Policy & guidance

We aim to ensure members have access to the information and tools needed to adapt and thrive, while meeting regulatory and compliance obligations.

The regulatory landscape is constantly evolving, while rapid developments in technology are changing the face of financial services. We publish an extensive range of reports and publications on the topics and issues facing businesses, consumers and the banking and finance industry, from policy papers and data and statistics, through to research reports. We work with in-house expertise, members, government and regulators to develop policy and guidance, including industry-wide standards such as the Invoice Finance and Asset-Based Lending Standards Framework. As a collective voice for the banking and finance industry, UK Finance provides detailed responses to regulator and government-driven consultations, looking to shape the best outcome for our members and their customers and ensure proportionate and measured results. 

Filter policy and guidance

29.09.20

Reports and Publications

UK Consumer Payments 2020

Statistics summarising the latest findings from UK Finance annual National Payments Study (NPS) for 2019. This statistical digest provides a wealth of information about personal financial holdings, payments and cash acquisition in the UK.

24.09.20

Reports and Publications

08.09.20

Consultation Responses

UK Finance response to FCA consultation paper CP20/13

The FCA consulted on new rules to help some borrowers in closed mortgage books have more options to re-mortgage.

27.08.20

Reports and Publications

UK Cash and Cash Machines 2020

Detailed analysis of how and where we obtained and spent cash in the UK during 2019. Includes analysis of cash machines in the UK, as well as forecasts for how cash use will change over the next decade and comparisons with other countries.