Experienced executive with a particular focus on competition and regulatory policy, having worked across a number of public and private sectors in several markets. Influence payments regulation across the UK and Europe, leading discussions on strategic industry and regulatory policy initiatives. Has commercial credentials delivering and implementing these policies in practice. Skilled at relationship building, hold several board positions and work with a number of charities.

Becky has close involvement with the UK Payment System Regulator (PSR) and has sat on the Advisory Panel and the Payment Strategy Forum and chaired the Working Group for Implementation Planning for the New Payment Architecture which is part of the PSF consultation paper issued in July 2017. She was also chosen to be part of the Delivery group commissioned by the Bank of England and the PSR for the consolidation of the three Retail Payment schemes representing small and middle sized financial organisations. Becky was a member of the BoE Advisory Board for the replacement of RTGS and has held non- executive directorship positions for the New Payment System Operator (NPSO), Faster Payments Scheme, Payments UK and the Interim Trade Association.

This close involvement with Industry change gives her a unique perspective on the progress and work being taken to improve customers? payment experience, which she now brings to UK Finance since taking up her role as Director of Payments in July 2018.

Phillip is Director for Digital Technology and Innovation at UK Finance.  

He has a particular focus on how legislative and regulatory policy impacts digital transformation in finance and banking. He works across the digital transformation landscape on digital identity, AI, new digital money, tokenisation, open banking and data protection.  

His previous role focussed on influencing payments strategy and regulation in the UK. Phillip has a public policy background with previous roles at HM Treasury and in local government.

He currently sits on the FCA Innovation Advisory Group and Smart Data Council.

For the last three years, Austin has supported innovation and industry technical change from UK Finance; particularly through the development of the open banking ecosystem, the industry roll-out of Confirmation of Payee and, more recently, consideration of how a central bank digital currency and other new forms of digital money can be implemented by the industry. Previously part of Payments UK's Standards team; he also supports the work of the UK Finance Standards Strategy Group to improve the co-ordination of standards development within the payments industry.

Kelly Devine is the Divisional President, UK & Ireland at Mastercard. In her role Kelly is responsible for the strategy, direction and overall success of all aspects of Mastercard's business across the UK and Republic of Ireland.

Prior to this role Kelly was SVP for Account Management and Business Development for the UK & Ireland, leading Mastercard's consumer issuing relationships, including those with high street retail banks such as Lloyds, HSBC, RBS, Santander, TSB, Tesco and Bank of Ireland.

Kelly joined Mastercard in 2015 to lead the division's commercial payments business. Before joining Mastercard, Kelly spent ten years at American Express, latterly as VP of Customer Experience responsible for selling and delivering consulting services.  She's held roles in Business Development, Salesforce Effectiveness and Product Management, as well as Chief of Staff for the Vice Chairman.

Kelly began her career as a consultant at PwC, after gaining her degree in Economics from the London School of Economics.

As Mastercard's regulatory subject-matter expert in digital and crypto assets, CBDC, blockchain and other emerging digital technologies, Jennifer provides global regulatory support and advises product teams and the broader organization to help navigate the evolving regulatory landscape where technology often outpaces regulation.

Jennifer also engages in regulatory and geopolitical implications of new forms of digital money and works to advance regulatory approaches that preserve financial stability, integrity and consumer protection while fostering responsible innovation. Previously, Jennifer advised Mastercard and other public companies globally on cybersecurity, privacy, and data protection regulations in the payments, financial services and technology industries.

George has spent 25 years working in financial services, across a range of payments and financial services technology innovations, he is experienced in leading product and strategy development across payments modernisation, digital identity and digital channel transformation.

George currently leads the Customer Solutions Group within Mastercards New Payments Platform business unit.  He and his team are responsible for supporting the agendas of banks, government and payment system operators in their efforts to drive and respond to payments modernisation opportunities.   He has played a lead role in the development of payment modernisation programmes around the world, including the US, Thailand, The Nordics (P27) and in Latin America.

In previous roles, George was Head of digital Channels within the Corporate Banking Division at RBS. It was there that he developed a Corporate Banking self-service channel strategy and managed existing core digital channel propositions.  George also held the position of Head of Product Management & Development for RBS Global Transaction Services, UK.

With engineering degrees from Cambridge University and more than 20 years? experience in the payments industry, Jim has run businesses for market leaders such as NatWest, Barclaycard, JP Morgan and Vodafone.  He has also led start-ups such as Simpay. He has a strong track record of successfully building, launching and managing innovative payments products and businesses.

There is a common thread that has run through Jim's career to date; one where strategy meets innovation. Jim has brought his strategic skillset to the table for businesses that are in search of the next game-changer in payments technology. His career has progressed in tandem with a payments landscape that has evolved rapidly over the past two decades.

Jim thrives on bringing bold ideas to life, and on driving results.  In 2012, he joined Vocalink (which became part of Mastercard in 2016).  He led Vocalink's core UK business; alongside which he developed strategic propositions for the business across areas such as alternative payments (mobile, digital), payments systems access (PayPort) and data insights (Vocalink Analytics).  He is now leading Mastercard's work on Open Banking, as part of which he played a key role in the acquisition in 2020 of Finicity.