO for Stop Scams UK for the past four years, overseeing a rapid growth in membership from across the banking, technology and telecoms sectors. Mark has fostered a cross-sector incubator where all three sectors collaborate to overcome policy, technical and cultural barriers to fight fraud at source. He is committed to shifting the focus towards prevention, advocating for innovation and proactive strategies.  

Mark believes that tackling fraud requires shared visions, shared resources, and shared intelligence across industries. He is a vocal supporter of data-sharing initiatives to disrupt fraud networks. Under his leadership, Stop Scams UK is expanding its approach to consider international partnerships, recognising that fraud is a global challenge that requires coordinated action. 

Zeena holds the role of Partner in the Dentons London office with more than 10 years of extensive experience advising financial institutions, regulators, listed companies, regulated investment exchanges and senior executives in respect of contentious regulatory and criminal enforcement action. Her experience extends to conducting internal investigations with an international focus involving alleged regulatory breaches, market abuse and corporate crime, including fraud, money laundering, and bribery and corruption.

In addition to completing secondments with the litigation and investigation teams at two retail banks, Zeena has also completed a secondment with the EMEA internal investigations and conduct team at an international investment bank.

Tom Garner works closely with our customers and prospects, leading a team that provides consulting services and SME knowledge on fraud and identity, enabling organisations across multiple industries and regions to leverage LexisNexis Risk Solutions products, data and advanced analytics to effectively manage risk.

Prior to joining LexisNexis Risk Solutions in 2018, Tom has over 10 years’ experience in banking including roles at Lloyds Bank, TSB and banking startups, holding several fraud related roles where he was responsible for managing digital fraud and security, application fraud and card fraud.

Andy Humbles is a Managing Director based in Bournemouth in UK, and is JPMorgan’s Deputy Global Head of Sanctions Compliance as well as the Global Head of Sanctions Compliance for the Corporate and Investment Bank, with responsibility for co-ordinating day-to-day compliance with the U.S. and international sanctions programs. Andy has worked at JPMorgan since 2003. Prior to joining compliance in 2012, he worked in various project and operations management roles, principally supporting equity and fixed income products within the Markets business within JPMorgan’s Corporate and Investment Bank. Andy graduated with a degree in Law, and started his career in retail banking at Lloyds Bank, after which he joined Morgan Stanley’s Institutional Equity Division in 1997 working in a variety of operations roles both in London and Japan.

He regularly participates in industry dialogue around many of the key sanctions issues, with a particular focus on the challenges posed by the Ukraine / Russia related sanctions over the past 8 years. He was Chair of the UK Finance Sanctions Panel between 2014 and 2020 and is member of UK Finance’s Sanctions Committee. Through these roles, he regularly engages in industry discussions with the European Commission, OFAC, US State Department, European Banking Federation and various UK government departments in the context of key sanctions developments, and has presented at a number of external training seminars and workshops on similar themes.

Nathalie is a Managing Director at Barclays where she is the OFAC Officer and Global Head of Sanctions, ABC and Anti-Tax Evasion, Financial Crime Compliance. Nathalie was previously Managing Director and Group Head of Financial Crime Compliance and Group MLRO for the Industrial and Commercial Bank of China Standard Bank (ICBCS). In that role, Nathalie was responsible for all aspects of ICBCS’ sanctions and wider financial crime compliance programme and provided strategic counsel in relation to complex cross-border financial crime issues. Before joining ICBCS, Nathalie was Head of ABC and Sanctions at a global Swiss bank, covering the Europe, Middle East and Africa region.

Prior to working in-house, Nathalie was a white collar criminal defence attorney for WilmerHale in Washington, DC. She also has extensive experience working for a number of international and national government employers and clients, such as the United Nations, the US House of Representatives and the German Bundestag. Nathalie is the former chair of the anti-corruption compliance banking industry forum, the Madison Group and has served as chair and advisor to a variety of expert groups including the International Bar Association, Criminal Law Committee, the American Bar Association former co-chair of UK Finance’s Sanctions Panel and the current Chair of UK Finance’s Sanctions Committee.

Freya is a sanctions specialist working with public and private sectors across the globe to ensure proper sanctions compliance, enforcement, implementation and understanding. Starting in the illicit finance field with HM Treasury in 2015 she went on to be a founding member of the Office of Financial Sanctions Implementation (OFSI). Freya has undertaken roles across compliance, enforcement, guidance and engagement.

As Director of Global Outreach at Kharon, Freya now works as a thought leader across a number of geographic sanctions and thematic regimes, speaking regularly to international governments, industry, and non-profits to promote the understanding and use of compliance risk solutions. Freya regularly authors and collaborates on white papers and articles as well as contributing to roundtable discussions, and co-chairs the UK Finance Associate Members Panel.

