Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

UK Finance response to the Basel Committee on Banking Supervision

30.09.22

Consultation Responses

UK Finance response to the Basel Committee on Banking Supervision

UK Finance has responded to the second BCBS consultation on the prudential treatment of cryptoassets.
UK Finance response to the FCAs consultation paper CP22/11

20.09.22

Consultation Responses

UK Finance response to the FCAs consultation paper CP22/11

This consultation seeks views on progress towards completing transition away from 1-, 3- and 6-month sterling LIBOR settings.
Financial market infrastructures: approaches to the bank holiday on 19 September

15.09.22

Guidance

Financial market infrastructures: approaches to the bank holiday on 19 September

Financial market infrastructures: approaches to the bank holiday on 19 September
FAQs regarding banking services during the period of national mourning

12.09.22

Guidance

FAQs regarding banking services during the period of national mourning

Frequently asked questions regarding banking services during the period of national mourning and the bank holiday on 19 September.
UK Finance response to consultation on Card Acquiring Market remedies provisional decision

19.08.22

Consultation Responses

UK Finance response to consultation on Card Acquiring Market remedies provisional decision

Our response to the Payment Systems Regulator’s (PSR) consultation on its Provisional Decision in respect of CAMR remedies is made following detailed engagement with our Payment Acceptance Policy Group, which includes major UK banks, long established international payment services providers and newer entrants to the market.
UK Payment Markets 2022

18.08.22

Reports and Publications

UK Payment Markets 2022

An analysis of recent and emerging developments for all forms of payments. UK Payment Markets 2022 provides detailed commentary on trends in payment markets in 2021 and forecasts up to 2031. It includes statistical tables of historic and forecast data for payments and cash acquisition between 2011 and 2031.
UK Payment Statistics 2022

17.08.22

Reports and Publications

UK Payment Statistics 2022

Key statistics on payments in the UK during 2021, as well as annual data since 2011 and forecasts to 2031. Statistical tables include data on all of the UK payment clearings, cash machines, card payments and other key trends in the UK's payment markets.
UK Finance response to the Financial Ombudsman Service – Creating a finding model for the future Discussion Paper

10.08.22

Consultation Responses

UK Finance response to the Financial Ombudsman Service – Creating a finding model for the future Discussion Paper

UK Finance welcomes the opportunity to respond to this Discussion Paper, recognising the importance of the Financial Ombudsman Service (FOS) within the financial services ecosystem and the need for it to have a sustainable funding model.
UK Finance response to the HM Treasury consultation – Statutory Debt Repayment Plan

08.08.22

Consultation Responses

UK Finance response to the HM Treasury consultation – Statutory Debt Repayment Plan

UK Finance has responded to the HM Treasury Consultation on the Statutory Debt Repayment Plan. The SDRP is the second part to the Government’s Debt Respite Scheme. Breathing Space, which provides people in financial difficulty with time to seek debt advice was launched in May 2021. The SDRP, when launched, will provide a debt solution where consumers can combine their debts into a single payment plan.