Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

UK Finance responds to the FCA’s sustainability disclosure and product labelling consultation

27.01.23

Consultation Responses

UK Finance responds to the FCA’s sustainability disclosure and product labelling consultation

UK Finance is pleased to respond to the FCA’s sustainability disclosure requirements (SDR) and investment labels consultation paper, which seeks to help consumers navigate an increasingly complex investment product landscape, protect them from greenwashing, and promote trust.
Industry Protocol for the Pawnbroking Sector

25.01.23

Guidance

Industry Protocol for the Pawnbroking Sector

As part of joint work recently undertaken between UK Finance and the National Pawnbrokers Association (NPA), the following protocol has been produced.
Cost of living - banks and other finance providers are here to support you

25.01.23

Guidance

Cost of living - banks and other finance providers are here to support you

They will work with you if you are having trouble paying your mortgage, credit card or personal loan.
UK Finance response to the Financial Stability Board’s Consultative Document

17.01.23

Consultation Responses

UK Finance response to the Financial Stability Board’s Consultative Document

Achieving Greater Convergence in Cyber Incident Reporting
UK Finance response to the Bank of England and Financial Conduct Authority Discussion Paper 3/22

13.01.23

Consultation Responses

UK Finance response to Consultation on ‘synthetic’ US dollar LIBOR

09.01.23

Consultation Responses

UK Finance response to Consultation on ‘synthetic’ US dollar LIBOR

The consultation is the latest to consider the FCA’s proposal to require the 1 , 3 and 6 month US dollar LIBOR settings to be published on a synthetic basis until end September 2024. Additionally, the FCA sought feedback on the proposed methodology for building these synthetic US dollar LIBOR settings, and what use of them should be allowed.
UK Finance response to Payment Systems Regulator Call for Views on Authorised Push Payment (APP) Scams

06.01.23

Consultation Responses

UK Finance response to Payment Systems Regulator Call for Views on Authorised Push Payment (APP) Scams

UK Finance has responded to the Payment Systems Regulator’s consultation on proposals regarding reimbursement in authorised push payment (APP) scam cases.
Guidance for firms supporting their existing mortgage borrowers impacted by the rising cost of living – response from UK Finance

21.12.22

Consultation Responses

Guidance for firms supporting their existing mortgage borrowers impacted by the rising cost of living – response from UK Finance

The industry welcomes the Financial Conduct Authority’s (FCA) guidance for firms supporting their existing mortgage borrowers impacted by the rising cost of living (the Draft Additional Guidance). Clarification of existing guidance and rules is useful given that expectations on forbearance and impairment is contained in various thematic reviews, ad-hoc guidance, and market studies published over many years by the FCA and its predecessor, the Financial Services Authority (FSA).
Industry statement on cladding

20.12.22

Guidance

Industry statement on cladding

Leaseholders and prospective buyers will now have more clarity on purchasing homes with building safety issues following a key update from mortgage lenders and the Royal Institution of Chartered Surveyors (RICS).