Dianne is a Remote Payment Channels fraud threat lead at UK Finance, working closely with financial institutions and other sectors to close vulnerabilities beyond the perimeter of the banks. Having worked in fraud prevention for over 17 years, Dianne now primarily engages with companies outside the FI sector to encourage and foster collaborative initiative to protect mutual customers. 

Prior to joining UK Finance, Dianne worked in the gambling sector mitigating economic crime and meeting regulatory reporting requirements. 

Nadine is a solicitor by training and brings over 20 years’ experience in Economic crime and compliance oversight in both the UK and International markets. She has held varied roles in a few top tier Global Financial service firms including Credit Suisse, Deutsche, JP Morgan and Barclays.

Nadine joined Nationwide Building Society in late 2022 and is responsible for providing oversight of all aspects of Fraud and Financial Crime risk management as the Money Laundering Reporting Officer (MLRO). During her prior 17 years at Barclays, she held several senior leadership roles within the second line Financial Crime Function, including MLRO for Europe Retail and Business banking, Global Head of Sanctions, Interim Head of Barclays Africa Group Limited and finally as the MLRO for the UK ring fenced bank. Throughout her career she has covered a multitude of business areas and worked with UK, US and other key global Regulator’s.

Anu has extensive 22 plus years of experience in UK, USA and Asia including global multi-year complex Financial Crime Compliance (FCC) transformation initiatives.

She is also Fellow of International Compliance Association and specialises in drafting of Global AML Policy, Standards, and global implementation, advisory at Group / Business / Regional Level.

Anu is currently EMEA Head of FCC Regulatory Change and Global Programmes at BNY. She has previously worked with HSBC, UBS, Deutsche Bank, Barclays, RBS, Cisco Financial Services and a FinTech company.

Anu has a Bachelor Degree in Computer Science and Engineering and started her career in Technology before moving onto FCC.
 

Sinéad Goss is the General Counsel for AML, Anti-Bribery and Sanctions Legal across the UK, Europe and Middle East and Africa at Citi. Having originally trained and qualified as a corporate solicitor she joined Citi in 2007 as the EMEA Head, Investment Banking Legal. Sinéad fulfilled this role for 7 years before moving into her current role in 2014. She provides legal advice to the bank on complex AML, Anti-bribery and sanctions issues across the region, including both advisory and investigations work, and has been substantially involved in navigation of the Russia/Ukraine sanctions. 

Kathryn is a Senior Research Fellow at the Centre for Finance and Security at RUSI. She leads the Financial Crime Policy Programme which provides evidence-based research on the implementation and evolution of anti-financial crime policy both in the UK and globally. Prior to joining RUSI, Kathryn spent 15 years at PwC where she worked across the regulated sector, advising institutions on how best to manage their financial crime risks and meet their regulatory obligations. 

John has over a decade of experience in counter-adversarial roles within the financial services sector. With experience in Fraud, Financial Crime, and Information Security functions, he developed a holistic threat intelligence model which provides both operational and strategic support to his organisation, as well as the wider industry through participation in public-private sector partnerships.

Tracey Carr is currently the Head of Fraud Intelligence at Santander. In the past Tracey has had numerous Fraud Management roles, her passion is sharing intelligence across public and private sector and strongly believes by collaborating cross-sector, this will reduce the fraud threats we continue to see. Tracey is chair of the UKF Fraud Panel, Co-Chair of the National Economic Crime Command Fraud Public and Private Threat Group, she is also the retail members UKF representative for the DCPCU’s Strategic Tasking & Co-Ordination Group. 

Abdellah leads the Trade Finance Financial Crime Programme at Commerzbank where his responsibility mainly revolves around managing Trade Sanctions and Export Controls risks with a specific focus on commodities. 

Abdellah has a wide range of experience from working at HSBC in the Middle East and North Africa region as part of the US monitor team. He has also worked at Santander covering Trade Finance Financial Crime. Before joining Commerzbank, he worked for First Abu Dhabi Bank as a Financial Crime Compliance Manager for their London branch.

Clare is Chief Executive of Citizens Advice and leads the national charity and network of local Citizens Advice charities across England & Wales. She was previously a civil servant for nearly 35 years, latterly as Permanent Secretary of the Department for Environment, Food and Rural Affairs from 2015 to 2019, and of the Department for Exiting the EU until its closure in January 2020.  After leaving the Civil Service, Clare chaired the Health Foundation’s Covid-19 impact inquiry and worked with organisations including Transport for London and the Bank of England.  She is a non-executive member of the Westminster Abbey Strategic Board, a trustee of the History of Parliament Trust and chairs the South Downs Partnership

Rakesh Patel is the Head of Sanctions Policy Oversight & Export Controls at HSBC, with oversight responsibilities for HSBC’s sanctions and export controls policy and control framework globally.

