In his role as Regional Senior Sales Manager at IDnow, Franc's mission is to expand the IDnow identity-proofing platform into a unicorn status in the UK and the European Union. He is an expert in KYC, AML, fraud prevention strategies, and regulatory compliance within Financial Services and Fintech.

Before IDnow, Franc worked for the likes of Fiserv, Visa, and IDEMIA and has extensive knowledge of the payment and identity markets.

Franc is a graduate of the FADIPA School of Law in São Paulo, Brazil, where he holds a degree in Law. His areas of focus are innovation and regulation within the identity sector.

Tony Sales is the Co-Founder of We Fight Fraud and Underworld TV. As a child Tony, was drawn into a world of crime, that would lead into adulthood, with devastating consequences, not only for Tony but for financial institutions around the world. In 2009, after spending half a decade as a fugitive, Tony went to prison. During the sentence, and a visit from his wife and children he had an epiphany. He wanted to make up to his victims by using his knowledge to prevent financial crime. Everyone laughed at first but for Tony, it seemed like an obvious fit. 

In 2012 Tony said “Data is the new cash” because criminals understand the value of data, businesses should expect ransom attacks to be coming, the year after the prediction, in 2013 ransomware became mainstream. 

Over a decade later, Tony is considered one of the world’s leading authorities on Social Engineering, Fraud, and Cyber Crime. Working alongside leaders from law enforcement and academia, he has advised Governments, financial institutions and some of the world’s biggest brands on their fraud and financial crime strategy. His criminal insight has become invaluable, making him a popular figure who regularly appears on TV and Radio.

Paul is a former Police Detective with Merseyside Police. Paul spent 22 years in various roles, including covert policing and intelligence, counterterrorism and counter-extremism, undercover policing, and criminal investigations into serious and complex crimes such as domestic violence, stalking, and sexual offences. As part of the police’s Economic Crime Team, Paul led investigations into the most harmful, complex, and sensitive crimes, such as high-value fraud and cyber-crime, abuses of position within the law sector and allegations of corruption in local government.

In 2020, Paul moved into Local Government as a Fraud Specialist with Liverpool City Council. He led at a senior level and drove change within the organisation to focus on fighting financial crime, specifically internal risks. He was the authority’s subject matter expert on internal fraud and risk assessment and oversaw their whistleblowing arrangements and internal investigations.

In June this year, Paul went out on his own and founded The Fraud Nerd, a Fraud and Financial Crime Education and Consulting company. He provides training to public and private sectors and specialises in internal risks, corruption, governance, and cybercrime. He also coaches Counter-Fraud Investigation Apprentices and delivers accredited counter-fraud courses with other training providers.

Phillip is Director for Digital Technology and Innovation at UK Finance.  

He has a particular focus on how legislative and regulatory policy impacts digital transformation in finance and banking. He works across the digital transformation landscape on digital identity, AI, new digital money, tokenisation, open banking and data protection.  

His previous role focussed on influencing payments strategy and regulation in the UK. Phillip has a public policy background with previous roles at HM Treasury and in local government.

He currently sits on the FCA Innovation Advisory Group and Smart Data Council.