Contactless Payments

Contactless is a way for customers to pay for purchases using a card or device without having to enter their PIN. For contactless cards, the limit is £100. It is designed specifically to provide a quick and convenient way to pay in any environment where the speed of transaction is essential for customers. Contactless technology exists in a range of different devices including:

  • pre-paid, debit and credit cards
  • stickers
  • key fobs
  • wearable devices, such as watches and wristbands
  • mobile devices, such as smartphones and tablets

The UK is a world leader in contactless payments, and UK Finance has played a central role over the years in coordinating major changes – whether that be expanding the use of contactless in new environments like transport or charity; or increasing the contactless limit to reflect changing spending habits and to help customers during the Covid-19 pandemic.