Rakesh joined HSBC in 2014, when the bank was reforming and strengthening its sanctions and AML compliance capabilities under a US Deferred Prosecution Agreement which was successfully lifted in December 2017, and has since overseen further development and enhancements to support HSBC becoming a leader in managing financial crime risk.  Before this, Rakesh spent 14 years at Deloitte LLP working on a wide range of financial crime investigations across Sanctions, AML and AB&C. He began his career as a management consultant in the energy sector with Arthur D. Little Ltd. Rakesh is a regular speaker at industry events and is currently the co-Chair of the UK Finance Sanctions Panel.

He is a Chartered Management Accountant and holds a Master’s degree in Chemical Engineering from Imperial College London.

Anila represents over 300 firms on sanctions compliance and export controls implementation at UK Finance, the collective voice for the banking and finance sector. This includes advancing work with international regulatory bodies, governments and enforcement agencies to align on foreign policy objectives via public and private sector information.

Winner of the 2023 ICA Europe Awards, Anila is recognised and celebrated as Founder of the Women in Sanctions Forum and Co-host of the UK Finance Sanctions School podcast series, regularly bridging the gap as a generational leader promoting Diversity, Equity & Inclusion.

Donald is the Head of Financial Crime Threat Mitigation for NatWest Group.  Prior to joining the bank in 2019, he was a civil servant for almost 30 years, spending most of that time with HMRC, where his last role was as  Director, Criminal Investigation.  From 2014 to 2019, Donald was the Director Economic Crime at the National Crime Agency, where one of his achievement was the establishment of the Joint Money laundering Intelligence Team – a public/private partnership between Law Enforcement, the FCA and banking to improve the effectiveness of the UK response to financial crime.”

Ben Trim is Head of Group Financial Crime Public Policy at HSBC. Ben is a financial crime public policy specialist and leads a team who work with governments and international bodies to improve the tackling of economic crime and the management of financial crime risk. In the UK, Ben has worked closely with industry partners and the Government to development a closer partnership to meet these objectives. Ben is the chair of the UK Finance Money Laundering Advisory Panel, and a member of the UK Government's Public Private Steering Group - so has a deep understanding of the UK's Economic Crime Plan. Ben also chairs the Wolfsberg Group's Policy Consultations Working Group, and was previously a member of the APP Scams Steering Group.

Prior to HSBC, Ben spent over 12 years working in the centre of the UK Government. His last post was as Deputy Director for Foreign Policy in the National Security Secretariat. In this role, Ben provided strategic guidance to the Foreign Policy Team; delivering the Prime Minister's and National Security Council's (NSC) priorities. He also led work to embed and develop the NSC policies on prosperity and global growth. Ben's previous roles in Government include Head of the Ebola Unit within the NSS, and positions in the Foreign Office (leading counter-terrorism strategy) and the Prime Minister's Office (Prime Minister's Questions).

Ben holds a Masters in International Strategy and Diplomacy from the London School of Economics for which he was awarded a distinction. Ben is also married with two sons.

Giles Thomson is the Director of the Office of Financial Sanctions Implementation (OFSI) and Economic Crime at HM Treasury. He is responsible for the UK’s AML/CTF policy, is the UK’s Head of Delegation to the Financial Action Task Force, and runs OFSI – the UK’s competent authority for the implementation and enforcement of financial sanctions. He has close to twenty years' experience in a range of roles across government, working extensively on economic crime policy before joining OFSI in November 2020. 

Andrew is the Head of Department responsible for the supervision of Domestic Retail Banks and also heads the FCA's Small Business Unit.   He joined the FSA in 2012 and has previously led the FCA's ring-fencing project and the supervision of retail insurance firms.  He has also worked in the FCA's enforcement division (where he led on complex retail investigations).  Prior to joining the regulator, he was a partner in a law firm where he advised financial services firms and other large corporates on regulatory issues and complex disputes. 

David was appointed as Director for Sanctions at the Foreign, Commonwealth and Development Office in 2022. He is responsible for the development and delivery of UK sanctions policy. Prior to taking on this new role, he served as UK Deputy High Commissioner to Canada, with a particular focus on economic and trade issues. He has had previous diplomatic postings to Poland, France and Cyprus. In London, he has worked in the Foreign Office’s EU Directorate and the Cabinet Office’s European and Global Issues Secretariat. Before becoming a civil servant, David worked in the City of London as a solicitor specialising in commercial litigation, including a secondment to Barclays.

