Funds Transfer Pricing (FTP) is an essential part of every bank's liquidity risk management framework - the PRA considers the FTP mechanism to be a vital part of the ILAAP liquidity risk review and approval process, and a detailed description of a bank's FTP mechanism is a required section of its ILAAP submission. This recognises that FTP is an important part of the risk management process, assisting in understanding the profitability of customers, product lines and organisational units within a bank.

This one day workshop provides comprehensive coverage of business best practice approach to the bank internal funds pricing framework. It explains the process and implementation of the FTP mechanism in clear and practical terms, to enable delegates to acquire an understanding of best practice FTP principles, and how they can be integrated into ALM policies, thus optimising the bank's liquidity management framework.

A well designed FTP framework enables a bank to pursue its strategic objectives, conversely a poorly implemented FTP framework can lead to long term damage to a bank's balance sheet structure and liquidity position.

By the end of this workshop you will be able to:

  • Understand the value and importance of an effective FTP mechanism
  • Explain at ALCO and Board level the need to have a robust FTP process in place at the bank
  • Observe the interaction of business lines, Treasury, Risk and Finance within the FTP process
  • Implement a best practice FTP regime and funding policy in your bank
  • Construct your bank's FTP funding curve efficiently


  1. Asset Liability Committee (ALCO) Governance Framework Best Practice - 20 September
  2. ICAAP Best Practice Principles - 13 October
  3. ILAAP Best Practice Principles - 28 October
  4. Interest Rate Risk in the Banking Book (IRRBB) - 8 November
  5. Recovery and Resolution Planning Principles - 24 November
  6. Bank Funds Transfer Pricing Best Practice Principles - 6 December
  7. Fundamentals of Integrated Balance Sheet Management - 13 December

Speak with us about available discounts if booking more than one workshop in the series (5% off if you book two workshops, 10% off if your book three workshops, and if you book four or more we?ll give you one free). Email us at to discuss.

As we progress through 2021 we will remain conscious of the ever changing environment and our workshop programme will reflect the circumstances we find ourselves in. Thus our programme will be delivered either virtually or in our offices depending on how best we can protect you as our members.

Moorad Choudhry

Moorad Choudhry

Professor Moorad Choudhry is an Independent Non-Executive Director on the Board of Recognise Bank. He has over 35 years experience in banking in the C...

Professor Moorad Choudhry is an Independent Non-Executive Director on the Board of Recognise Bank. He has over 35 years experience in banking in the City of London and was latterly Treasurer, Corporate Banking Division at The Royal Bank of Scotland. He has served as Chair of the ALCO at four different banking institutions, and is author of The Principles of Banking (John Wiley & Sons Ltd 2012, 2023).

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  • Treasury Senior Management
  • CFO and team
  • CRO and team
  • Heads of ALM/ Money Markets
  • ALCO membership
  • Business line heads
  • Heads of Balance Sheet Management
  • Risk Management
  • Liquidity Management
  • Heads of Funds Transfer Pricing     
  • Finance Senior Management