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UK Finance’s view is that share ownership is key to a healthy, dynamic economy. Comparative to other markets, the UK has an underdeveloped retail shareholder base and investment culture.
The current regulatory limitations on providing even relatively simple guidance and advice to retail customers on investing in stocks and shares (without triggering complex regulatory requirements) can mean that, in practice, many retail investors struggle to find expert advice or perceive advice as an expensive / inaccessible option.
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