John Cusack is the first Chair of the Global Coalition to Fight Financial Crime having been elected by Members in October 2020. He was previously Global MLRO at UBS and Standard Chartered Bank and two-time Co-Chair of the Wolfsberg Group. He is an adviser to a number of financial institutions and RegTech providers, and engages with NGOs combatting wildlife and human trafficking. Mr Cusack is the author of Red Alert, the Global Threat Assessment 2019 and Sub Saharan Africa Threat Assessment 2020, as well as a regular publisher of papers including on topics such as fighting corruption, human trafficking, wildlife trafficking and ISIS and the editor and publisher of Financial Crime News.

Vivienne is the Chief Privacy Officer of Refinitiv. Previously, Vivienne was a Managing Director and Global Head of Privacy Legal and Head of International for the Intellectual Property and Technology Law Group at Citi in the General Counsel's Office in London. Prior to joining Citi in 2000, Vivienne worked in private practice in London.

Vivienne chairs the International Regulatory Strategy Group Data Working Group and is on the Board of Directors of the International Association of Privacy Professionals (IAPP), having previously served on IAPP European Advisory Board and been co-chair of the IAPP Knowledge Net for the UK. Until recently, Vivienne was the chair of the AFME Data Protection Working Group, and participated in the UK Finance Data Protection Working Group. Vivienne is also on the Business and Law Advisory Board of St Mary's University in the UK.

Vivienne is the current President of Women in Banking and Finance, having been awarded the "Champion for Women" Award at the Women in Banking and Finance Awards for Achievement 2016. Vivienne has many years of experience leading a broad range of diversity initiatives and groups both within firms and across sectors.

Adam joined Lloyds Banking Group in January 2022 as Head of Consumer Servicing Fraud Systems & Controls. Prior to this, Adam has held a number of senior roles in other financial institutions.

Adam has extensive experience from a career in fraud prevention spanning over 20 years. He has worked within fraud prevention at two other tier 1 banks and most recently as Head of fraud for 7 years at a challenger bank.

He has provided representation at key industry forums including UK Finance and is currently the chair of the Money Mule cross industry Working Group.

Anna is responsible for establishing and leading the Office of Trade Sanctions Implementation (OTSI) in the Department for Business and Trade (DBT). To maximise the impact of the unprecedented package of sanctions against Russia imposed by the UK, OTSI is being set up as a dedicated Government unit, equipped with new powers, which will strengthen trade sanctions implementation and enforcement. Legislation that will give OTSI civil enforcement powers is currently before Parliament; these powers come into force and OTSI will ‘go live’ on 10^th October 2024. 

Anna is a highly experienced senior civil servant. Prior to moving to DBT to take up her current role last year, Anna spent most of her career at HM Treasury in wide-ranging leadership, policy and delivery roles, including leading the economic response to the Covid pandemic, on savings and pensions, consumer policy and financial services regulation.

Phil is the Barclays group AML policy lead. He has 16 years’ experience in AML, sanctions and anti-bribery and corruption compliance, and specialises in drafting global policies. Passionate about driving system-wide effectiveness through innovation and public and private collaboration, Phil is deputy chair of the UK Finance Money laundering Advisory Panel and Economic Crime Committee. Phil also works with the Wolfsberg Group, primarily on policy, legal and regulatory developments.

In January 2024 Katie joined The Children’s Society’s National Prevention Programme which drives improved collaboration and professional practice around child exploitation across England and Wales. As the Financial Exploitation Lead, Katie is responsible for guiding the programmes response to Financial Exploitation.

Katie has a background in youth work and creative industries but has spent the last 6 years working to support victims of child trafficking and exploitation both directly and indirectly in specialist exploitation services. Katie has worked extensively with both internally and internationally trafficked children and young people who have experienced child criminal exploitation and overlapping harms including child financial exploitation and child sexual abuse and exploitation.

Lloyd Meadows is responsible for regional sanctions policy and advisory work across the Africa & Middle East Group Sanctions Regional Team in Dubai. He has undertaken two recent secondments with SC Ventures, Standard Chartered’s FinTech arm. He was previously a Senior Sanctions Advisor in the Group Sanctions Specialist Team in London from 2014-16.

From 2009-14, Lloyd served in the State Programmes Team in the Counter Proliferation Department of the UK Foreign & Commonwealth Office, where he worked on the implementation of sanctions regimes targeting Iran, Syria, Libya and North Korea. 

Chris Ainsley has worked in the Fraud and Economic Crime environment for 20 years, and is currently the Head of Fraud Risk Management at Santander UK. He is passionate about finding the best preventative solutions to fraud problems, educating consumers about fraud risks and managing all types of financial crime.

Joined HM Treasury in 2018, first working on securities and markets policy in the Financial Services Group before moving to the International Group to work on sanctions and counter-illicit finance policy. Then transferred to the Department of Health in 2021 before returning to HMT’s Sanctions and Illicit Finance Team in 2023.