Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

UK Finance response to HMT consultation on banning consumer FS cold calling

28.09.23

Consultation Responses

UK Finance response to HMT consultation on banning consumer FS cold calling

UK Finance has responded supportively to HM Treasury’s proposals to ban cold calling in financial services which will protect consumers from fraud by enabling them to terminate and report unsolicited calls.
UK Finance Response To EC’s Proposed FASTER Directive

22.09.23

Consultation Responses

UK Finance Response To EC’s Proposed FASTER Directive

UK Finance response to European Commission Proposal for a Council Directive on Faster and Safer Relief of Excess Withholding Taxes
UK Finance response to CP 14/23

20.09.23

Consultation Responses

UK Finance response to CP 14/23

In one of its shortest ever responses to a PRA consultation UK Finance has responded to CP 14/23 on proportionality in remuneration disclosure for smaller firms. We fully agreed with all the PRA’s very helpful proposals.
UK Finance response to FCA consultation on rule review framework

18.09.23

Consultation Responses

UK Finance response to FCA consultation on rule review framework

UK Finance response to consultation from Financial Conduct Authority
UK Finance response to CP23/15 - The framework for a UK consolidated tape

18.09.23

Consultation Responses

UK Finance response to CP23/15 - The framework for a UK consolidated tape

UK Finance responds to the FCA’s consultation CP23/15 on its proposed framework for a UK consolidated tape.
UK Finance Response Legislative Reform of the TMO Consultation

14.09.23

Consultation Responses

UK Finance Response Legislative Reform of the TMO Consultation

The Terminal Markets Order (the ‘TMO’) has provided a valuable legislative simplification, which aids the smooth operation of the commodities markets and provides an important anti-VAT fraud measure.
UK Finance responds to FRC’s proposals to revise its Corporate Governance Code (the Code)

14.09.23

Consultation Responses

UK Finance responds to FRC’s proposals to revise its Corporate Governance Code (the Code)

Following the consultation on Restoring Trust in Audit and Corporate Governance in 2021, the government invited the FRC to strengthen the Code in specific areas.
UK Payment Markets 2023

14.09.23

Reports and Publications

UK Payment Markets 2023

An analysis of recent and emerging developments for all forms of payments. UK Payment Markets 2023 provides detailed commentary on trends in payment markets in 2023 and forecasts up to 2032.
UK Payment Statistics 2023

14.09.23

Reports and Publications

UK Payment Statistics 2023

Key statistics on payments in the UK during 2022, as well as annual data since 2012 and forecasts up to 2032. Statistical tables include data on all of the UK payment clearings, cash machines, card payments and other key trends in the UK's payment markets.